Compare Hanceville, AL Car Insurance Rates (2021)

Car insurance in Hanceville, AL averages $310 a month. Hanceville, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hanceville car insurance rates, compare quotes from the top car insurance companies in Hanceville, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hanceville, AL after a DUI are $4,248/year
  • Average car insurance rates in Hanceville, AL are $3,723/year
  • The cheapest car insurance company in Hanceville for teen drivers is USAA

If you need to buy Hanceville, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Hanceville, AL is right here.

You’ll find Hanceville car insurance rates, the cheapest Hanceville, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Hanceville, Alabama car insurance rates to Decatur car insurance rates, Montgomery car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Hanceville, AL car insurance today? Enter your ZIP code for fast, free Hanceville car insurance quotes.

Cheapest Hanceville, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hanceville, AL car insurance rates? Every Hanceville, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hanceville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,005 $1,912 $1,811 $1,846 $6,943 $7,466 $2,251 $2,306
Farmers $2,419 $2,399 $2,161 $2,294 $9,349 $9,617 $2,758 $2,874
GEICO $2,214 $2,204 $2,102 $2,167 $5,867 $5,781 $2,333 $2,175
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,711 $1,732 $1,561 $1,615 $4,509 $5,801 $1,899 $2,121
Progressive $2,395 $2,243 $1,962 $2,101 $9,839 $10,972 $2,799 $2,972
State Farm $2,931 $2,931 $2,662 $2,662 $9,034 $11,281 $3,315 $3,841
Travelers $1,384 $1,406 $1,299 $1,297 $7,426 $11,727 $1,313 $1,499
USAA $1,337 $1,357 $1,247 $1,220 $4,019 $4,457 $1,747 $1,883

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Minimum Car Insurance in Hanceville, AL

Every driver must carry the minimum car insurance in Hanceville, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Hanceville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hanceville, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hanceville, AL. Compare credit history car insurance rates in Hanceville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hanceville, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,220 $2,634
Farmers $4,746 $4,085 $3,870
GEICO $3,952 $2,817 $2,547
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,158 $2,466 $2,232
Progressive $4,977 $4,268 $3,986
State Farm $7,831 $3,968 $2,698
Travelers $3,727 $3,234 $3,296
USAA $2,904 $1,887 $1,684

Cheapest Hanceville, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hanceville, AL to rates for a clean record with top companies.

Annual Hanceville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,321 $3,940 $3,187
Farmers $3,558 $4,607 $4,494 $4,276
GEICO $2,087 $3,376 $4,174 $2,784
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,293 $2,293 $3,331 $2,558
Progressive $3,985 $5,010 $4,274 $4,372
State Farm $4,350 $5,422 $4,779 $4,779
Travelers $2,851 $2,991 $4,368 $3,465
USAA $1,659 $2,084 $3,096 $1,794

Cheapest Hanceville, AL Car Insurance for Teen Drivers

Teen car insurance in Hanceville, AL can be expensive. Take a look at rates from the top car insurance companies in Hanceville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hanceville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,943 $7,466
Farmers $9,349 $9,617
GEICO $5,867 $5,781
Liberty Mutual $11,526 $12,810
Nationwide $4,509 $5,801
Progressive $9,839 $10,972
State Farm $9,034 $11,281
Travelers $7,426 $11,727
USAA $4,019 $4,457

Cheapest Hanceville, AL Car Insurance for Seniors

Take a look at Hanceville, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hanceville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,846
Farmers $2,161 $2,294
GEICO $2,102 $2,167
Liberty Mutual $2,581 $2,883
Nationwide $1,561 $1,615
Progressive $1,962 $2,101
State Farm $2,662 $2,662
Travelers $1,299 $1,297
USAA $1,247 $1,220

Cheapest Hanceville, AL Car Insurance Rates After a DUI

A DUI in Hanceville, AL increases car insurance rates. Compare Hanceville, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hanceville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,940
Farmers $4,494
GEICO $4,174
Liberty Mutual $5,781
Nationwide $3,331
Progressive $4,274
State Farm $4,779
Travelers $4,368
USAA $3,096

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Cheapest Hanceville, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hanceville, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hanceville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,234 $4,234
GEICO $3,051 $3,159
Liberty Mutual $5,415 $5,415
Nationwide $2,619 $2,619
Progressive $4,410 $4,410
State Farm $4,717 $4,948
Travelers $3,419 $3,419
USAA $2,060 $2,257

The Best Cheap Car Insurance Companies in Hanceville, AL

Take a look at a side-by-side comparison of the top car insurance companies in Hanceville, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hanceville, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,234
GEICO $3,105
Liberty Mutual $5,415
Nationwide $2,619
Progressive $4,410
State Farm $4,832
Travelers $3,419
USAA $2,158

Category Winners: Cheapest Car Insurance in Hanceville, Alabama

Find the cheapest car insurance companies in Hanceville, AL for each category right here.

Best Annual Car Insurance Rates by Company in Hanceville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hanceville, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hanceville car insurance rates. Find the cheapest Hanceville, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hanceville, Alabama

Insurance Company Low Medium High
Allstate $3,215 $3,312 $3,425
Farmers $4,007 $4,181 $4,512
GEICO $2,875 $3,092 $3,349
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,600 $2,597 $2,660
Progressive $3,955 $4,385 $4,891
State Farm $4,568 $4,825 $5,103
Travelers $3,235 $3,487 $3,534
USAA $2,084 $2,147 $2,244

What affects car insurance rates in Hanceville, Alabama?

What factors can have an impact on Hanceville, AL car insurance? There are several reasons why Hanceville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hanceville, Alabama.

Car Theft in Hanceville

High levels of vehicle theft can make car insurance more expensive. Hanceville, AL car theft statistics from the FBI indicate 11 vehicle thefts a year.

Commute Time in Hanceville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hanceville, AL is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Hanceville, AL

Ready to find affordable Hanceville, Alabama car insurance today? Enter your ZIP code for fast, free Hanceville, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State