Compare Harold, KY Car Insurance Rates (2021)

Car insurance in Harold, KY averages $571 a month. Harold, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Harold car insurance rates, compare quotes from the top car insurance companies in Harold, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harold is USAA
  • Average car insurance rates in Harold, KY after a DUI are $8,158/year
  • The cheapest car insurance company in Harold for teen drivers is USAA

If you need to buy Harold, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Harold, KY is right here.

You’ll find Harold car insurance rates, the cheapest Harold, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Harold, Kentucky car insurance rates to Hopkinsville car insurance rates, Richmond car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Harold, KY car insurance today? Enter your ZIP code for fast, free Harold car insurance quotes.

Cheapest Harold, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harold, KY car insurance rates? Every Harold, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harold, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,501 $4,909 $3,755 $4,243 $19,508 $21,744 $4,723 $4,963
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,314 $3,121 $3,015 $3,006 $17,141 $19,471 $4,118 $4,151
State Farm $2,452 $2,452 $2,173 $2,173 $6,583 $8,361 $2,717 $2,994
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

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Minimum Car Insurance in Harold, KY

Every driver must carry the minimum car insurance in Harold, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Harold, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harold, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harold, KY. Compare credit history car insurance rates in Harold from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harold, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,302 $7,471 $5,856
Nationwide $9,520 $7,384 $6,351
Progressive $7,979 $6,994 $6,529
State Farm $5,357 $3,277 $2,580
Travelers $11,053 $9,330 $9,300
USAA $4,520 $2,528 $2,059

Cheapest Harold, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harold, KY to rates for a clean record with top companies.

Annual Harold, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,098 $11,003 $8,518 $7,554
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,903 $8,865 $6,724 $7,177
State Farm $3,459 $4,017 $3,738 $3,738
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,290 $3,241 $3,858 $2,753

Cheapest Harold, KY Car Insurance for Teen Drivers

Teen car insurance in Harold, KY can be expensive. Take a look at rates from the top car insurance companies in Harold for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harold, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $19,508 $21,744
Nationwide $12,492 $15,331
Progressive $17,141 $19,471
State Farm $6,583 $8,361
Travelers $20,585 $33,458
USAA $5,350 $5,640

Cheapest Harold, KY Car Insurance for Seniors

Take a look at Harold, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harold, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,755 $4,243
Nationwide $5,035 $5,213
Progressive $3,015 $3,006
State Farm $2,173 $2,173
Travelers $3,958 $3,966
USAA $1,848 $1,893

Cheapest Harold, KY Car Insurance Rates After a DUI

A DUI in Harold, KY increases car insurance rates. Compare Harold, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harold, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,518
Nationwide $10,149
Progressive $6,724
State Farm $3,738
Travelers $12,895
USAA $3,858

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Cheapest Harold, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harold, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harold, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,543 $8,543
Nationwide $7,752 $7,752
Progressive $7,167 $7,167
State Farm $3,648 $3,828
Travelers $9,894 $9,894
USAA $2,919 $3,153

The Best Cheap Car Insurance Companies in Harold, KY

Take a look at a side-by-side comparison of the top car insurance companies in Harold, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harold, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,543
Nationwide $7,752
Progressive $7,167
State Farm $3,738
Travelers $9,894
USAA $3,036

Category Winners: Cheapest Car Insurance in Harold, Kentucky

Find the cheapest car insurance companies in Harold, KY for each category right here.

Best Annual Car Insurance Rates by Company in Harold, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Harold, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harold car insurance rates. Find the cheapest Harold, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harold, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,018 $8,480 $9,132
Nationwide $7,743 $7,625 $7,887
Progressive $6,381 $6,991 $8,130
State Farm $3,493 $3,725 $3,996
Travelers $9,340 $9,923 $10,419
USAA $2,877 $3,027 $3,203

Compare Car Insurance Quotes in Harold, KY

Ready to find affordable Harold, Kentucky car insurance today? Enter your ZIP code for fast, free Harold, KY car insurance quotes.

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