Compare Harbor City, CA Car Insurance Rates (2021)

Car insurance in Harbor City, CA averages $341 a month. Harbor City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Harbor City car insurance rates, compare quotes from the top car insurance companies in Harbor City, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harbor City for teen drivers is USAA
  • Average car insurance rates in Harbor City, CA are $4,095/year
  • Average car insurance rates in Harbor City, CA after a DUI are $5,760/year

If you need to buy Harbor City, California car insurance, the options can be confusing. Everything you need to know about car insurance in Harbor City, CA is right here.

You’ll find Harbor City car insurance rates, the cheapest Harbor City, CA car insurance companies, and information on California car insurance laws. You can also compare Harbor City, California car insurance rates to Bakersfield car insurance rates, San Francisco car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Harbor City, CA car insurance today? Enter your ZIP code for fast, free Harbor City car insurance quotes.

Cheapest Harbor City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harbor City, CA car insurance rates? Every Harbor City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harbor City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,109 $3,102 $2,265 $2,281 $8,742 $10,981 $3,967 $4,335
Farmers $3,068 $3,068 $2,777 $2,777 $9,788 $15,982 $3,637 $4,052
GEICO $1,958 $1,959 $1,841 $1,841 $5,982 $6,079 $2,816 $2,873
Liberty Mutual $2,374 $2,234 $2,221 $2,147 $5,132 $5,513 $2,660 $2,700
Nationwide $4,050 $3,858 $3,554 $3,341 $10,455 $11,536 $4,842 $4,772
Progressive $1,961 $2,022 $1,663 $1,980 $5,258 $6,358 $2,837 $3,057
State Farm $3,635 $3,635 $3,250 $3,250 $6,728 $8,357 $4,024 $4,148
Travelers $2,786 $2,689 $2,462 $2,437 $5,892 $6,687 $3,640 $3,551
USAA $1,952 $1,849 $1,902 $1,911 $4,464 $4,494 $2,705 $2,556

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Minimum Car Insurance in Harbor City, CA

Every driver must carry the minimum car insurance in Harbor City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Harbor City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Harbor City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harbor City, CA to rates for a clean record with top companies.

Annual Harbor City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,918 $4,913 $7,728 $3,831
Farmers $4,176 $5,684 $7,073 $5,642
GEICO $2,213 $3,428 $4,288 $2,745
Liberty Mutual $2,710 $3,629 $3,278 $2,872
Nationwide $4,042 $5,186 $8,789 $5,186
Progressive $2,053 $3,493 $4,064 $2,958
State Farm $3,305 $3,940 $7,434 $3,834
Travelers $2,484 $4,120 $4,764 $3,705
USAA $1,812 $2,701 $4,417 $1,986

Cheapest Harbor City, CA Car Insurance for Teen Drivers

Teen car insurance in Harbor City, CA can be expensive. Take a look at rates from the top car insurance companies in Harbor City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harbor City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,742 $10,981
Farmers $9,788 $15,982
GEICO $5,982 $6,079
Liberty Mutual $5,132 $5,513
Nationwide $10,455 $11,536
Progressive $5,258 $6,358
State Farm $6,728 $8,357
Travelers $5,892 $6,687
USAA $4,464 $4,494

Cheapest Harbor City, CA Car Insurance for Seniors

Take a look at Harbor City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harbor City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,265 $2,281
Farmers $2,777 $2,777
GEICO $1,841 $1,841
Liberty Mutual $2,221 $2,147
Nationwide $3,554 $3,341
Progressive $1,663 $1,980
State Farm $3,250 $3,250
Travelers $2,462 $2,437
USAA $1,902 $1,911

Cheapest Harbor City, CA Car Insurance Rates After a DUI

A DUI in Harbor City, CA increases car insurance rates. Compare Harbor City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harbor City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,728
Farmers $7,073
GEICO $4,288
Liberty Mutual $3,278
Nationwide $8,789
Progressive $4,064
State Farm $7,434
Travelers $4,764
USAA $4,417

Cheapest Harbor City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harbor City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harbor City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,370 $5,325
Farmers $5,119 $6,168
GEICO $2,878 $3,459
Liberty Mutual $2,866 $3,379
Nationwide $5,113 $6,489
Progressive $2,852 $3,432
State Farm $4,459 $4,798
Travelers $3,387 $4,149
USAA $2,515 $2,943

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The Best Cheap Car Insurance Companies in Harbor City, CA

Take a look at a side-by-side comparison of the top car insurance companies in Harbor City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harbor City, California

Insurance Company Average Annual Rates
Allstate $4,848
Farmers $5,643
GEICO $3,169
Liberty Mutual $3,123
Nationwide $5,801
Progressive $3,142
State Farm $4,628
Travelers $3,768
USAA $2,729

Category Winners: Cheapest Car Insurance in Harbor City, California

Find the cheapest car insurance companies in Harbor City, CA for each category right here.

Best Annual Car Insurance Rates by Company in Harbor City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Harbor City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harbor City car insurance rates. Find the cheapest Harbor City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harbor City, California

Insurance Company Low Medium High
Allstate $4,574 $4,892 $5,077
Farmers $5,235 $5,690 $6,006
GEICO $2,859 $3,207 $3,440
Liberty Mutual $2,880 $3,153 $3,334
Nationwide $5,194 $5,908 $6,302
Progressive $2,829 $3,232 $3,366
State Farm $4,135 $4,715 $5,035
Travelers $3,237 $3,878 $4,189
USAA $2,479 $2,781 $2,927

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Compare Car Insurance Quotes in Harbor City, CA

Ready to find affordable Harbor City, California car insurance today? Enter your ZIP code for fast, free Harbor City, CA car insurance quotes.

Free Car Insurance Comparison

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