Compare Harmonsburg, PA Car Insurance Rates (2021)

Car insurance in Harmonsburg, PA averages $329 a month. Harmonsburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Harmonsburg car insurance rates, compare quotes from the top car insurance companies in Harmonsburg, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harmonsburg for teen drivers is USAA
  • Average car insurance rates in Harmonsburg, PA after a DUI are $4,340/year
  • The cheapest car insurance company in Harmonsburg is USAA

If you need to buy Harmonsburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Harmonsburg, PA is right here.

You’ll find Harmonsburg car insurance rates, the cheapest Harmonsburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Harmonsburg, Pennsylvania car insurance rates to York car insurance rates, Reading car insurance rates, and Scranton car insurance rates.

Ready to find affordable Harmonsburg, PA car insurance today? Enter your ZIP code for fast, free Harmonsburg car insurance quotes.

Cheapest Harmonsburg, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harmonsburg, PA car insurance rates? Every Harmonsburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harmonsburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,379 $2,379 $2,174 $2,174 $7,614 $7,614 $2,636 $2,636
GEICO $1,980 $1,713 $1,828 $1,583 $4,832 $4,189 $2,018 $1,747
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,923 $1,923 $1,815 $1,815 $5,346 $5,346 $2,151 $2,151
Progressive $2,528 $2,528 $2,249 $2,249 $7,805 $7,805 $3,222 $3,222
State Farm $1,779 $1,779 $1,559 $1,559 $6,135 $6,135 $1,952 $1,952
Travelers $1,671 $1,671 $1,798 $1,798 $24,880 $24,880 $2,016 $2,016
USAA $1,191 $1,191 $1,074 $1,074 $3,561 $3,561 $1,586 $1,586

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Minimum Car Insurance in Harmonsburg, PA

Every driver must carry the minimum car insurance in Harmonsburg, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Harmonsburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Harmonsburg, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harmonsburg, PA. Compare credit history car insurance rates in Harmonsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harmonsburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,741 $3,521 $2,841
GEICO $3,730 $2,103 $1,626
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $3,301 $2,706 $2,419
Progressive $5,258 $3,665 $2,931
State Farm $4,062 $2,518 $1,989
Travelers $8,249 $7,468 $7,057
USAA $2,319 $1,719 $1,521

Cheapest Harmonsburg, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harmonsburg, PA to rates for a clean record with top companies.

Annual Harmonsburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,546 $4,164 $3,546 $3,546
GEICO $1,832 $3,089 $2,472 $2,552
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $2,019 $2,702 $3,792 $2,722
Progressive $3,596 $4,900 $3,698 $3,610
State Farm $2,635 $3,078 $2,856 $2,856
Travelers $5,398 $7,661 $9,645 $7,661
USAA $1,492 $2,056 $2,196 $1,668

Cheapest Harmonsburg, PA Car Insurance for Teen Drivers

Teen car insurance in Harmonsburg, PA can be expensive. Take a look at rates from the top car insurance companies in Harmonsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harmonsburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,614 $7,614
GEICO $4,832 $4,189
Liberty Mutual $12,275 $12,275
Nationwide $5,346 $5,346
Progressive $7,805 $7,805
State Farm $6,135 $6,135
Travelers $24,880 $24,880
USAA $3,561 $3,561

Cheapest Harmonsburg, PA Car Insurance for Seniors

Take a look at Harmonsburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harmonsburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,174
GEICO $1,828 $1,583
Liberty Mutual $3,801 $3,801
Nationwide $1,815 $1,815
Progressive $2,249 $2,249
State Farm $1,559 $1,559
Travelers $1,798 $1,798
USAA $1,074 $1,074

Cheapest Harmonsburg, PA Car Insurance Rates After a DUI

A DUI in Harmonsburg, PA increases car insurance rates. Compare Harmonsburg, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harmonsburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,546
GEICO $2,472
Liberty Mutual $6,517
Nationwide $3,792
Progressive $3,698
State Farm $2,856
Travelers $9,645
USAA $2,196

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Cheapest Harmonsburg, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harmonsburg, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harmonsburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,631 $3,771
GEICO $2,441 $2,531
Liberty Mutual $6,217 $6,547
Nationwide $2,809 $2,809
Progressive $3,951 $3,951
State Farm $2,772 $2,941
Travelers $7,591 $7,591
USAA $1,800 $1,906

The Best Cheap Car Insurance Companies in Harmonsburg, PA

Take a look at a side-by-side comparison of the top car insurance companies in Harmonsburg, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harmonsburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,701
GEICO $2,486
Liberty Mutual $6,382
Nationwide $2,809
Progressive $3,951
State Farm $2,856
Travelers $7,591
USAA $1,853

Category Winners: Cheapest Car Insurance in Harmonsburg, Pennsylvania

Find the cheapest car insurance companies in Harmonsburg, PA for each category right here.

Best Annual Car Insurance Rates by Company in Harmonsburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Harmonsburg, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harmonsburg car insurance rates. Find the cheapest Harmonsburg, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harmonsburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,537 $3,724 $3,841
GEICO $2,297 $2,505 $2,657
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,847 $2,840 $2,739
Progressive $3,643 $3,975 $4,235
State Farm $2,683 $2,889 $2,997
Travelers $7,647 $7,604 $7,522
USAA $1,729 $1,869 $1,961

What affects car insurance rates in Harmonsburg, Pennsylvania?

What factors can have an impact on Harmonsburg, PA car insurance? There are several reasons why Harmonsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harmonsburg, Pennsylvania.

Commute Time in Harmonsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Harmonsburg, PA is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Harmonsburg, PA

Ready to find affordable Harmonsburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Harmonsburg, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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