Compare Harding-Birch Lakes, AK Car Insurance Rates (2021)

Car insurance in Harding-Birch Lakes, AK averages $240 a month. Harding-Birch Lakes, Alaska car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Harding-Birch Lakes car insurance rates, compare quotes from the top car insurance companies in Harding-Birch Lakes, AK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Harding-Birch Lakes, AK are $2,880/year
  • The cheapest car insurance company in Harding-Birch Lakes is State Farm
  • Average car insurance rates in Harding-Birch Lakes, AK after a DUI are $3,392/year

If you need to buy Harding-Birch Lakes, Alaska car insurance, the options can be confusing. Everything you need to know about car insurance in Harding-Birch Lakes, AK is right here.

You’ll find Harding-Birch Lakes car insurance rates, the cheapest Harding-Birch Lakes, AK car insurance companies, and information on Alaska car insurance laws. You can also compare Harding-Birch Lakes, Alaska car insurance rates to Juneau car insurance rates, Wasilla car insurance rates, and Sitka car insurance rates.

Ready to find affordable Harding-Birch Lakes, AK car insurance today? Enter your ZIP code for fast, free Harding-Birch Lakes car insurance quotes.

Cheapest Harding-Birch Lakes, AK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harding-Birch Lakes, AK car insurance rates? Every Harding-Birch Lakes, Alaska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harding-Birch Lakes, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,049 $2,049 $1,945 $1,945 $4,814 $6,320 $2,308 $2,528
GEICO $2,237 $2,168 $2,110 $2,008 $4,940 $6,305 $2,212 $2,374
Progressive $1,935 $1,719 $1,625 $1,666 $6,883 $7,688 $2,191 $2,181
State Farm $1,497 $1,497 $1,342 $1,342 $4,709 $6,111 $1,768 $1,810
USAA $1,530 $1,526 $1,424 $1,416 $4,983 $5,525 $2,198 $2,330

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Minimum Car Insurance in Harding-Birch Lakes, AK

Every driver must carry the minimum car insurance in Harding-Birch Lakes, AK. Take a look at the Alaska car insurance requirements.

Minimum Required Car Insurance Coverage in Harding-Birch Lakes, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harding-Birch Lakes, AK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harding-Birch Lakes, AK. Compare credit history car insurance rates in Harding-Birch Lakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harding-Birch Lakes, Alaska

Insurance Company Poor Fair Good
Allstate $3,548 $2,813 $2,623
GEICO $3,459 $3,007 $2,666
Progressive $3,530 $3,162 $3,016
State Farm $3,477 $2,243 $1,808
USAA $3,562 $2,334 $1,953

Cheapest Harding-Birch Lakes, AK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harding-Birch Lakes, AK to rates for a clean record with top companies.

Annual Harding-Birch Lakes, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $3,359 $3,357 $2,849
GEICO $2,175 $3,217 $4,569 $2,215
Progressive $2,894 $3,715 $3,074 $3,262
State Farm $2,283 $2,736 $2,509 $2,509
USAA $2,054 $2,635 $3,449 $2,328

Cheapest Harding-Birch Lakes, AK Car Insurance for Teen Drivers

Teen car insurance in Harding-Birch Lakes, AK can be expensive. Take a look at rates from the top car insurance companies in Harding-Birch Lakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harding-Birch Lakes, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,814 $6,320
GEICO $4,940 $6,305
Progressive $6,883 $7,688
State Farm $4,709 $6,111
USAA $4,983 $5,525

Cheapest Harding-Birch Lakes, AK Car Insurance for Seniors

Take a look at Harding-Birch Lakes, AK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harding-Birch Lakes, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,945 $1,945
GEICO $2,110 $2,008
Progressive $1,625 $1,666
State Farm $1,342 $1,342
USAA $1,424 $1,416

Cheapest Harding-Birch Lakes, AK Car Insurance Rates After a DUI

A DUI in Harding-Birch Lakes, AK increases car insurance rates. Compare Harding-Birch Lakes, Alaska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harding-Birch Lakes, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,357
GEICO $4,569
Progressive $3,074
State Farm $2,509
USAA $3,449

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Cheapest Harding-Birch Lakes, AK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harding-Birch Lakes, AK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harding-Birch Lakes, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,937 $3,052
GEICO $3,005 $3,083
Progressive $3,236 $3,236
State Farm $2,440 $2,579
USAA $2,572 $2,661

The Best Cheap Car Insurance Companies in Harding-Birch Lakes, AK

Take a look at a side-by-side comparison of the top car insurance companies in Harding-Birch Lakes, AK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harding-Birch Lakes, Alaska

Insurance Company Average Annual Rates
Allstate $2,995
GEICO $3,044
Progressive $3,236
State Farm $2,509
USAA $2,617

Category Winners: Cheapest Car Insurance in Harding-Birch Lakes, Alaska

Find the cheapest car insurance companies in Harding-Birch Lakes, AK for each category right here.

Best Annual Car Insurance Rates by Company in Harding-Birch Lakes, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Harding-Birch Lakes, AK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harding-Birch Lakes car insurance rates. Find the cheapest Harding-Birch Lakes, AK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harding-Birch Lakes, Alaska

Insurance Company Low Medium High
Allstate $2,945 $2,947 $3,092
GEICO $2,987 $3,001 $3,143
Progressive $3,169 $3,175 $3,365
State Farm $2,430 $2,470 $2,629
USAA $2,575 $2,593 $2,681

What affects car insurance rates in Harding-Birch Lakes, Alaska?

What factors can have an impact on Harding-Birch Lakes, AK car insurance? There are several reasons why Harding-Birch Lakes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harding-Birch Lakes, Alaska.

Commute Time in Harding-Birch Lakes

The more time you spend in your car the higher the risk of an accident. The average commute length in Harding-Birch Lakes, AK is 32.2 minutes according to City-Data.

Compare Car Insurance Quotes in Harding-Birch Lakes, AK

Ready to find affordable Harding-Birch Lakes, Alaska car insurance today? Enter your ZIP code for fast, free Harding-Birch Lakes, AK car insurance quotes.

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Average Monthly Car Insurance Rates by State