Compare Harmony, CA Car Insurance Rates (2021)

Car insurance in Harmony, CA averages $259 a month. Harmony, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Harmony car insurance rates, compare quotes from the top car insurance companies in Harmony, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Harmony, CA after a DUI are $4,388/year
  • The cheapest car insurance company in Harmony for teen drivers is USAA
  • Average car insurance rates in Harmony, CA are $3,106/year

If you need to buy Harmony, California car insurance, the options can be confusing. Everything you need to know about car insurance in Harmony, CA is right here.

You’ll find Harmony car insurance rates, the cheapest Harmony, CA car insurance companies, and information on California car insurance laws. You can also compare Harmony, California car insurance rates to Oakland car insurance rates, Bakersfield car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Harmony, CA car insurance today? Enter your ZIP code for fast, free Harmony car insurance quotes.

Cheapest Harmony, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harmony, CA car insurance rates? Every Harmony, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harmony, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $1,668 $1,668 $1,508 $1,508 $5,289 $8,637 $1,974 $2,197
GEICO $1,866 $1,867 $1,754 $1,754 $5,699 $5,804 $2,684 $2,745
Liberty Mutual $1,841 $1,738 $1,718 $1,662 $3,954 $4,231 $2,065 $2,093
Nationwide $2,637 $2,518 $2,316 $2,184 $6,670 $7,364 $3,135 $3,096
Progressive $1,794 $1,846 $1,516 $1,802 $4,784 $5,756 $2,568 $2,758
State Farm $2,457 $2,457 $2,196 $2,196 $4,500 $5,582 $2,717 $2,802
Travelers $1,994 $1,937 $1,767 $1,748 $3,986 $4,580 $2,568 $2,522
USAA $1,756 $1,663 $1,717 $1,723 $3,990 $4,009 $2,429 $2,294

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Harmony, CA

Every driver must carry the minimum car insurance in Harmony, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Harmony, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Harmony, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harmony, CA to rates for a clean record with top companies.

Annual Harmony, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $2,262 $3,078 $3,830 $3,054
GEICO $2,111 $3,268 $4,089 $2,619
Liberty Mutual $2,094 $2,805 $2,534 $2,219
Nationwide $2,615 $3,349 $5,647 $3,349
Progressive $1,874 $3,179 $3,657 $2,702
State Farm $2,220 $2,649 $5,009 $2,577
Travelers $1,794 $2,849 $3,320 $2,588
USAA $1,628 $2,418 $3,961 $1,783

Cheapest Harmony, CA Car Insurance for Teen Drivers

Teen car insurance in Harmony, CA can be expensive. Take a look at rates from the top car insurance companies in Harmony for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harmony, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $5,289 $8,637
GEICO $5,699 $5,804
Liberty Mutual $3,954 $4,231
Nationwide $6,670 $7,364
Progressive $4,784 $5,756
State Farm $4,500 $5,582
Travelers $3,986 $4,580
USAA $3,990 $4,009

Cheapest Harmony, CA Car Insurance for Seniors

Take a look at Harmony, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harmony, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $1,508 $1,508
GEICO $1,754 $1,754
Liberty Mutual $1,718 $1,662
Nationwide $2,316 $2,184
Progressive $1,516 $1,802
State Farm $2,196 $2,196
Travelers $1,767 $1,748
USAA $1,717 $1,723

Cheapest Harmony, CA Car Insurance Rates After a DUI

A DUI in Harmony, CA increases car insurance rates. Compare Harmony, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harmony, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $3,830
GEICO $4,089
Liberty Mutual $2,534
Nationwide $5,647
Progressive $3,657
State Farm $5,009
Travelers $3,320
USAA $3,961

Cheapest Harmony, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harmony, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harmony, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $2,773 $3,339
GEICO $2,745 $3,298
Liberty Mutual $2,215 $2,610
Nationwide $3,305 $4,175
Progressive $2,583 $3,124
State Farm $3,000 $3,227
Travelers $2,380 $2,896
USAA $2,256 $2,640

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Harmony, CA

Take a look at a side-by-side comparison of the top car insurance companies in Harmony, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harmony, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $3,056
GEICO $3,022
Liberty Mutual $2,413
Nationwide $3,740
Progressive $2,853
State Farm $3,114
Travelers $2,638
USAA $2,448

Category Winners: Cheapest Car Insurance in Harmony, California

Find the cheapest car insurance companies in Harmony, CA for each category right here.

Best Annual Car Insurance Rates by Company in Harmony, California

Category Insurance Company
Teenagers USAA
Seniors Farmers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Harmony, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harmony car insurance rates. Find the cheapest Harmony, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harmony, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $2,838 $3,080 $3,250
GEICO $2,738 $3,053 $3,274
Liberty Mutual $2,239 $2,434 $2,567
Nationwide $3,348 $3,804 $4,068
Progressive $2,568 $2,946 $3,046
State Farm $2,822 $3,160 $3,359
Travelers $2,336 $2,702 $2,875
USAA $2,225 $2,494 $2,624

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Harmony, CA

Ready to find affordable Harmony, California car insurance today? Enter your ZIP code for fast, free Harmony, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption