Compare Hardeeville, SC Car Insurance Rates (2021)

Car insurance in Hardeeville, SC averages $316 a month. Hardeeville, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hardeeville car insurance rates, compare quotes from the top car insurance companies in Hardeeville, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hardeeville, SC after a DUI are $4,390/year
  • The cheapest car insurance company in Hardeeville is State Farm
  • Average car insurance rates in Hardeeville, SC are $3,794/year

If you need to buy Hardeeville, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Hardeeville, SC is right here.

You’ll find Hardeeville car insurance rates, the cheapest Hardeeville, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Hardeeville, South Carolina car insurance rates to Mount Pleasant car insurance rates, Charleston car insurance rates, and Hilton Head Island car insurance rates.

Ready to find affordable Hardeeville, SC car insurance today? Enter your ZIP code for fast, free Hardeeville car insurance quotes.

Cheapest Hardeeville, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hardeeville, SC car insurance rates? Every Hardeeville, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hardeeville, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,509 $2,509 $6,752 $8,596 $2,901 $3,153
Farmers $2,807 $2,818 $2,717 $2,911 $7,762 $8,474 $3,083 $3,106
GEICO $2,219 $2,219 $2,023 $2,023 $5,560 $5,678 $2,602 $2,676
Nationwide $2,835 $2,876 $2,544 $2,648 $6,876 $8,905 $3,211 $3,516
Progressive $2,178 $2,006 $1,878 $1,964 $9,154 $10,104 $2,505 $2,607
State Farm $1,976 $1,976 $1,783 $1,783 $5,561 $7,009 $2,216 $2,482
USAA $2,119 $2,132 $1,939 $1,948 $8,407 $9,232 $2,790 $2,953

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Minimum Car Insurance in Hardeeville, SC

Every driver must carry the minimum car insurance in Hardeeville, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Hardeeville, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hardeeville, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hardeeville, SC. Compare credit history car insurance rates in Hardeeville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hardeeville, South Carolina

Insurance Company Poor Fair Good
Allstate $4,988 $3,731 $3,152
Farmers $4,797 $4,085 $3,748
GEICO $4,766 $2,564 $2,045
Nationwide $4,976 $4,025 $3,528
Progressive $4,497 $3,956 $3,696
State Farm $4,446 $2,715 $2,135
USAA $6,185 $3,011 $2,624

Cheapest Hardeeville, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hardeeville, SC to rates for a clean record with top companies.

Annual Hardeeville, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,743 $4,172 $3,940
Farmers $3,516 $4,869 $4,042 $4,412
GEICO $2,395 $3,083 $4,627 $2,395
Nationwide $3,311 $4,297 $5,445 $3,652
Progressive $3,315 $4,835 $4,048 $4,001
State Farm $2,822 $3,436 $3,068 $3,068
USAA $3,111 $3,838 $5,326 $3,485

Cheapest Hardeeville, SC Car Insurance for Teen Drivers

Teen car insurance in Hardeeville, SC can be expensive. Take a look at rates from the top car insurance companies in Hardeeville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hardeeville, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,752 $8,596
Farmers $7,762 $8,474
GEICO $5,560 $5,678
Nationwide $6,876 $8,905
Progressive $9,154 $10,104
State Farm $5,561 $7,009
USAA $8,407 $9,232

Cheapest Hardeeville, SC Car Insurance for Seniors

Take a look at Hardeeville, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hardeeville, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,509
Farmers $2,717 $2,911
GEICO $2,023 $2,023
Nationwide $2,544 $2,648
Progressive $1,878 $1,964
State Farm $1,783 $1,783
USAA $1,939 $1,948

Cheapest Hardeeville, SC Car Insurance Rates After a DUI

A DUI in Hardeeville, SC increases car insurance rates. Compare Hardeeville, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hardeeville, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
Farmers $4,042
GEICO $4,627
Nationwide $5,445
Progressive $4,048
State Farm $3,068
USAA $5,326

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Cheapest Hardeeville, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hardeeville, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hardeeville, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $4,041
Farmers $4,210 $4,210
GEICO $3,106 $3,144
Nationwide $4,176 $4,176
Progressive $4,050 $4,050
State Farm $3,021 $3,176
USAA $3,898 $3,982

The Best Cheap Car Insurance Companies in Hardeeville, SC

Take a look at a side-by-side comparison of the top car insurance companies in Hardeeville, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hardeeville, South Carolina

Insurance Company Average Annual Rates
Allstate $3,957
Farmers $4,210
GEICO $3,125
Nationwide $4,176
Progressive $4,050
State Farm $3,098
USAA $3,940

Category Winners: Cheapest Car Insurance in Hardeeville, South Carolina

Find the cheapest car insurance companies in Hardeeville, SC for each category right here.

Best Annual Car Insurance Rates by Company in Hardeeville, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Hardeeville, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hardeeville car insurance rates. Find the cheapest Hardeeville, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hardeeville, South Carolina

Insurance Company Low Medium High
Allstate $3,702 $3,936 $4,232
Farmers $3,750 $4,209 $4,670
GEICO $2,921 $3,096 $3,358
Nationwide $4,103 $4,181 $4,244
Progressive $3,735 $3,995 $4,418
State Farm $2,871 $3,097 $3,327
USAA $3,725 $3,935 $4,160

What affects car insurance rates in Hardeeville, South Carolina?

What factors can have an impact on Hardeeville, SC car insurance? There are several reasons why Hardeeville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hardeeville, South Carolina.

Commute Time in Hardeeville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hardeeville, SC is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hardeeville, SC

Ready to find affordable Hardeeville, South Carolina car insurance today? Enter your ZIP code for fast, free Hardeeville, SC car insurance quotes.

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