Compare Harpersville, AL Car Insurance Rates (2021)

Car insurance in Harpersville, AL averages $315 a month. Harpersville, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Harpersville car insurance rates, compare quotes from the top car insurance companies in Harpersville, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Harpersville for teen drivers is USAA
  • The cheapest car insurance company in Harpersville is USAA
  • Average car insurance rates in Harpersville, AL are $3,786/year

If you need to buy Harpersville, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Harpersville, AL is right here.

You’ll find Harpersville car insurance rates, the cheapest Harpersville, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Harpersville, Alabama car insurance rates to Decatur car insurance rates, Dothan car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Harpersville, AL car insurance today? Enter your ZIP code for fast, free Harpersville car insurance quotes.

Cheapest Harpersville, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harpersville, AL car insurance rates? Every Harpersville, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harpersville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,068 $1,966 $1,876 $1,911 $7,337 $7,878 $2,304 $2,351
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,123 $3,372 $2,551 $2,853 $11,506 $12,796 $3,333 $3,556
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,280 $2,138 $1,869 $1,998 $9,351 $10,433 $2,667 $2,836
State Farm $3,135 $3,135 $2,846 $2,846 $9,658 $12,096 $3,547 $4,090
Travelers $1,652 $1,678 $1,549 $1,543 $8,915 $14,038 $1,561 $1,796
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Harpersville, AL

Every driver must carry the minimum car insurance in Harpersville, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Harpersville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harpersville, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harpersville, AL. Compare credit history car insurance rates in Harpersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harpersville, Alabama

Insurance Company Poor Fair Good
Allstate $4,268 $3,364 $2,752
Farmers $4,806 $4,145 $3,927
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,710 $4,733 $3,715
Nationwide $3,179 $2,485 $2,250
Progressive $4,737 $4,061 $3,792
State Farm $8,392 $4,240 $2,875
Travelers $4,462 $3,869 $3,943
USAA $2,933 $1,904 $1,699

Cheapest Harpersville, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harpersville, AL to rates for a clean record with top companies.

Annual Harpersville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,932 $3,466 $4,126 $3,322
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,223 $5,884 $5,750 $5,689
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $3,792 $4,765 $4,069 $4,160
State Farm $4,654 $5,798 $5,112 $5,112
Travelers $3,405 $3,574 $5,235 $4,152
USAA $1,675 $2,102 $3,126 $1,812

Cheapest Harpersville, AL Car Insurance for Teen Drivers

Teen car insurance in Harpersville, AL can be expensive. Take a look at rates from the top car insurance companies in Harpersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harpersville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,337 $7,878
Farmers $9,571 $9,840
GEICO $4,975 $4,882
Liberty Mutual $11,506 $12,796
Nationwide $4,570 $5,864
Progressive $9,351 $10,433
State Farm $9,658 $12,096
Travelers $8,915 $14,038
USAA $4,035 $4,473

Cheapest Harpersville, AL Car Insurance for Seniors

Take a look at Harpersville, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harpersville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,876 $1,911
Farmers $2,170 $2,311
GEICO $1,817 $1,869
Liberty Mutual $2,551 $2,853
Nationwide $1,568 $1,619
Progressive $1,869 $1,998
State Farm $2,846 $2,846
Travelers $1,549 $1,543
USAA $1,267 $1,241

Cheapest Harpersville, AL Car Insurance Rates After a DUI

A DUI in Harpersville, AL increases car insurance rates. Compare Harpersville, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harpersville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,126
Farmers $4,565
GEICO $3,547
Liberty Mutual $5,750
Nationwide $3,352
Progressive $4,069
State Farm $5,112
Travelers $5,235
USAA $3,126

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Harpersville, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harpersville, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harpersville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,461 $3,461
Farmers $4,293 $4,293
GEICO $2,610 $2,708
Liberty Mutual $5,386 $5,386
Nationwide $2,638 $2,638
Progressive $4,196 $4,196
State Farm $5,042 $5,296
Travelers $4,092 $4,092
USAA $2,079 $2,279

The Best Cheap Car Insurance Companies in Harpersville, AL

Take a look at a side-by-side comparison of the top car insurance companies in Harpersville, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harpersville, Alabama

Insurance Company Average Annual Rates
Allstate $3,461
Farmers $4,293
GEICO $2,659
Liberty Mutual $5,386
Nationwide $2,638
Progressive $4,196
State Farm $5,169
Travelers $4,092
USAA $2,179

Category Winners: Cheapest Car Insurance in Harpersville, Alabama

Find the cheapest car insurance companies in Harpersville, AL for each category right here.

Best Annual Car Insurance Rates by Company in Harpersville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Harpersville, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harpersville car insurance rates. Find the cheapest Harpersville, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harpersville, Alabama

Insurance Company Low Medium High
Allstate $3,331 $3,456 $3,597
Farmers $4,039 $4,235 $4,605
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,156 $5,363 $5,640
Nationwide $2,617 $2,617 $2,680
Progressive $3,767 $4,173 $4,649
State Farm $4,876 $5,165 $5,466
Travelers $3,891 $4,173 $4,210
USAA $2,104 $2,168 $2,265

What affects car insurance rates in Harpersville, Alabama?

What factors can have an impact on Harpersville, AL car insurance? There are several reasons why Harpersville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harpersville, Alabama.

Car Theft in Harpersville

High levels of vehicle theft can make car insurance more expensive. Harpersville, AL car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Harpersville

The more time you spend in your car the higher the risk of an accident. The average commute length in Harpersville, AL is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Harpersville, AL

Ready to find affordable Harpersville, Alabama car insurance today? Enter your ZIP code for fast, free Harpersville, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State