Compare Hanover, IN Car Insurance Rates (2021)

Car insurance in Hanover, IN averages $287 a month. Hanover, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hanover car insurance rates, compare quotes from the top car insurance companies in Hanover, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hanover, IN are $3,444/year
  • The cheapest car insurance company in Hanover for teen drivers is USAA
  • Average car insurance rates in Hanover, IN after a DUI are $4,079/year

If you need to buy Hanover, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hanover, IN is right here.

You’ll find Hanover car insurance rates, the cheapest Hanover, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Hanover, Indiana car insurance rates to Fort Wayne car insurance rates, South Bend car insurance rates, and Evansville car insurance rates.

Ready to find affordable Hanover, IN car insurance today? Enter your ZIP code for fast, free Hanover car insurance quotes.

Cheapest Hanover, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hanover, IN car insurance rates? Every Hanover, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hanover, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,460 $2,101 $2,298 $7,242 $9,114 $2,444 $2,658
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,529 $1,510 $1,310 $1,470 $8,123 $8,658 $2,008 $2,171
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,921 $1,967 $1,676 $1,795 $5,684 $7,404 $2,260 $2,479
Progressive $1,754 $1,666 $1,582 $1,596 $10,128 $11,408 $2,199 $2,250
State Farm $1,690 $1,690 $1,497 $1,497 $4,990 $6,417 $1,866 $2,070
Travelers $1,228 $1,250 $1,151 $1,149 $7,469 $11,742 $1,298 $1,510
USAA $1,060 $1,046 $983 $994 $2,920 $3,272 $1,434 $1,540

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Minimum Car Insurance in Hanover, IN

Every driver must carry the minimum car insurance in Hanover, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Hanover, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hanover, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hanover, IN. Compare credit history car insurance rates in Hanover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hanover, Indiana

Insurance Company Poor Fair Good
Allstate $4,764 $3,539 $3,215
American Family $5,388 $3,498 $2,927
Farmers $3,909 $3,184 $2,949
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,589 $3,028 $2,828
Progressive $4,503 $3,974 $3,742
State Farm $3,957 $2,359 $1,828
Travelers $3,734 $3,159 $3,155
USAA $2,232 $1,473 $1,262

Cheapest Hanover, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hanover, IN to rates for a clean record with top companies.

Annual Hanover, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,072 $4,495 $4,143 $3,646
American Family $2,714 $4,320 $5,483 $3,234
Farmers $2,994 $3,494 $3,595 $3,306
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,700 $3,496 $3,350 $3,048
Progressive $3,053 $5,338 $3,646 $4,255
State Farm $2,653 $2,899 $2,653 $2,653
Travelers $2,841 $3,519 $3,989 $3,049
USAA $1,253 $1,780 $2,040 $1,551

Cheapest Hanover, IN Car Insurance for Teen Drivers

Teen car insurance in Hanover, IN can be expensive. Take a look at rates from the top car insurance companies in Hanover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hanover, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,242 $9,114
American Family $6,768 $9,826
Farmers $8,123 $8,658
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,684 $7,404
Progressive $10,128 $11,408
State Farm $4,990 $6,417
Travelers $7,469 $11,742
USAA $2,920 $3,272

Cheapest Hanover, IN Car Insurance for Seniors

Take a look at Hanover, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hanover, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,298
American Family $2,219 $2,219
Farmers $1,310 $1,470
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,676 $1,795
Progressive $1,582 $1,596
State Farm $1,497 $1,497
Travelers $1,151 $1,149
USAA $983 $994

Cheapest Hanover, IN Car Insurance Rates After a DUI

A DUI in Hanover, IN increases car insurance rates. Compare Hanover, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hanover, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,143
American Family $5,483
Farmers $3,595
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,350
Progressive $3,646
State Farm $2,653
Travelers $3,989
USAA $2,040

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Cheapest Hanover, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hanover, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hanover, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
American Family $3,890 $3,985
Farmers $3,347 $3,347
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $3,148 $3,148
Progressive $4,073 $4,073
State Farm $2,636 $2,793
Travelers $3,350 $3,350
USAA $1,634 $1,678

The Best Cheap Car Insurance Companies in Hanover, IN

Take a look at a side-by-side comparison of the top car insurance companies in Hanover, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hanover, Indiana

Insurance Company Average Annual Rates
Allstate $3,839
American Family $3,938
Farmers $3,347
GEICO $2,438
Liberty Mutual $5,937
Nationwide $3,148
Progressive $4,073
State Farm $2,715
Travelers $3,350
USAA $1,656

Category Winners: Cheapest Car Insurance in Hanover, Indiana

Find the cheapest car insurance companies in Hanover, IN for each category right here.

Best Annual Car Insurance Rates by Company in Hanover, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hanover, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hanover car insurance rates. Find the cheapest Hanover, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hanover, Indiana

Insurance Company Low Medium High
Allstate $3,665 $3,825 $4,027
American Family $3,904 $4,068 $3,841
Farmers $3,231 $3,340 $3,471
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $3,204 $3,123 $3,118
Progressive $3,848 $4,010 $4,361
State Farm $2,590 $2,714 $2,840
Travelers $3,290 $3,381 $3,377
USAA $1,597 $1,652 $1,720

What affects car insurance rates in Hanover, Indiana?

What factors can have an impact on Hanover, IN car insurance? There are several reasons why Hanover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hanover, Indiana.

Commute Time in Hanover

The more time you spend in your car the higher the risk of an accident. The average commute length in Hanover, IN is 18.3 minutes according to City-Data.

Traffic in Hanover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hanover, IN traffic data from INRIX ranks Hanover as the 135th-most congested in the world.

Compare Car Insurance Quotes in Hanover, IN

Ready to find affordable Hanover, Indiana car insurance today? Enter your ZIP code for fast, free Hanover, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State