Compare Happy Camp, CA Car Insurance Rates (2021)

Car insurance in Happy Camp, CA averages $254 a month. Happy Camp, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Happy Camp car insurance rates, compare quotes from the top car insurance companies in Happy Camp, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Happy Camp for teen drivers is USAA
  • The cheapest car insurance company in Happy Camp is Progressive
  • Average car insurance rates in Happy Camp, CA after a DUI are $4,263/year

If you need to buy Happy Camp, California car insurance, the options can be confusing. Everything you need to know about car insurance in Happy Camp, CA is right here.

You’ll find Happy Camp car insurance rates, the cheapest Happy Camp, CA car insurance companies, and information on California car insurance laws. You can also compare Happy Camp, California car insurance rates to San Francisco car insurance rates, Anaheim car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Happy Camp, CA car insurance today? Enter your ZIP code for fast, free Happy Camp car insurance quotes.

Cheapest Happy Camp, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Happy Camp, CA car insurance rates? Every Happy Camp, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Happy Camp, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $2,032 $1,470 $1,499 $5,391 $6,790 $2,610 $2,910
Farmers $2,334 $2,334 $2,093 $2,093 $7,406 $12,175 $2,760 $3,068
GEICO $1,720 $1,722 $1,618 $1,618 $5,240 $5,354 $2,473 $2,540
Liberty Mutual $1,999 $1,894 $1,853 $1,799 $4,343 $4,614 $2,254 $2,270
Nationwide $2,798 $2,680 $2,428 $2,299 $6,936 $7,676 $3,319 $3,300
Progressive $1,499 $1,541 $1,281 $1,515 $3,939 $4,752 $2,167 $2,329
State Farm $2,565 $2,565 $2,289 $2,289 $4,669 $5,790 $2,836 $2,924
Travelers $2,067 $2,014 $1,825 $1,805 $4,080 $4,733 $2,670 $2,624
USAA $1,721 $1,634 $1,680 $1,690 $3,889 $3,901 $2,374 $2,246

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Minimum Car Insurance in Happy Camp, CA

Every driver must carry the minimum car insurance in Happy Camp, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Happy Camp, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Happy Camp, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Happy Camp, CA to rates for a clean record with top companies.

Annual Happy Camp, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,869 $3,144 $4,903 $2,445
Farmers $3,165 $4,310 $5,375 $4,281
GEICO $1,949 $3,002 $3,772 $2,418
Liberty Mutual $2,281 $3,057 $2,758 $2,417
Nationwide $2,745 $3,514 $5,946 $3,514
Progressive $1,557 $2,639 $3,079 $2,238
State Farm $2,308 $2,756 $5,218 $2,681
Travelers $1,856 $2,943 $3,441 $2,669
USAA $1,592 $2,359 $3,874 $1,743

Cheapest Happy Camp, CA Car Insurance for Teen Drivers

Teen car insurance in Happy Camp, CA can be expensive. Take a look at rates from the top car insurance companies in Happy Camp for teenagers.

Annual Car Insurance Rates for Teen Drivers in Happy Camp, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,391 $6,790
Farmers $7,406 $12,175
GEICO $5,240 $5,354
Liberty Mutual $4,343 $4,614
Nationwide $6,936 $7,676
Progressive $3,939 $4,752
State Farm $4,669 $5,790
Travelers $4,080 $4,733
USAA $3,889 $3,901

Cheapest Happy Camp, CA Car Insurance for Seniors

Take a look at Happy Camp, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Happy Camp, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,470 $1,499
Farmers $2,093 $2,093
GEICO $1,618 $1,618
Liberty Mutual $1,853 $1,799
Nationwide $2,428 $2,299
Progressive $1,281 $1,515
State Farm $2,289 $2,289
Travelers $1,825 $1,805
USAA $1,680 $1,690

Cheapest Happy Camp, CA Car Insurance Rates After a DUI

A DUI in Happy Camp, CA increases car insurance rates. Compare Happy Camp, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Happy Camp, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,903
Farmers $5,375
GEICO $3,772
Liberty Mutual $2,758
Nationwide $5,946
Progressive $3,079
State Farm $5,218
Travelers $3,441
USAA $3,874

Cheapest Happy Camp, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Happy Camp, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Happy Camp, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,791 $3,389
Farmers $3,887 $4,679
GEICO $2,531 $3,040
Liberty Mutual $2,414 $2,842
Nationwide $3,475 $4,384
Progressive $2,164 $2,592
State Farm $3,123 $3,358
Travelers $2,458 $2,996
USAA $2,204 $2,580

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The Best Cheap Car Insurance Companies in Happy Camp, CA

Take a look at a side-by-side comparison of the top car insurance companies in Happy Camp, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Happy Camp, California

Insurance Company Average Annual Rates
Allstate $3,090
Farmers $4,283
GEICO $2,785
Liberty Mutual $2,628
Nationwide $3,929
Progressive $2,378
State Farm $3,241
Travelers $2,727
USAA $2,392

Category Winners: Cheapest Car Insurance in Happy Camp, California

Find the cheapest car insurance companies in Happy Camp, CA for each category right here.

Best Annual Car Insurance Rates by Company in Happy Camp, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Happy Camp, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Happy Camp car insurance rates. Find the cheapest Happy Camp, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Happy Camp, California

Insurance Company Low Medium High
Allstate $2,943 $3,114 $3,214
Farmers $4,003 $4,312 $4,533
GEICO $2,559 $2,810 $2,987
Liberty Mutual $2,459 $2,651 $2,775
Nationwide $3,567 $3,986 $4,235
Progressive $2,128 $2,443 $2,563
State Farm $2,959 $3,287 $3,476
Travelers $2,444 $2,783 $2,954
USAA $2,171 $2,437 $2,568

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What affects car insurance rates in Happy Camp, California?

What factors can have an impact on Happy Camp, CA car insurance? There are several reasons why Happy Camp car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Happy Camp, California.

Commute Time in Happy Camp

The more time you spend in your car the higher the risk of an accident. The average commute length in Happy Camp, CA is 10.6 minutes according to City-Data.

Compare Car Insurance Quotes in Happy Camp, CA

Ready to find affordable Happy Camp, California car insurance today? Enter your ZIP code for fast, free Happy Camp, CA car insurance quotes.

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