Compare Hardaway, AL Car Insurance Rates (2021)

Car insurance in Hardaway, AL averages $320 a month. Hardaway, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hardaway car insurance rates, compare quotes from the top car insurance companies in Hardaway, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hardaway is USAA
  • Average car insurance rates in Hardaway, AL after a DUI are $4,357/year
  • The cheapest car insurance company in Hardaway for teen drivers is USAA

If you need to buy Hardaway, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Hardaway, AL is right here.

You’ll find Hardaway car insurance rates, the cheapest Hardaway, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Hardaway, Alabama car insurance rates to Madison car insurance rates, Auburn car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Hardaway, AL car insurance today? Enter your ZIP code for fast, free Hardaway car insurance quotes.

Cheapest Hardaway, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hardaway, AL car insurance rates? Every Hardaway, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hardaway, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,208 $3,471 $2,628 $2,941 $11,374 $12,659 $3,432 $3,672
Nationwide $1,711 $1,735 $1,558 $1,616 $4,430 $5,728 $1,896 $2,123
Progressive $2,603 $2,455 $2,133 $2,269 $10,368 $11,596 $3,049 $3,244
State Farm $3,235 $3,235 $2,930 $2,930 $9,778 $12,270 $3,655 $4,196
Travelers $1,507 $1,533 $1,405 $1,403 $7,919 $12,463 $1,429 $1,655
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

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Minimum Car Insurance in Hardaway, AL

Every driver must carry the minimum car insurance in Hardaway, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Hardaway, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hardaway, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hardaway, AL. Compare credit history car insurance rates in Hardaway from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hardaway, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $5,138 $4,409 $4,182
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,784 $4,752 $3,733
Nationwide $3,137 $2,448 $2,214
Progressive $5,341 $4,557 $4,246
State Farm $8,561 $4,332 $2,942
Travelers $3,999 $3,464 $3,529
USAA $3,047 $1,984 $1,771

Cheapest Hardaway, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hardaway, AL to rates for a clean record with top companies.

Annual Hardaway, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,256 $5,910 $5,800 $5,727
Nationwide $2,273 $2,273 $3,313 $2,539
Progressive $4,264 $5,335 $4,574 $4,686
State Farm $4,766 $5,906 $5,222 $5,222
Travelers $3,056 $3,207 $4,672 $3,722
USAA $1,742 $2,187 $3,255 $1,885

Cheapest Hardaway, AL Car Insurance for Teen Drivers

Teen car insurance in Hardaway, AL can be expensive. Take a look at rates from the top car insurance companies in Hardaway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hardaway, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,908 $10,210
GEICO $5,548 $5,428
Liberty Mutual $11,374 $12,659
Nationwide $4,430 $5,728
Progressive $10,368 $11,596
State Farm $9,778 $12,270
Travelers $7,919 $12,463
USAA $4,208 $4,671

Cheapest Hardaway, AL Car Insurance for Seniors

Take a look at Hardaway, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hardaway, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,397 $2,532
GEICO $2,014 $2,065
Liberty Mutual $2,628 $2,941
Nationwide $1,558 $1,616
Progressive $2,133 $2,269
State Farm $2,930 $2,930
Travelers $1,405 $1,403
USAA $1,313 $1,290

Cheapest Hardaway, AL Car Insurance Rates After a DUI

A DUI in Hardaway, AL increases car insurance rates. Compare Hardaway, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hardaway, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,847
GEICO $3,924
Liberty Mutual $5,800
Nationwide $3,313
Progressive $4,574
State Farm $5,222
Travelers $4,672
USAA $3,255

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Cheapest Hardaway, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hardaway, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hardaway, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,576 $4,576
GEICO $2,906 $3,021
Liberty Mutual $5,423 $5,423
Nationwide $2,600 $2,600
Progressive $4,715 $4,715
State Farm $5,148 $5,409
Travelers $3,664 $3,664
USAA $2,163 $2,371

The Best Cheap Car Insurance Companies in Hardaway, AL

Take a look at a side-by-side comparison of the top car insurance companies in Hardaway, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hardaway, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,576
GEICO $2,964
Liberty Mutual $5,423
Nationwide $2,600
Progressive $4,715
State Farm $5,279
Travelers $3,664
USAA $2,267

Category Winners: Cheapest Car Insurance in Hardaway, Alabama

Find the cheapest car insurance companies in Hardaway, AL for each category right here.

Best Annual Car Insurance Rates by Company in Hardaway, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hardaway, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hardaway car insurance rates. Find the cheapest Hardaway, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hardaway, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,352 $4,524 $4,852
GEICO $2,742 $2,952 $3,198
Liberty Mutual $5,188 $5,399 $5,683
Nationwide $2,587 $2,576 $2,636
Progressive $4,240 $4,690 $5,214
State Farm $4,974 $5,273 $5,589
Travelers $3,486 $3,738 $3,769
USAA $2,186 $2,255 $2,361

Compare Car Insurance Quotes in Hardaway, AL

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Average Monthly Car Insurance Rates by State