Compare Hannibal, NY Car Insurance Rates (2021)

Car insurance in Hannibal, NY averages $262 a month. Hannibal, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hannibal car insurance rates, compare quotes from the top car insurance companies in Hannibal, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hannibal for teen drivers is GEICO
  • Average car insurance rates in Hannibal, NY after a DUI are $4,174/year
  • Average car insurance rates in Hannibal, NY are $3,145/year

If you need to buy Hannibal, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Hannibal, NY is right here.

You’ll find Hannibal car insurance rates, the cheapest Hannibal, NY car insurance companies, and information on New York car insurance laws. You can also compare Hannibal, New York car insurance rates to New York car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Hannibal, NY car insurance today? Enter your ZIP code for fast, free Hannibal car insurance quotes.

Cheapest Hannibal, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hannibal, NY car insurance rates? Every Hannibal, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hannibal, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,282 $2,278 $2,324 $7,301 $7,901 $2,385 $2,412
GEICO $1,363 $1,314 $1,329 $1,309 $2,890 $4,254 $1,228 $1,266
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,582 $1,486 $1,277 $1,294 $5,291 $5,896 $2,039 $1,987
State Farm $2,133 $2,133 $1,854 $1,854 $6,192 $8,007 $2,339 $2,481
Travelers $2,346 $2,365 $2,149 $2,302 $5,481 $6,509 $2,493 $2,597
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Hannibal, NY

Every driver must carry the minimum car insurance in Hannibal, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Hannibal, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hannibal, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hannibal, NY. Compare credit history car insurance rates in Hannibal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hannibal, New York

Insurance Company Poor Fair Good
Allstate $5,232 $3,086 $2,670
GEICO $2,342 $1,721 $1,544
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,870 $2,870 $2,870
Progressive $4,114 $2,136 $1,569
State Farm $4,764 $2,987 $2,371
Travelers $4,494 $2,857 $2,489
USAA $4,423 $2,195 $1,945

Cheapest Hannibal, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hannibal, NY to rates for a clean record with top companies.

Annual Hannibal, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,082 $3,082 $4,563 $3,922
GEICO $1,463 $1,595 $2,956 $1,463
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,537 $2,537 $2,801 $2,552
State Farm $3,218 $3,218 $3,529 $3,529
Travelers $2,802 $3,502 $3,554 $3,263
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Hannibal, NY Car Insurance for Teen Drivers

Teen car insurance in Hannibal, NY can be expensive. Take a look at rates from the top car insurance companies in Hannibal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hannibal, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,301 $7,901
GEICO $2,890 $4,254
Liberty Mutual $6,550 $10,619
Nationwide $3,851 $5,729
Progressive $5,291 $5,896
State Farm $6,192 $8,007
Travelers $5,481 $6,509
USAA $6,012 $7,189

Cheapest Hannibal, NY Car Insurance for Seniors

Take a look at Hannibal, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hannibal, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,278 $2,324
GEICO $1,329 $1,309
Liberty Mutual $3,142 $3,142
Nationwide $2,051 $2,051
Progressive $1,277 $1,294
State Farm $1,854 $1,854
Travelers $2,149 $2,302
USAA $1,346 $1,345

Cheapest Hannibal, NY Car Insurance Rates After a DUI

A DUI in Hannibal, NY increases car insurance rates. Compare Hannibal, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hannibal, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,563
GEICO $2,956
Liberty Mutual $7,405
Nationwide $4,839
Progressive $2,801
State Farm $3,529
Travelers $3,554
USAA $3,744

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Cheapest Hannibal, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hannibal, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hannibal, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,613 $3,712
GEICO $1,814 $1,924
Liberty Mutual $4,514 $4,774
Nationwide $2,870 $2,870
Progressive $2,606 $2,606
State Farm $3,257 $3,491
Travelers $3,280 $3,280
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Hannibal, NY

Take a look at a side-by-side comparison of the top car insurance companies in Hannibal, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hannibal, New York

Insurance Company Average Annual Rates
Allstate $3,662
GEICO $1,869
Liberty Mutual $4,644
Nationwide $2,870
Progressive $2,606
State Farm $3,374
Travelers $3,280
USAA $2,854

Category Winners: Cheapest Car Insurance in Hannibal, New York

Find the cheapest car insurance companies in Hannibal, NY for each category right here.

Best Annual Car Insurance Rates by Company in Hannibal, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Hannibal, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hannibal car insurance rates. Find the cheapest Hannibal, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hannibal, New York

Insurance Company Low Medium High
Allstate $3,479 $3,651 $3,857
GEICO $1,772 $1,865 $1,970
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,716 $2,850 $3,045
Progressive $2,484 $2,595 $2,741
State Farm $3,222 $3,391 $3,509
Travelers $3,130 $3,253 $3,458
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Hannibal, New York?

What factors can have an impact on Hannibal, NY car insurance? There are several reasons why Hannibal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hannibal, New York.

Commute Time in Hannibal

The more time you spend in your car the higher the risk of an accident. The average commute length in Hannibal, NY is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hannibal, NY

Ready to find affordable Hannibal, New York car insurance today? Enter your ZIP code for fast, free Hannibal, NY car insurance quotes.

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