Compare Hampton, VA Car Insurance Rates (2021)

Car insurance in Hampton, VA averages $206 a month. Hampton, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hampton is USAA
  • The cheapest car insurance company in Hampton for teen drivers is GEICO
  • Average car insurance rates in Hampton, VA are $2,476/year

If you need to buy Hampton, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, VA is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Hampton, Virginia car insurance rates to Alexandria car insurance rates, Richmond car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Hampton, VA car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, VA car insurance rates? Every Hampton, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $1,960 $2,070 $2,070 $6,469 $7,384 $2,699 $2,689
GEICO $1,503 $1,491 $1,429 $1,429 $3,298 $4,386 $1,747 $1,715
Nationwide $1,555 $1,561 $1,379 $1,413 $3,789 $4,872 $1,720 $1,868
Progressive $1,202 $1,137 $1,095 $1,095 $5,670 $6,362 $1,453 $1,477
State Farm $1,494 $1,494 $1,363 $1,363 $4,693 $5,891 $1,694 $1,944
USAA $1,266 $1,246 $1,193 $1,197 $3,917 $4,638 $1,623 $1,781

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Minimum Car Insurance in Hampton, VA

Every driver must carry the minimum car insurance in Hampton, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hampton, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, VA. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, Virginia

Insurance Company Poor Fair Good
Allstate $4,171 $3,341 $2,771
GEICO $2,361 $2,007 $2,007
Nationwide $2,678 $2,163 $1,967
Progressive $2,703 $2,378 $2,227
State Farm $3,545 $2,196 $1,734
USAA $2,810 $1,923 $1,590

Cheapest Hampton, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, VA to rates for a clean record with top companies.

Annual Hampton, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,553 $4,119 $3,740 $3,299
GEICO $1,621 $2,095 $3,161 $1,621
Nationwide $1,973 $1,973 $2,894 $2,239
Progressive $2,071 $2,772 $2,486 $2,416
State Farm $2,264 $2,720 $2,492 $2,492
USAA $1,630 $2,129 $2,793 $1,877

Cheapest Hampton, VA Car Insurance for Teen Drivers

Teen car insurance in Hampton, VA can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,469 $7,384
GEICO $3,298 $4,386
Nationwide $3,789 $4,872
Progressive $5,670 $6,362
State Farm $4,693 $5,891
USAA $3,917 $4,638

Cheapest Hampton, VA Car Insurance for Seniors

Take a look at Hampton, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,070
GEICO $1,429 $1,429
Nationwide $1,379 $1,413
Progressive $1,095 $1,095
State Farm $1,363 $1,363
USAA $1,193 $1,197

Cheapest Hampton, VA Car Insurance Rates After a DUI

A DUI in Hampton, VA increases car insurance rates. Compare Hampton, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,740
GEICO $3,161
Nationwide $2,894
Progressive $2,486
State Farm $2,492
USAA $2,793

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Cheapest Hampton, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,320 $3,536
GEICO $2,086 $2,164
Nationwide $2,270 $2,270
Progressive $2,436 $2,436
State Farm $2,428 $2,556
USAA $2,029 $2,186

Cheapest Hampton, VA Car Insurance Rates by ZIP Code

Hampton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hampton, VA.

Annual Car Insurance Rates by ZIP Code in Hampton, Virginia

ZIP Code Average Annual Rates
23661 $2,153
23663 $2,145
23664 $2,161
23665 $2,083
23666 $2,143
23668 $2,174
23669 $2,127

The Best Cheap Car Insurance Companies in Hampton, VA

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, Virginia

Insurance Company Average Annual Rates
Allstate $3,428
GEICO $2,125
Nationwide $2,270
Progressive $2,436
State Farm $2,492
USAA $2,108

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Category Winners: Cheapest Car Insurance in Hampton, Virginia

Find the cheapest car insurance companies in Hampton, VA for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Hampton, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, Virginia

Insurance Company Low Medium High
Allstate $3,297 $3,428 $3,558
GEICO $2,026 $2,122 $2,227
Nationwide $2,357 $2,250 $2,202
Progressive $2,318 $2,406 $2,584
State Farm $2,322 $2,489 $2,665
USAA $2,006 $2,112 $2,204

What affects car insurance rates in Hampton, Virginia?

What factors can have an impact on Hampton, VA car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, Virginia.

Commute Time in Hampton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampton, VA is 22.6 minutes according to City-Data.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, VA traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

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Compare Car Insurance Quotes in Hampton, VA

Ready to find affordable Hampton, Virginia car insurance today? Enter your ZIP code for fast, free Hampton, VA car insurance quotes.

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