Compare Hampton, KY Car Insurance Rates (2021)

Car insurance in Hampton, KY averages $362 a month. Hampton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampton, KY after a DUI are $5,165/year
  • The cheapest car insurance company in Hampton for teen drivers is USAA
  • Average car insurance rates in Hampton, KY are $4,348/year

If you need to buy Hampton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, KY is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Hampton, Kentucky car insurance rates to Henderson car insurance rates, Florence car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Hampton, KY car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, KY car insurance rates? Every Hampton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,193 $2,864 $3,060 $11,291 $12,685 $3,612 $3,847
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,695 $2,922 $2,300 $2,564 $10,638 $11,746 $2,827 $2,954
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,269 $2,185 $2,009 $2,035 $10,390 $11,751 $2,818 $2,901
State Farm $2,539 $2,539 $2,269 $2,269 $7,606 $9,568 $2,828 $3,195
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,743 $1,752 $1,568 $1,603 $4,587 $4,842 $2,207 $2,424

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Minimum Car Insurance in Hampton, KY

Every driver must carry the minimum car insurance in Hampton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hampton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, KY. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,236 $4,992 $4,180
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,916 $4,231 $3,345
Nationwide $4,672 $3,666 $3,197
Progressive $5,119 $4,416 $4,099
State Farm $5,920 $3,584 $2,801
Travelers $5,771 $4,882 $4,863
USAA $3,856 $2,158 $1,758

Cheapest Hampton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, KY to rates for a clean record with top companies.

Annual Hampton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,588 $5,912 $6,247 $5,130
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,036 $6,182 $4,818 $4,286
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,765 $5,528 $4,299 $4,586
State Farm $3,746 $4,457 $4,102 $4,102
Travelers $4,512 $4,642 $6,696 $4,837
USAA $1,953 $2,763 $3,296 $2,350

Cheapest Hampton, KY Car Insurance for Teen Drivers

Teen car insurance in Hampton, KY can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,291 $12,685
GEICO $6,831 $8,150
Liberty Mutual $10,638 $11,746
Nationwide $6,037 $7,550
Progressive $10,390 $11,751
State Farm $7,606 $9,568
Travelers $10,570 $16,956
USAA $4,587 $4,842

Cheapest Hampton, KY Car Insurance for Seniors

Take a look at Hampton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,060
GEICO $3,608 $3,267
Liberty Mutual $2,300 $2,564
Nationwide $2,519 $2,640
Progressive $2,009 $2,035
State Farm $2,269 $2,269
Travelers $2,177 $2,183
USAA $1,568 $1,603

Cheapest Hampton, KY Car Insurance Rates After a DUI

A DUI in Hampton, KY increases car insurance rates. Compare Hampton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,247
GEICO $6,862
Liberty Mutual $4,818
Nationwide $4,997
Progressive $4,299
State Farm $4,102
Travelers $6,696
USAA $3,296

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Cheapest Hampton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,469 $5,469
GEICO $4,191 $4,270
Liberty Mutual $4,831 $4,831
Nationwide $3,845 $3,845
Progressive $4,545 $4,545
State Farm $4,007 $4,196
Travelers $5,172 $5,172
USAA $2,494 $2,687

The Best Cheap Car Insurance Companies in Hampton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,469
GEICO $4,231
Liberty Mutual $4,831
Nationwide $3,845
Progressive $4,545
State Farm $4,102
Travelers $5,172
USAA $2,591

Category Winners: Cheapest Car Insurance in Hampton, Kentucky

Find the cheapest car insurance companies in Hampton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hampton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, Kentucky

Insurance Company Low Medium High
Allstate $5,148 $5,451 $5,809
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,639 $4,804 $5,049
Nationwide $3,908 $3,801 $3,826
Progressive $4,244 $4,496 $4,894
State Farm $3,911 $4,097 $4,297
Travelers $4,915 $5,196 $5,405
USAA $2,479 $2,585 $2,708

What affects car insurance rates in Hampton, Kentucky?

What factors can have an impact on Hampton, KY car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, Kentucky.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, KY traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

Compare Car Insurance Quotes in Hampton, KY

Ready to find affordable Hampton, Kentucky car insurance today? Enter your ZIP code for fast, free Hampton, KY car insurance quotes.

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