Compare Hampton, SC Car Insurance Rates (2021)

Car insurance in Hampton, SC averages $361 a month. Hampton, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampton, SC after a DUI are $5,016/year
  • Average car insurance rates in Hampton, SC are $4,334/year
  • The cheapest car insurance company in Hampton is State Farm

If you need to buy Hampton, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, SC is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Hampton, South Carolina car insurance rates to Florence car insurance rates, North Charleston car insurance rates, and Goose Creek car insurance rates.

Ready to find affordable Hampton, SC car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, SC car insurance rates? Every Hampton, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,762 $2,762 $2,641 $2,641 $7,068 $9,032 $3,064 $3,335
Farmers $3,601 $3,645 $3,424 $3,746 $9,140 $10,044 $3,911 $3,917
GEICO $3,210 $3,210 $2,938 $2,938 $7,289 $7,494 $3,707 $3,778
Nationwide $2,914 $2,961 $2,608 $2,723 $6,954 $9,052 $3,292 $3,619
Progressive $2,887 $2,651 $2,469 $2,577 $11,478 $12,654 $3,282 $3,382
State Farm $2,122 $2,122 $1,905 $1,905 $5,863 $7,410 $2,378 $2,657
USAA $2,119 $2,132 $1,939 $1,948 $8,407 $9,232 $2,790 $2,953

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Minimum Car Insurance in Hampton, SC

Every driver must carry the minimum car insurance in Hampton, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hampton, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, SC. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, South Carolina

Insurance Company Poor Fair Good
Allstate $5,251 $3,925 $3,313
Farmers $6,010 $4,979 $4,546
GEICO $6,591 $3,544 $2,827
Nationwide $5,092 $4,103 $3,601
Progressive $5,785 $5,045 $4,687
State Farm $4,733 $2,886 $2,267
USAA $6,185 $3,011 $2,624

Cheapest Hampton, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, SC to rates for a clean record with top companies.

Annual Hampton, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $4,975 $4,375 $4,148
Farmers $4,336 $5,953 $4,979 $5,446
GEICO $3,300 $4,262 $6,420 $3,300
Nationwide $3,369 $4,389 $5,579 $3,723
Progressive $4,243 $6,135 $5,170 $5,142
State Farm $3,009 $3,645 $3,264 $3,264
USAA $3,111 $3,838 $5,326 $3,485

Cheapest Hampton, SC Car Insurance for Teen Drivers

Teen car insurance in Hampton, SC can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,068 $9,032
Farmers $9,140 $10,044
GEICO $7,289 $7,494
Nationwide $6,954 $9,052
Progressive $11,478 $12,654
State Farm $5,863 $7,410
USAA $8,407 $9,232

Cheapest Hampton, SC Car Insurance for Seniors

Take a look at Hampton, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,641
Farmers $3,424 $3,746
GEICO $2,938 $2,938
Nationwide $2,608 $2,723
Progressive $2,469 $2,577
State Farm $1,905 $1,905
USAA $1,939 $1,948

Cheapest Hampton, SC Car Insurance Rates After a DUI

A DUI in Hampton, SC increases car insurance rates. Compare Hampton, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,375
Farmers $4,979
GEICO $6,420
Nationwide $5,579
Progressive $5,170
State Farm $3,264
USAA $5,326

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Cheapest Hampton, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,076 $4,250
Farmers $5,178 $5,178
GEICO $4,302 $4,339
Nationwide $4,265 $4,265
Progressive $5,172 $5,172
State Farm $3,212 $3,378
USAA $3,898 $3,982

The Best Cheap Car Insurance Companies in Hampton, SC

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, South Carolina

Insurance Company Average Annual Rates
Allstate $4,163
Farmers $5,178
GEICO $4,321
Nationwide $4,265
Progressive $5,173
State Farm $3,295
USAA $3,940

Category Winners: Cheapest Car Insurance in Hampton, South Carolina

Find the cheapest car insurance companies in Hampton, SC for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, South Carolina

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hampton, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, South Carolina

Insurance Company Low Medium High
Allstate $3,912 $4,142 $4,436
Farmers $4,553 $5,170 $5,811
GEICO $3,987 $4,270 $4,704
Nationwide $4,208 $4,268 $4,320
Progressive $4,722 $5,087 $5,708
State Farm $3,061 $3,294 $3,531
USAA $3,725 $3,935 $4,160

What affects car insurance rates in Hampton, South Carolina?

What factors can have an impact on Hampton, SC car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, South Carolina.

Commute Time in Hampton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampton, SC is 19.3 minutes according to City-Data.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, SC traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

Compare Car Insurance Quotes in Hampton, SC

Ready to find affordable Hampton, South Carolina car insurance today? Enter your ZIP code for fast, free Hampton, SC car insurance quotes.

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