Compare Harpster, OH Car Insurance Rates (2021)

Car insurance in Harpster, OH averages $201 a month. Harpster, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Harpster car insurance rates, compare quotes from the top car insurance companies in Harpster, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harpster for teen drivers is American Family
  • Average car insurance rates in Harpster, OH are $2,409/year
  • Average car insurance rates in Harpster, OH after a DUI are $2,801/year

If you need to buy Harpster, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Harpster, OH is right here.

You’ll find Harpster car insurance rates, the cheapest Harpster, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Harpster, Ohio car insurance rates to Akron car insurance rates, Parma car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Harpster, OH car insurance today? Enter your ZIP code for fast, free Harpster car insurance quotes.

Cheapest Harpster, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harpster, OH car insurance rates? Every Harpster, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harpster, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,883 $1,878 $1,696 $1,813 $5,140 $5,882 $1,983 $2,121
American Family $867 $900 $785 $791 $2,455 $2,666 $1,058 $1,113
Farmers $1,599 $1,595 $1,408 $1,487 $7,096 $7,372 $1,790 $1,866
GEICO $1,132 $1,099 $1,066 $1,076 $2,988 $2,777 $1,254 $1,062
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,895 $1,904 $1,713 $1,725 $4,822 $6,207 $2,029 $2,356
Progressive $1,558 $1,473 $1,299 $1,339 $6,810 $7,667 $1,864 $1,924
State Farm $1,266 $1,266 $1,130 $1,130 $3,900 $4,900 $1,469 $1,685
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Harpster, OH

Every driver must carry the minimum car insurance in Harpster, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Harpster, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harpster, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harpster, OH. Compare credit history car insurance rates in Harpster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harpster, Ohio

Insurance Company Poor Fair Good
Allstate $3,590 $2,617 $2,191
American Family $1,755 $1,207 $1,026
Farmers $3,425 $2,896 $2,758
GEICO $1,863 $1,557 $1,251
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,412 $2,754 $2,329
Progressive $3,366 $2,902 $2,707
State Farm $2,982 $1,844 $1,454
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Cheapest Harpster, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harpster, OH to rates for a clean record with top companies.

Annual Harpster, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,362 $2,845 $3,326 $2,664
American Family $1,276 $1,347 $1,347 $1,347
Farmers $2,497 $3,215 $3,136 $3,259
GEICO $1,062 $1,524 $2,204 $1,438
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,275 $2,886 $3,653 $2,512
Progressive $2,583 $3,500 $2,750 $3,134
State Farm $1,910 $2,277 $2,093 $2,093
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Harpster, OH Car Insurance for Teen Drivers

Teen car insurance in Harpster, OH can be expensive. Take a look at rates from the top car insurance companies in Harpster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harpster, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,140 $5,882
American Family $2,455 $2,666
Farmers $7,096 $7,372
GEICO $2,988 $2,777
Liberty Mutual $8,139 $9,191
Nationwide $4,822 $6,207
Progressive $6,810 $7,667
State Farm $3,900 $4,900
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheapest Harpster, OH Car Insurance for Seniors

Take a look at Harpster, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harpster, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,813
American Family $785 $791
Farmers $1,408 $1,487
GEICO $1,066 $1,076
Liberty Mutual $1,222 $1,481
Nationwide $1,713 $1,725
Progressive $1,299 $1,339
State Farm $1,130 $1,130
Travelers $1,247 $1,242
USAA $798 $797

Cheapest Harpster, OH Car Insurance Rates After a DUI

A DUI in Harpster, OH increases car insurance rates. Compare Harpster, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harpster, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,326
American Family $1,347
Farmers $3,136
GEICO $2,204
Liberty Mutual $3,696
Nationwide $3,653
Progressive $2,750
State Farm $2,093
Travelers $3,940
USAA $1,861

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Cheapest Harpster, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harpster, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harpster, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,799 $2,799
American Family $1,314 $1,345
Farmers $3,027 $3,027
GEICO $1,530 $1,584
Liberty Mutual $3,357 $3,357
Nationwide $2,831 $2,831
Progressive $2,992 $2,992
State Farm $2,042 $2,145
Travelers $2,726 $2,726
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Harpster, OH

Take a look at a side-by-side comparison of the top car insurance companies in Harpster, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harpster, Ohio

Insurance Company Average Annual Rates
Allstate $2,799
American Family $1,329
Farmers $3,027
GEICO $1,557
Liberty Mutual $3,357
Nationwide $2,831
Progressive $2,992
State Farm $2,093
Travelers $2,726
USAA $1,380

Category Winners: Cheapest Car Insurance in Harpster, Ohio

Find the cheapest car insurance companies in Harpster, OH for each category right here.

Best Annual Car Insurance Rates by Company in Harpster, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Harpster, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harpster car insurance rates. Find the cheapest Harpster, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harpster, Ohio

Insurance Company Low Medium High
Allstate $2,716 $2,794 $2,888
American Family $1,304 $1,338 $1,346
Farmers $2,864 $2,980 $3,237
GEICO $1,506 $1,550 $1,616
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,127 $2,745 $2,623
Progressive $2,878 $2,967 $3,131
State Farm $1,996 $2,099 $2,186
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Harpster, Ohio?

What factors can have an impact on Harpster, OH car insurance? There are several reasons why Harpster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harpster, Ohio.

Commute Time in Harpster

The more time you spend in your car the higher the risk of an accident. The average commute length in Harpster, OH is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Harpster, OH

Ready to find affordable Harpster, Ohio car insurance today? Enter your ZIP code for fast, free Harpster, OH car insurance quotes.

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