Compare Harborcreek, PA Car Insurance Rates (2021)

Car insurance in Harborcreek, PA averages $330 a month. Harborcreek, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Harborcreek car insurance rates, compare quotes from the top car insurance companies in Harborcreek, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harborcreek for teen drivers is USAA
  • Average car insurance rates in Harborcreek, PA are $3,958/year
  • The cheapest car insurance company in Harborcreek is USAA

If you need to buy Harborcreek, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Harborcreek, PA is right here.

You’ll find Harborcreek car insurance rates, the cheapest Harborcreek, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Harborcreek, Pennsylvania car insurance rates to Lancaster car insurance rates, York car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Harborcreek, PA car insurance today? Enter your ZIP code for fast, free Harborcreek car insurance quotes.

Cheapest Harborcreek, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harborcreek, PA car insurance rates? Every Harborcreek, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harborcreek, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,453 $2,453 $2,279 $2,279 $8,505 $8,505 $2,679 $2,679
GEICO $1,934 $1,674 $1,834 $1,589 $4,895 $4,245 $1,945 $1,684
Liberty Mutual $4,073 $4,073 $3,733 $3,733 $11,855 $11,855 $5,164 $5,164
Nationwide $1,836 $1,836 $1,743 $1,743 $5,218 $5,218 $2,063 $2,063
Progressive $2,728 $2,728 $2,439 $2,439 $8,860 $8,860 $3,487 $3,487
State Farm $1,583 $1,583 $1,400 $1,400 $5,677 $5,677 $1,748 $1,748
Travelers $1,671 $1,671 $1,798 $1,798 $24,880 $24,880 $2,016 $2,016
USAA $1,100 $1,100 $993 $993 $3,325 $3,325 $1,459 $1,459

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Minimum Car Insurance in Harborcreek, PA

Every driver must carry the minimum car insurance in Harborcreek, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Harborcreek, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Harborcreek, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harborcreek, PA. Compare credit history car insurance rates in Harborcreek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harborcreek, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,075 $3,800 $3,063
GEICO $3,713 $2,093 $1,618
Liberty Mutual $7,925 $5,680 $5,015
Nationwide $3,181 $2,624 $2,340
Progressive $5,794 $4,071 $3,271
State Farm $3,703 $2,293 $1,810
Travelers $8,249 $7,468 $7,057
USAA $2,144 $1,597 $1,416

Cheapest Harborcreek, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harborcreek, PA to rates for a clean record with top companies.

Annual Harborcreek, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,804 $4,505 $3,804 $3,804
GEICO $1,827 $3,114 $2,441 $2,518
Liberty Mutual $5,634 $6,514 $6,339 $6,339
Nationwide $1,966 $2,630 $3,647 $2,616
Progressive $3,967 $5,495 $4,079 $3,973
State Farm $2,378 $2,827 $2,602 $2,602
Travelers $5,398 $7,661 $9,645 $7,661
USAA $1,384 $1,910 $2,037 $1,546

Cheapest Harborcreek, PA Car Insurance for Teen Drivers

Teen car insurance in Harborcreek, PA can be expensive. Take a look at rates from the top car insurance companies in Harborcreek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harborcreek, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,505 $8,505
GEICO $4,895 $4,245
Liberty Mutual $11,855 $11,855
Nationwide $5,218 $5,218
Progressive $8,860 $8,860
State Farm $5,677 $5,677
Travelers $24,880 $24,880
USAA $3,325 $3,325

Cheapest Harborcreek, PA Car Insurance for Seniors

Take a look at Harborcreek, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harborcreek, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,279 $2,279
GEICO $1,834 $1,589
Liberty Mutual $3,733 $3,733
Nationwide $1,743 $1,743
Progressive $2,439 $2,439
State Farm $1,400 $1,400
Travelers $1,798 $1,798
USAA $993 $993

Cheapest Harborcreek, PA Car Insurance Rates After a DUI

A DUI in Harborcreek, PA increases car insurance rates. Compare Harborcreek, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harborcreek, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
GEICO $2,441
Liberty Mutual $6,339
Nationwide $3,647
Progressive $4,079
State Farm $2,602
Travelers $9,645
USAA $2,037

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Cheapest Harborcreek, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harborcreek, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harborcreek, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,898 $4,060
GEICO $2,437 $2,513
Liberty Mutual $6,048 $6,365
Nationwide $2,715 $2,715
Progressive $4,379 $4,379
State Farm $2,525 $2,679
Travelers $7,591 $7,591
USAA $1,670 $1,768

The Best Cheap Car Insurance Companies in Harborcreek, PA

Take a look at a side-by-side comparison of the top car insurance companies in Harborcreek, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harborcreek, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,979
GEICO $2,475
Liberty Mutual $6,206
Nationwide $2,715
Progressive $4,379
State Farm $2,602
Travelers $7,591
USAA $1,719

Category Winners: Cheapest Car Insurance in Harborcreek, Pennsylvania

Find the cheapest car insurance companies in Harborcreek, PA for each category right here.

Best Annual Car Insurance Rates by Company in Harborcreek, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Harborcreek, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harborcreek car insurance rates. Find the cheapest Harborcreek, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harborcreek, Pennsylvania

Insurance Company Low Medium High
Allstate $3,758 $4,012 $4,168
GEICO $2,259 $2,502 $2,663
Liberty Mutual $5,859 $6,258 $6,502
Nationwide $2,703 $2,754 $2,687
Progressive $4,010 $4,419 $4,707
State Farm $2,432 $2,637 $2,737
Travelers $7,647 $7,604 $7,522
USAA $1,601 $1,735 $1,821

What affects car insurance rates in Harborcreek, Pennsylvania?

What factors can have an impact on Harborcreek, PA car insurance? There are several reasons why Harborcreek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harborcreek, Pennsylvania.

Commute Time in Harborcreek

The more time you spend in your car the higher the risk of an accident. The average commute length in Harborcreek, PA is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Harborcreek, PA

Ready to find affordable Harborcreek, Pennsylvania car insurance today? Enter your ZIP code for fast, free Harborcreek, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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