Compare Hannibal, MO Car Insurance Rates (2021)

Car insurance in Hannibal, MO averages $257 a month. Hannibal, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hannibal car insurance rates, compare quotes from the top car insurance companies in Hannibal, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hannibal, MO are $3,089/year
  • Average car insurance rates in Hannibal, MO after a DUI are $3,589/year
  • The cheapest car insurance company in Hannibal is Nationwide

If you need to buy Hannibal, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Hannibal, MO is right here.

You’ll find Hannibal car insurance rates, the cheapest Hannibal, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Hannibal, Missouri car insurance rates to St. Joseph car insurance rates, St. Charles car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Hannibal, MO car insurance today? Enter your ZIP code for fast, free Hannibal car insurance quotes.

Cheapest Hannibal, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hannibal, MO car insurance rates? Every Hannibal, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hannibal, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,903 $1,903 $1,694 $1,694 $5,159 $6,711 $1,903 $2,227
Farmers $2,193 $2,188 $1,965 $2,077 $8,720 $9,017 $2,488 $2,603
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,566 $2,785 $2,115 $2,374 $8,583 $9,535 $2,706 $2,890
Nationwide $1,312 $1,343 $1,173 $1,246 $3,271 $4,201 $1,492 $1,617
Progressive $1,899 $1,769 $1,556 $1,600 $6,143 $6,903 $2,317 $2,368
State Farm $1,647 $1,647 $1,466 $1,466 $4,679 $5,916 $1,851 $2,106
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

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Minimum Car Insurance in Hannibal, MO

Every driver must carry the minimum car insurance in Hannibal, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Hannibal, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hannibal, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hannibal, MO. Compare credit history car insurance rates in Hannibal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hannibal, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,787 $2,665 $2,246
Farmers $4,471 $3,714 $3,534
GEICO $3,669 $2,392 $1,915
Liberty Mutual $6,020 $3,669 $2,894
Nationwide $2,309 $1,903 $1,658
Progressive $3,553 $2,943 $2,712
State Farm $3,536 $2,330 $1,926
USAA $4,253 $1,984 $1,423

Cheapest Hannibal, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hannibal, MO to rates for a clean record with top companies.

Annual Hannibal, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,174 $3,153 $3,794 $2,476
Farmers $3,412 $4,184 $4,097 $3,932
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,059 $4,367 $4,512 $4,840
Nationwide $1,554 $1,972 $2,607 $1,694
Progressive $2,669 $3,547 $2,950 $3,111
State Farm $2,393 $2,802 $2,597 $2,597
USAA $2,050 $2,486 $3,437 $2,240

Cheapest Hannibal, MO Car Insurance for Teen Drivers

Teen car insurance in Hannibal, MO can be expensive. Take a look at rates from the top car insurance companies in Hannibal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hannibal, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,159 $6,711
Farmers $8,720 $9,017
GEICO $5,343 $5,669
Liberty Mutual $8,583 $9,535
Nationwide $3,271 $4,201
Progressive $6,143 $6,903
State Farm $4,679 $5,916
USAA $4,644 $5,677

Cheapest Hannibal, MO Car Insurance for Seniors

Take a look at Hannibal, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hannibal, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,694 $1,694
Farmers $1,965 $2,077
GEICO $1,390 $1,740
Liberty Mutual $2,115 $2,374
Nationwide $1,173 $1,246
Progressive $1,556 $1,600
State Farm $1,466 $1,466
USAA $1,412 $1,439

Cheapest Hannibal, MO Car Insurance Rates After a DUI

A DUI in Hannibal, MO increases car insurance rates. Compare Hannibal, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hannibal, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,794
Farmers $4,097
GEICO $3,549
Liberty Mutual $4,512
Nationwide $2,607
Progressive $2,950
State Farm $2,597
USAA $3,437

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Cheapest Hannibal, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hannibal, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hannibal, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,871 $2,928
Farmers $3,906 $3,906
GEICO $2,605 $2,712
Liberty Mutual $4,194 $4,194
Nationwide $1,957 $1,957
Progressive $3,069 $3,069
State Farm $2,533 $2,661
USAA $2,461 $2,646

The Best Cheap Car Insurance Companies in Hannibal, MO

Take a look at a side-by-side comparison of the top car insurance companies in Hannibal, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hannibal, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,899
Farmers $3,906
GEICO $2,659
Liberty Mutual $4,194
Nationwide $1,957
Progressive $3,069
State Farm $2,597
USAA $2,553

Category Winners: Cheapest Car Insurance in Hannibal, Missouri

Find the cheapest car insurance companies in Hannibal, MO for each category right here.

Best Annual Car Insurance Rates by Company in Hannibal, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Hannibal, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hannibal car insurance rates. Find the cheapest Hannibal, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hannibal, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,811 $2,991 $2,895
Farmers $3,669 $3,871 $4,179
GEICO $2,504 $2,674 $2,798
Liberty Mutual $3,959 $4,215 $4,409
Nationwide $1,843 $1,974 $2,054
Progressive $2,754 $3,077 $3,377
State Farm $2,440 $2,607 $2,744
USAA $2,442 $2,545 $2,673

What affects car insurance rates in Hannibal, Missouri?

What factors can have an impact on Hannibal, MO car insurance? There are several reasons why Hannibal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hannibal, Missouri.

Commute Time in Hannibal

The more time you spend in your car the higher the risk of an accident. The average commute length in Hannibal, MO is 15.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hannibal, MO

Ready to find affordable Hannibal, Missouri car insurance today? Enter your ZIP code for fast, free Hannibal, MO car insurance quotes.

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