Compare Harned, KY Car Insurance Rates (2021)

Car insurance in Harned, KY averages $361 a month. Harned, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Harned car insurance rates, compare quotes from the top car insurance companies in Harned, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Harned, KY are $4,329/year
  • The cheapest car insurance company in Harned for teen drivers is USAA
  • Average car insurance rates in Harned, KY after a DUI are $5,151/year

If you need to buy Harned, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Harned, KY is right here.

You’ll find Harned car insurance rates, the cheapest Harned, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Harned, Kentucky car insurance rates to Richmond car insurance rates, Henderson car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Harned, KY car insurance today? Enter your ZIP code for fast, free Harned car insurance quotes.

Cheapest Harned, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harned, KY car insurance rates? Every Harned, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harned, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $2,979 $2,720 $2,898 $11,101 $12,463 $3,339 $3,533
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,847 $3,088 $2,434 $2,721 $11,520 $12,733 $2,967 $3,071
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,249 $2,146 $2,010 $2,025 $10,771 $12,189 $2,791 $2,857
State Farm $2,167 $2,167 $1,938 $1,938 $6,524 $8,245 $2,418 $2,714
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

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Minimum Car Insurance in Harned, KY

Every driver must carry the minimum car insurance in Harned, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Harned, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harned, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harned, KY. Compare credit history car insurance rates in Harned from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harned, Kentucky

Insurance Company Poor Fair Good
Allstate $6,952 $4,808 $4,009
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,394 $4,540 $3,584
Nationwide $4,672 $3,666 $3,197
Progressive $5,185 $4,508 $4,196
State Farm $5,082 $3,068 $2,393
Travelers $5,751 $4,866 $4,847
USAA $4,321 $2,415 $1,966

Cheapest Harned, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harned, KY to rates for a clean record with top companies.

Annual Harned, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $5,685 $6,065 $4,916
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,316 $6,633 $5,156 $4,585
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,830 $5,660 $4,370 $4,658
State Farm $3,208 $3,820 $3,514 $3,514
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,183 $3,094 $3,697 $2,629

Cheapest Harned, KY Car Insurance for Teen Drivers

Teen car insurance in Harned, KY can be expensive. Take a look at rates from the top car insurance companies in Harned for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harned, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,101 $12,463
GEICO $6,851 $8,131
Liberty Mutual $11,520 $12,733
Nationwide $6,037 $7,550
Progressive $10,771 $12,189
State Farm $6,524 $8,245
Travelers $10,535 $16,904
USAA $5,158 $5,444

Cheapest Harned, KY Car Insurance for Seniors

Take a look at Harned, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harned, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,720 $2,898
GEICO $3,510 $3,179
Liberty Mutual $2,434 $2,721
Nationwide $2,519 $2,640
Progressive $2,010 $2,025
State Farm $1,938 $1,938
Travelers $2,169 $2,175
USAA $1,748 $1,785

Cheapest Harned, KY Car Insurance Rates After a DUI

A DUI in Harned, KY increases car insurance rates. Compare Harned, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harned, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,065
GEICO $6,731
Liberty Mutual $5,156
Nationwide $4,997
Progressive $4,370
State Farm $3,514
Travelers $6,674
USAA $3,697

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Cheapest Harned, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harned, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harned, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,256
GEICO $4,119 $4,197
Liberty Mutual $5,173 $5,173
Nationwide $3,845 $3,845
Progressive $4,630 $4,630
State Farm $3,429 $3,599
Travelers $5,155 $5,155
USAA $2,793 $3,009

The Best Cheap Car Insurance Companies in Harned, KY

Take a look at a side-by-side comparison of the top car insurance companies in Harned, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harned, Kentucky

Insurance Company Average Annual Rates
Allstate $5,256
GEICO $4,158
Liberty Mutual $5,173
Nationwide $3,845
Progressive $4,630
State Farm $3,514
Travelers $5,155
USAA $2,901

Category Winners: Cheapest Car Insurance in Harned, Kentucky

Find the cheapest car insurance companies in Harned, KY for each category right here.

Best Annual Car Insurance Rates by Company in Harned, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Harned, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harned car insurance rates. Find the cheapest Harned, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harned, Kentucky

Insurance Company Low Medium High
Allstate $4,925 $5,237 $5,606
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,908 $5,137 $5,472
Nationwide $3,908 $3,801 $3,826
Progressive $4,288 $4,572 $5,029
State Farm $3,318 $3,510 $3,714
Travelers $4,897 $5,179 $5,389
USAA $2,776 $2,894 $3,031

Compare Car Insurance Quotes in Harned, KY

Ready to find affordable Harned, Kentucky car insurance today? Enter your ZIP code for fast, free Harned, KY car insurance quotes.

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