Compare Hampton, NY Car Insurance Rates (2021)

Car insurance in Hampton, NY averages $256 a month. Hampton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampton, NY after a DUI are $4,069/year
  • The cheapest car insurance company in Hampton for teen drivers is GEICO
  • The cheapest car insurance company in Hampton is GEICO

If you need to buy Hampton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, NY is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, NY car insurance companies, and information on New York car insurance laws. You can also compare Hampton, New York car insurance rates to Utica car insurance rates, Yonkers car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Hampton, NY car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, NY car insurance rates? Every Hampton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,383 $1,333 $1,346 $1,326 $2,887 $4,213 $1,248 $1,285
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,023 $2,023 $1,912 $1,912 $3,577 $5,309 $2,023 $2,570
Progressive $1,529 $1,434 $1,232 $1,251 $5,221 $5,824 $1,980 $1,938
State Farm $1,906 $1,906 $1,662 $1,662 $5,607 $7,230 $2,095 $2,219
Travelers $2,594 $2,601 $2,370 $2,529 $6,040 $7,142 $2,745 $2,850
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Hampton, NY

Every driver must carry the minimum car insurance in Hampton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hampton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, NY. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,352 $1,729 $1,551
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,669 $2,669 $2,669
Progressive $4,012 $2,097 $1,544
State Farm $4,285 $2,688 $2,134
Travelers $4,977 $3,133 $2,716
USAA $4,423 $2,195 $1,945

Cheapest Hampton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, NY to rates for a clean record with top companies.

Annual Hampton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,482 $1,615 $2,931 $1,482
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,050 $2,050 $4,481 $2,095
Progressive $2,482 $2,482 $2,744 $2,496
State Farm $2,892 $2,892 $3,179 $3,179
Travelers $3,078 $3,856 $3,914 $3,587
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Hampton, NY Car Insurance for Teen Drivers

Teen car insurance in Hampton, NY can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,887 $4,213
Liberty Mutual $6,550 $10,619
Nationwide $3,577 $5,309
Progressive $5,221 $5,824
State Farm $5,607 $7,230
Travelers $6,040 $7,142
USAA $6,012 $7,189

Cheapest Hampton, NY Car Insurance for Seniors

Take a look at Hampton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,346 $1,326
Liberty Mutual $3,142 $3,142
Nationwide $1,912 $1,912
Progressive $1,232 $1,251
State Farm $1,662 $1,662
Travelers $2,370 $2,529
USAA $1,346 $1,345

Cheapest Hampton, NY Car Insurance Rates After a DUI

A DUI in Hampton, NY increases car insurance rates. Compare Hampton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $2,931
Liberty Mutual $7,405
Nationwide $4,481
Progressive $2,744
State Farm $3,179
Travelers $3,914
USAA $3,744

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Cheapest Hampton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,822 $1,933
Liberty Mutual $4,514 $4,774
Nationwide $2,669 $2,669
Progressive $2,551 $2,551
State Farm $2,930 $3,142
Travelers $3,609 $3,609
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Hampton, NY

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,878
Liberty Mutual $4,644
Nationwide $2,669
Progressive $2,551
State Farm $3,036
Travelers $3,609
USAA $2,854

Category Winners: Cheapest Car Insurance in Hampton, New York

Find the cheapest car insurance companies in Hampton, NY for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Hampton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,785 $1,872 $1,976
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,515 $2,649 $2,843
Progressive $2,423 $2,538 $2,692
State Farm $2,886 $3,052 $3,169
Travelers $3,436 $3,575 $3,815
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Hampton, New York?

What factors can have an impact on Hampton, NY car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, New York.

Commute Time in Hampton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampton, NY is 25.1 minutes according to City-Data.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, NY traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

Compare Car Insurance Quotes in Hampton, NY

Ready to find affordable Hampton, New York car insurance today? Enter your ZIP code for fast, free Hampton, NY car insurance quotes.

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