Compare Hampton, IL Car Insurance Rates (2021)

Car insurance in Hampton, IL averages $252 a month. Hampton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampton, IL after a DUI are $3,533/year
  • Average car insurance rates in Hampton, IL are $3,026/year
  • The cheapest car insurance company in Hampton is Liberty Mutual

If you need to buy Hampton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, IL is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Hampton, Illinois car insurance rates to Cicero car insurance rates, Naperville car insurance rates, and Springfield car insurance rates.

Ready to find affordable Hampton, IL car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, IL car insurance rates? Every Hampton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,000 $3,014 $3,146 $3,146 $7,882 $10,190 $3,603 $3,890
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,195 $2,195 $1,942 $2,058 $9,692 $10,118 $2,509 $2,619
GEICO $1,520 $1,553 $1,472 $1,778 $4,955 $5,156 $1,917 $1,824
Liberty Mutual $1,242 $1,339 $1,036 $1,157 $4,137 $4,601 $1,295 $1,361
Nationwide $1,451 $1,473 $1,298 $1,371 $3,888 $4,972 $1,681 $1,816
Progressive $2,104 $1,983 $1,735 $1,816 $7,842 $8,795 $2,519 $2,743
State Farm $1,305 $1,305 $1,176 $1,176 $3,890 $4,921 $1,479 $1,708
Travelers $1,508 $1,587 $1,395 $1,483 $4,544 $5,740 $1,593 $1,675
USAA $1,657 $1,676 $1,532 $1,491 $5,424 $5,987 $2,175 $2,374

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Minimum Car Insurance in Hampton, IL

Every driver must carry the minimum car insurance in Hampton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hampton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, IL. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, Illinois

Insurance Company Poor Fair Good
Allstate $6,029 $4,355 $3,817
American Family $4,695 $3,190 $2,696
Farmers $4,724 $3,984 $3,790
GEICO $4,043 $1,979 $1,544
Liberty Mutual $2,848 $1,788 $1,427
Nationwide $2,666 $2,164 $1,902
Progressive $4,199 $3,570 $3,307
State Farm $3,083 $1,846 $1,431
Travelers $2,963 $2,411 $1,949
USAA $3,724 $2,549 $2,096

Cheapest Hampton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, IL to rates for a clean record with top companies.

Annual Hampton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,336 $5,793 $5,371 $4,435
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,515 $4,540 $4,427 $4,181
GEICO $1,819 $2,439 $3,573 $2,257
Liberty Mutual $1,686 $2,389 $2,098 $1,911
Nationwide $1,819 $2,338 $2,738 $2,081
Progressive $3,036 $4,532 $3,361 $3,839
State Farm $1,928 $2,312 $2,120 $2,120
Travelers $1,941 $2,554 $2,837 $2,431
USAA $1,987 $2,859 $3,914 $2,399

Cheapest Hampton, IL Car Insurance for Teen Drivers

Teen car insurance in Hampton, IL can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,882 $10,190
American Family $6,175 $8,572
Farmers $9,692 $10,118
GEICO $4,955 $5,156
Liberty Mutual $4,137 $4,601
Nationwide $3,888 $4,972
Progressive $7,842 $8,795
State Farm $3,890 $4,921
Travelers $4,544 $5,740
USAA $5,424 $5,987

Cheapest Hampton, IL Car Insurance for Seniors

Take a look at Hampton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,146 $3,146
American Family $2,014 $2,014
Farmers $1,942 $2,058
GEICO $1,472 $1,778
Liberty Mutual $1,036 $1,157
Nationwide $1,298 $1,371
Progressive $1,735 $1,816
State Farm $1,176 $1,176
Travelers $1,395 $1,483
USAA $1,532 $1,491

Cheapest Hampton, IL Car Insurance Rates After a DUI

A DUI in Hampton, IL increases car insurance rates. Compare Hampton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,371
American Family $4,889
Farmers $4,427
GEICO $3,573
Liberty Mutual $2,098
Nationwide $2,738
Progressive $3,361
State Farm $2,120
Travelers $2,837
USAA $3,914

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Cheapest Hampton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,734 $4,734
American Family $3,482 $3,573
Farmers $4,166 $4,166
GEICO $2,479 $2,565
Liberty Mutual $2,021 $2,021
Nationwide $2,244 $2,244
Progressive $3,692 $3,692
State Farm $2,066 $2,174
Travelers $2,345 $2,536
USAA $2,712 $2,868

The Best Cheap Car Insurance Companies in Hampton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, Illinois

Insurance Company Average Annual Rates
Allstate $4,734
American Family $3,527
Farmers $4,166
GEICO $2,522
Liberty Mutual $2,021
Nationwide $2,244
Progressive $3,692
State Farm $2,120
Travelers $2,441
USAA $2,790

Category Winners: Cheapest Car Insurance in Hampton, Illinois

Find the cheapest car insurance companies in Hampton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Hampton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, Illinois

Insurance Company Low Medium High
Allstate $4,558 $4,729 $4,915
American Family $3,413 $3,656 $3,512
Farmers $3,951 $4,060 $4,487
GEICO $2,297 $2,519 $2,750
Liberty Mutual $1,901 $2,016 $2,145
Nationwide $2,204 $2,267 $2,260
Progressive $3,444 $3,680 $3,952
State Farm $1,999 $2,124 $2,236
Travelers $2,289 $2,438 $2,595
USAA $2,639 $2,789 $2,941

What affects car insurance rates in Hampton, Illinois?

What factors can have an impact on Hampton, IL car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, Illinois.

Commute Time in Hampton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampton, IL is 28.9 minutes according to City-Data.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, IL traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

Compare Car Insurance Quotes in Hampton, IL

Ready to find affordable Hampton, Illinois car insurance today? Enter your ZIP code for fast, free Hampton, IL car insurance quotes.

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