Compare Hampton, IA Car Insurance Rates (2021)

Car insurance in Hampton, IA averages $234 a month. Hampton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampton, IA are $2,804/year
  • The cheapest car insurance company in Hampton is USAA
  • The cheapest car insurance company in Hampton for teen drivers is USAA

If you need to buy Hampton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, IA is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Hampton, Iowa car insurance rates to Sioux City car insurance rates, Waterloo car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Hampton, IA car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, IA car insurance rates? Every Hampton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,869 $1,869 $1,673 $1,673 $4,991 $6,995 $1,869 $2,250
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,466 $1,403 $1,209 $1,257 $3,733 $4,208 $1,761 $1,909
State Farm $1,386 $1,386 $1,214 $1,214 $3,709 $4,704 $1,557 $1,775
Travelers $2,110 $2,154 $2,049 $2,057 $9,378 $14,960 $2,198 $2,590
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

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Minimum Car Insurance in Hampton, IA

Every driver must carry the minimum car insurance in Hampton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hampton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, IA. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,695 $2,717 $2,284
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,491 $2,025 $1,839
State Farm $3,016 $1,866 $1,472
Travelers $5,267 $4,502 $4,292
USAA $2,504 $1,720 $1,490

Cheapest Hampton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, IA to rates for a clean record with top companies.

Annual Hampton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,092 $3,069 $3,974 $2,459
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,700 $2,802 $1,845 $2,126
State Farm $1,964 $2,273 $2,118 $2,118
Travelers $3,423 $4,560 $6,093 $4,672
USAA $1,454 $1,954 $2,541 $1,670

Cheapest Hampton, IA Car Insurance for Teen Drivers

Teen car insurance in Hampton, IA can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,991 $6,995
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,733 $4,208
State Farm $3,709 $4,704
Travelers $9,378 $14,960
USAA $3,450 $3,663

Cheapest Hampton, IA Car Insurance for Seniors

Take a look at Hampton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,673 $1,673
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,209 $1,257
State Farm $1,214 $1,214
Travelers $2,049 $2,057
USAA $1,166 $1,188

Cheapest Hampton, IA Car Insurance Rates After a DUI

A DUI in Hampton, IA increases car insurance rates. Compare Hampton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $3,974
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,845
State Farm $2,118
Travelers $6,093
USAA $2,541

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Cheapest Hampton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,865 $2,932
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,118 $2,118
State Farm $2,068 $2,169
Travelers $4,687 $4,687
USAA $1,835 $1,974

The Best Cheap Car Insurance Companies in Hampton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,899
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,118
State Farm $2,118
Travelers $4,687
USAA $1,905

Category Winners: Cheapest Car Insurance in Hampton, Iowa

Find the cheapest car insurance companies in Hampton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Hampton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,911 $3,060 $2,725
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $1,989 $2,125 $2,241
State Farm $2,023 $2,129 $2,203
Travelers $4,412 $4,758 $4,892
USAA $1,809 $1,911 $1,995

What affects car insurance rates in Hampton, Iowa?

What factors can have an impact on Hampton, IA car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, Iowa.

Commute Time in Hampton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampton, IA is 15.0 minutes according to City-Data.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, IA traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

Compare Car Insurance Quotes in Hampton, IA

Ready to find affordable Hampton, Iowa car insurance today? Enter your ZIP code for fast, free Hampton, IA car insurance quotes.

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