Compare Hardy, VA Car Insurance Rates (2021)

Car insurance in Hardy, VA averages $190 a month. Hardy, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hardy car insurance rates, compare quotes from the top car insurance companies in Hardy, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Hardy is USAA
  • The cheapest car insurance company in Hardy for teen drivers is Nationwide
  • Average car insurance rates in Hardy, VA are $2,285/year

If you need to buy Hardy, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Hardy, VA is right here.

You’ll find Hardy car insurance rates, the cheapest Hardy, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Hardy, Virginia car insurance rates to Roanoke car insurance rates, Chesapeake car insurance rates, and Hampton car insurance rates.

Ready to find affordable Hardy, VA car insurance today? Enter your ZIP code for fast, free Hardy car insurance quotes.

Cheapest Hardy, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hardy, VA car insurance rates? Every Hardy, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hardy, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,913 $1,802 $1,903 $1,903 $6,058 $6,955 $2,493 $2,490
GEICO $1,404 $1,406 $1,331 $1,331 $2,929 $3,936 $1,632 $1,621
Nationwide $1,242 $1,249 $1,107 $1,136 $2,905 $3,732 $1,365 $1,483
Progressive $1,335 $1,273 $1,200 $1,207 $6,038 $6,787 $1,621 $1,661
State Farm $1,487 $1,487 $1,340 $1,340 $4,476 $5,624 $1,681 $1,932
USAA $1,038 $1,021 $972 $976 $3,226 $3,840 $1,333 $1,463

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Hardy, VA

Every driver must carry the minimum car insurance in Hardy, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Hardy, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hardy, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hardy, VA. Compare credit history car insurance rates in Hardy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hardy, Virginia

Insurance Company Poor Fair Good
Allstate $3,883 $3,119 $2,567
GEICO $2,165 $1,841 $1,841
Nationwide $2,100 $1,692 $1,539
Progressive $2,952 $2,571 $2,398
State Farm $3,444 $2,134 $1,685
USAA $2,316 $1,580 $1,304

Cheapest Hardy, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hardy, VA to rates for a clean record with top companies.

Annual Hardy, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,375 $3,816 $3,496 $3,072
GEICO $1,476 $1,921 $2,922 $1,476
Nationwide $1,551 $1,551 $2,253 $1,754
Progressive $2,260 $2,983 $2,687 $2,631
State Farm $2,211 $2,631 $2,421 $2,421
USAA $1,342 $1,743 $2,304 $1,544

Cheapest Hardy, VA Car Insurance for Teen Drivers

Teen car insurance in Hardy, VA can be expensive. Take a look at rates from the top car insurance companies in Hardy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hardy, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,058 $6,955
GEICO $2,929 $3,936
Nationwide $2,905 $3,732
Progressive $6,038 $6,787
State Farm $4,476 $5,624
USAA $3,226 $3,840

Cheapest Hardy, VA Car Insurance for Seniors

Take a look at Hardy, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hardy, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,903 $1,903
GEICO $1,331 $1,331
Nationwide $1,107 $1,136
Progressive $1,200 $1,207
State Farm $1,340 $1,340
USAA $972 $976

Cheapest Hardy, VA Car Insurance Rates After a DUI

A DUI in Hardy, VA increases car insurance rates. Compare Hardy, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hardy, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,496
GEICO $2,922
Nationwide $2,253
Progressive $2,687
State Farm $2,421
USAA $2,304

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hardy, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hardy, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hardy, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,092 $3,287
GEICO $1,912 $1,985
Nationwide $1,777 $1,777
Progressive $2,640 $2,640
State Farm $2,361 $2,481
USAA $1,670 $1,797

The Best Cheap Car Insurance Companies in Hardy, VA

Take a look at a side-by-side comparison of the top car insurance companies in Hardy, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hardy, Virginia

Insurance Company Average Annual Rates
Allstate $3,189
GEICO $1,949
Nationwide $1,777
Progressive $2,640
State Farm $2,421
USAA $1,733

Category Winners: Cheapest Car Insurance in Hardy, Virginia

Find the cheapest car insurance companies in Hardy, VA for each category right here.

Best Annual Car Insurance Rates by Company in Hardy, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hardy, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hardy car insurance rates. Find the cheapest Hardy, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hardy, Virginia

Insurance Company Low Medium High
Allstate $3,094 $3,190 $3,284
GEICO $1,882 $1,947 $2,018
Nationwide $1,857 $1,761 $1,714
Progressive $2,532 $2,613 $2,776
State Farm $2,279 $2,418 $2,567
USAA $1,667 $1,737 $1,796

Compare Car Insurance Quotes in Hardy, VA

Ready to find affordable Hardy, Virginia car insurance today? Enter your ZIP code for fast, free Hardy, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption