Compare Harriet, AR Car Insurance Rates (2021)

Car insurance in Harriet, AR averages $336 a month. Harriet, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Harriet car insurance rates, compare quotes from the top car insurance companies in Harriet, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harriet is USAA
  • Average car insurance rates in Harriet, AR after a DUI are $4,808/year
  • Average car insurance rates in Harriet, AR are $4,027/year

If you need to buy Harriet, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Harriet, AR is right here.

You’ll find Harriet car insurance rates, the cheapest Harriet, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Harriet, Arkansas car insurance rates to Bentonville car insurance rates, Conway car insurance rates, and Rogers car insurance rates.

Ready to find affordable Harriet, AR car insurance today? Enter your ZIP code for fast, free Harriet car insurance quotes.

Cheapest Harriet, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harriet, AR car insurance rates? Every Harriet, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harriet, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,835 $2,863 $2,517 $2,692 $10,068 $12,050 $3,146 $3,433
Farmers $2,523 $2,512 $2,257 $2,370 $10,387 $10,763 $2,883 $3,039
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $3,009 $2,862 $2,471 $2,578 $12,516 $14,111 $3,607 $3,906
State Farm $1,618 $1,618 $1,436 $1,436 $4,508 $5,673 $1,818 $2,086
Travelers $2,190 $2,234 $2,148 $2,156 $12,441 $19,931 $2,334 $2,725
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

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Minimum Car Insurance in Harriet, AR

Every driver must carry the minimum car insurance in Harriet, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Harriet, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harriet, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harriet, AR. Compare credit history car insurance rates in Harriet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harriet, Arkansas

Insurance Company Poor Fair Good
Allstate $6,224 $4,761 $3,867
Farmers $5,227 $4,377 $4,172
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,238 $3,407 $3,105
Progressive $6,402 $5,441 $5,054
State Farm $3,654 $2,202 $1,716
Travelers $6,631 $5,522 $5,157
USAA $2,729 $1,861 $1,586

Cheapest Harriet, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harriet, AR to rates for a clean record with top companies.

Annual Harriet, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,097 $5,132 $5,693 $4,879
Farmers $3,887 $4,968 $4,857 $4,655
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,857 $6,736 $5,101 $5,836
State Farm $2,327 $2,721 $2,524 $2,524
Travelers $4,839 $5,000 $7,297 $5,945
USAA $1,585 $2,004 $2,887 $1,758

Cheapest Harriet, AR Car Insurance for Teen Drivers

Teen car insurance in Harriet, AR can be expensive. Take a look at rates from the top car insurance companies in Harriet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harriet, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,068 $12,050
Farmers $10,387 $10,763
GEICO $6,083 $6,098
Liberty Mutual $7,977 $8,773
Nationwide $5,888 $7,499
Progressive $12,516 $14,111
State Farm $4,508 $5,673
Travelers $12,441 $19,931
USAA $3,959 $4,151

Cheapest Harriet, AR Car Insurance for Seniors

Take a look at Harriet, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harriet, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,517 $2,692
Farmers $2,257 $2,370
GEICO $2,150 $2,090
Liberty Mutual $2,208 $2,460
Nationwide $2,200 $2,325
Progressive $2,471 $2,578
State Farm $1,436 $1,436
Travelers $2,148 $2,156
USAA $1,183 $1,194

Cheapest Harriet, AR Car Insurance Rates After a DUI

A DUI in Harriet, AR increases car insurance rates. Compare Harriet, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harriet, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,693
Farmers $4,857
GEICO $4,978
Liberty Mutual $5,070
Nationwide $4,865
Progressive $5,101
State Farm $2,524
Travelers $7,297
USAA $2,887

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Cheapest Harriet, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harriet, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harriet, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,951 $4,951
Farmers $4,592 $4,592
GEICO $3,187 $3,232
Liberty Mutual $3,923 $3,923
Nationwide $3,583 $3,583
Progressive $5,632 $5,632
State Farm $2,465 $2,583
Travelers $5,770 $5,770
USAA $2,000 $2,117

The Best Cheap Car Insurance Companies in Harriet, AR

Take a look at a side-by-side comparison of the top car insurance companies in Harriet, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harriet, Arkansas

Insurance Company Average Annual Rates
Allstate $4,951
Farmers $4,592
GEICO $3,209
Liberty Mutual $3,923
Nationwide $3,583
Progressive $5,632
State Farm $2,524
Travelers $5,770
USAA $2,059

Category Winners: Cheapest Car Insurance in Harriet, Arkansas

Find the cheapest car insurance companies in Harriet, AR for each category right here.

Best Annual Car Insurance Rates by Company in Harriet, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Harriet, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harriet car insurance rates. Find the cheapest Harriet, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harriet, Arkansas

Insurance Company Low Medium High
Allstate $4,836 $4,947 $5,068
Farmers $4,380 $4,548 $4,847
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $3,614 $3,513 $3,623
Progressive $5,239 $5,554 $6,104
State Farm $2,417 $2,521 $2,635
Travelers $5,519 $5,787 $6,004
USAA $1,975 $2,051 $2,149

Compare Car Insurance Quotes in Harriet, AR

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Average Monthly Car Insurance Rates by State