Compare Harpswell, ME Car Insurance Rates (2021)

Car insurance in Harpswell, ME averages $211 a month. Harpswell, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Harpswell car insurance rates, compare quotes from the top car insurance companies in Harpswell, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Harpswell, ME are $2,532/year
  • Average car insurance rates in Harpswell, ME after a DUI are $2,984/year
  • The cheapest car insurance company in Harpswell is GEICO

If you need to buy Harpswell, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Harpswell, ME is right here.

You’ll find Harpswell car insurance rates, the cheapest Harpswell, ME car insurance companies, and information on Maine car insurance laws. You can also compare Harpswell, Maine car insurance rates to Bangor car insurance rates, Sanford car insurance rates, and South Portland car insurance rates.

Ready to find affordable Harpswell, ME car insurance today? Enter your ZIP code for fast, free Harpswell car insurance quotes.

Cheapest Harpswell, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harpswell, ME car insurance rates? Every Harpswell, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harpswell, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,781 $1,828 $1,609 $1,740 $4,543 $6,058 $1,926 $2,144
Farmers $1,772 $1,787 $1,673 $1,783 $5,906 $6,450 $2,109 $2,180
GEICO $914 $946 $914 $914 $2,245 $2,916 $997 $1,062
Liberty Mutual $2,877 $2,877 $2,741 $2,741 $6,086 $9,096 $2,877 $4,042
Progressive $1,788 $1,750 $1,788 $1,750 $7,548 $8,476 $2,081 $2,352
State Farm $1,257 $1,257 $1,190 $1,190 $4,059 $5,061 $1,406 $1,539
Travelers $1,075 $1,113 $975 $997 $4,334 $5,855 $1,066 $1,226
USAA $845 $832 $841 $821 $2,781 $3,067 $1,074 $1,127

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Minimum Car Insurance in Harpswell, ME

Every driver must carry the minimum car insurance in Harpswell, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Harpswell, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harpswell, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harpswell, ME. Compare credit history car insurance rates in Harpswell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harpswell, Maine

Insurance Company Poor Fair Good
Allstate $3,399 $2,590 $2,122
Farmers $3,440 $2,827 $2,605
GEICO $1,835 $1,217 $1,038
Liberty Mutual $5,801 $3,760 $2,941
Progressive $3,882 $3,338 $3,104
State Farm $3,087 $1,844 $1,428
Travelers $2,447 $2,006 $1,787
USAA $1,866 $1,285 $1,119

Cheapest Harpswell, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harpswell, ME to rates for a clean record with top companies.

Annual Harpswell, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,200 $2,997 $3,127 $2,491
Farmers $2,584 $3,297 $2,859 $3,091
GEICO $993 $1,396 $2,072 $993
Liberty Mutual $3,203 $3,767 $6,211 $3,485
Progressive $2,756 $4,668 $3,068 $3,274
State Farm $1,921 $2,319 $2,120 $2,120
Travelers $1,735 $1,927 $2,414 $2,245
USAA $1,081 $1,425 $1,998 $1,189

Cheapest Harpswell, ME Car Insurance for Teen Drivers

Teen car insurance in Harpswell, ME can be expensive. Take a look at rates from the top car insurance companies in Harpswell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harpswell, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,543 $6,058
Farmers $5,906 $6,450
GEICO $2,245 $2,916
Liberty Mutual $6,086 $9,096
Progressive $7,548 $8,476
State Farm $4,059 $5,061
Travelers $4,334 $5,855
USAA $2,781 $3,067

Cheapest Harpswell, ME Car Insurance for Seniors

Take a look at Harpswell, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harpswell, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,609 $1,740
Farmers $1,673 $1,783
GEICO $914 $914
Liberty Mutual $2,741 $2,741
Progressive $1,788 $1,750
State Farm $1,190 $1,190
Travelers $975 $997
USAA $841 $821

Cheapest Harpswell, ME Car Insurance Rates After a DUI

A DUI in Harpswell, ME increases car insurance rates. Compare Harpswell, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harpswell, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,127
Farmers $2,859
GEICO $2,072
Liberty Mutual $6,211
Progressive $3,068
State Farm $2,120
Travelers $2,414
USAA $1,998

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Cheapest Harpswell, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harpswell, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harpswell, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,704
Farmers $2,958 $2,958
GEICO $1,341 $1,386
Liberty Mutual $4,082 $4,252
Progressive $3,442 $3,442
State Farm $2,051 $2,189
Travelers $2,080 $2,080
USAA $1,384 $1,463

The Best Cheap Car Insurance Companies in Harpswell, ME

Take a look at a side-by-side comparison of the top car insurance companies in Harpswell, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harpswell, Maine

Insurance Company Average Annual Rates
Allstate $2,704
Farmers $2,958
GEICO $1,364
Liberty Mutual $4,167
Progressive $3,442
State Farm $2,120
Travelers $2,080
USAA $1,423

Category Winners: Cheapest Car Insurance in Harpswell, Maine

Find the cheapest car insurance companies in Harpswell, ME for each category right here.

Best Annual Car Insurance Rates by Company in Harpswell, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Harpswell, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harpswell car insurance rates. Find the cheapest Harpswell, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harpswell, Maine

Insurance Company Low Medium High
Allstate $2,662 $2,663 $2,786
Farmers $2,832 $2,853 $3,188
GEICO $1,334 $1,344 $1,413
Liberty Mutual $4,114 $4,114 $4,273
Progressive $3,370 $3,378 $3,577
State Farm $2,064 $2,097 $2,199
Travelers $2,047 $2,050 $2,143
USAA $1,395 $1,406 $1,469

Compare Car Insurance Quotes in Harpswell, ME

Ready to find affordable Harpswell, Maine car insurance today? Enter your ZIP code for fast, free Harpswell, ME car insurance quotes.

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