Compare Hardin, MT Car Insurance Rates (2021)

Car insurance in Hardin, MT averages $278 a month. Hardin, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hardin car insurance rates, compare quotes from the top car insurance companies in Hardin, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hardin, MT are $3,330/year
  • The cheapest car insurance company in Hardin for teen drivers is Liberty Mutual
  • Average car insurance rates in Hardin, MT after a DUI are $4,116/year

If you need to buy Hardin, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Hardin, MT is right here.

You’ll find Hardin car insurance rates, the cheapest Hardin, MT car insurance companies, and information on Montana car insurance laws. You can also compare Hardin, Montana car insurance rates to Helena car insurance rates, Belgrade car insurance rates, and Havre car insurance rates.

Ready to find affordable Hardin, MT car insurance today? Enter your ZIP code for fast, free Hardin car insurance quotes.

Cheapest Hardin, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hardin, MT car insurance rates? Every Hardin, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hardin, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,578 $2,578 $2,361 $2,361 $9,832 $9,832 $2,779 $2,779
Farmers $3,193 $3,193 $2,839 $2,839 $8,135 $8,135 $3,483 $3,483
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $973 $973 $950 $950 $1,940 $1,940 $1,157 $1,157
Nationwide $2,951 $2,951 $2,674 $2,674 $5,957 $5,957 $3,129 $3,129
Progressive $3,426 $3,426 $3,079 $3,079 $8,071 $8,071 $3,867 $3,867
State Farm $1,550 $1,550 $1,355 $1,355 $4,472 $4,472 $1,675 $1,675
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Hardin, MT

Every driver must carry the minimum car insurance in Hardin, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Hardin, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hardin, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hardin, MT. Compare credit history car insurance rates in Hardin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hardin, Montana

Insurance Company Poor Fair Good
Allstate $5,300 $4,247 $3,616
Farmers $5,203 $4,132 $3,903
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,255 $1,255 $1,255
Nationwide $4,662 $3,344 $3,028
Progressive $5,572 $4,267 $3,993
State Farm $3,251 $1,982 $1,556
USAA $2,788 $1,875 $1,511

Cheapest Hardin, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hardin, MT to rates for a clean record with top companies.

Annual Hardin, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,689 $4,352 $5,294 $4,215
Farmers $3,889 $4,999 $4,873 $3,889
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $858 $1,485 $1,485 $1,194
Nationwide $2,654 $3,848 $4,992 $3,217
Progressive $3,978 $5,136 $4,916 $4,413
State Farm $2,120 $2,406 $2,263 $2,263
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Hardin, MT Car Insurance for Teen Drivers

Teen car insurance in Hardin, MT can be expensive. Take a look at rates from the top car insurance companies in Hardin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hardin, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,832 $9,832
Farmers $8,135 $8,135
GEICO $7,655 $7,125
Liberty Mutual $1,940 $1,940
Nationwide $5,957 $5,957
Progressive $8,071 $8,071
State Farm $4,472 $4,472
USAA $4,089 $4,089

Cheapest Hardin, MT Car Insurance for Seniors

Take a look at Hardin, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hardin, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,361 $2,361
Farmers $2,839 $2,839
GEICO $3,057 $2,788
Liberty Mutual $950 $950
Nationwide $2,674 $2,674
Progressive $3,079 $3,079
State Farm $1,355 $1,355
USAA $1,166 $1,166

Cheapest Hardin, MT Car Insurance Rates After a DUI

A DUI in Hardin, MT increases car insurance rates. Compare Hardin, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hardin, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,294
Farmers $4,873
GEICO $6,256
Liberty Mutual $1,485
Nationwide $4,992
Progressive $4,916
State Farm $2,263
USAA $2,852

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Cheapest Hardin, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hardin, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hardin, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,284 $4,491
Farmers $4,413 $4,413
GEICO $3,907 $4,048
Liberty Mutual $1,255 $1,255
Nationwide $3,678 $3,678
Progressive $4,611 $4,611
State Farm $2,196 $2,330
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Hardin, MT

Take a look at a side-by-side comparison of the top car insurance companies in Hardin, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hardin, Montana

Insurance Company Average Annual Rates
Allstate $4,388
Farmers $4,413
GEICO $3,978
Liberty Mutual $1,255
Nationwide $3,678
Progressive $4,611
State Farm $2,263
USAA $2,058

Category Winners: Cheapest Car Insurance in Hardin, Montana

Find the cheapest car insurance companies in Hardin, MT for each category right here.

Best Annual Car Insurance Rates by Company in Hardin, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Hardin, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hardin car insurance rates. Find the cheapest Hardin, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hardin, Montana

Insurance Company Low Medium High
Allstate $4,208 $4,379 $4,576
Farmers $4,172 $4,410 $4,656
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,170 $1,259 $1,338
Nationwide $2,851 $3,926 $4,257
Progressive $4,359 $4,599 $4,875
State Farm $2,150 $2,253 $2,386
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Hardin, Montana?

What factors can have an impact on Hardin, MT car insurance? There are several reasons why Hardin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hardin, Montana.

Commute Time in Hardin

The more time you spend in your car the higher the risk of an accident. The average commute length in Hardin, MT is 14.9 minutes according to City-Data.

Compare Car Insurance Quotes in Hardin, MT

Ready to find affordable Hardin, Montana car insurance today? Enter your ZIP code for fast, free Hardin, MT car insurance quotes.

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