Compare Harrisburg, OH Car Insurance Rates (2021)

Car insurance in Harrisburg, OH averages $254 a month. Harrisburg, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Harrisburg car insurance rates, compare quotes from the top car insurance companies in Harrisburg, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harrisburg is USAA
  • The cheapest car insurance company in Harrisburg for teen drivers is USAA
  • Average car insurance rates in Harrisburg, OH are $3,051/year

If you need to buy Harrisburg, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Harrisburg, OH is right here.

You’ll find Harrisburg car insurance rates, the cheapest Harrisburg, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Harrisburg, Ohio car insurance rates to Cincinnati car insurance rates, Toledo car insurance rates, and Canton car insurance rates.

Ready to find affordable Harrisburg, OH car insurance today? Enter your ZIP code for fast, free Harrisburg car insurance quotes.

Cheapest Harrisburg, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harrisburg, OH car insurance rates? Every Harrisburg, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harrisburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,153 $2,143 $1,951 $2,086 $5,983 $6,827 $2,247 $2,390
American Family $976 $1,013 $903 $905 $3,170 $3,438 $1,213 $1,278
Farmers $1,895 $1,896 $1,667 $1,761 $8,569 $8,927 $2,125 $2,217
GEICO $1,518 $1,479 $1,435 $1,463 $4,179 $3,884 $1,689 $1,419
Liberty Mutual $2,019 $2,203 $1,549 $1,890 $10,775 $12,163 $2,135 $2,328
Nationwide $2,416 $2,426 $2,181 $2,194 $6,305 $8,116 $2,588 $3,010
Progressive $1,761 $1,661 $1,465 $1,514 $7,812 $8,795 $2,111 $2,183
State Farm $1,584 $1,584 $1,430 $1,430 $5,145 $6,451 $1,847 $2,123
Travelers $1,906 $1,934 $1,901 $1,890 $8,443 $13,368 $1,992 $2,267
USAA $924 $930 $886 $879 $2,937 $3,260 $1,236 $1,330

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Minimum Car Insurance in Harrisburg, OH

Every driver must carry the minimum car insurance in Harrisburg, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Harrisburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harrisburg, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harrisburg, OH. Compare credit history car insurance rates in Harrisburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harrisburg, Ohio

Insurance Company Poor Fair Good
Allstate $4,144 $3,014 $2,509
American Family $2,143 $1,458 $1,234
Farmers $4,108 $3,477 $3,311
GEICO $2,562 $2,133 $1,705
Liberty Mutual $6,270 $3,856 $3,022
Nationwide $4,416 $3,552 $2,995
Progressive $3,834 $3,311 $3,093
State Farm $3,847 $2,377 $1,873
Travelers $4,709 $4,099 $3,829
USAA $2,005 $1,424 $1,215

Cheapest Harrisburg, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harrisburg, OH to rates for a clean record with top companies.

Annual Harrisburg, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,701 $3,280 $3,848 $3,061
American Family $1,544 $1,635 $1,635 $1,635
Farmers $2,996 $3,860 $3,764 $3,908
GEICO $1,436 $2,090 $3,060 $1,948
Liberty Mutual $3,676 $4,734 $4,826 $4,294
Nationwide $2,929 $3,725 $4,726 $3,238
Progressive $2,942 $4,001 $3,133 $3,575
State Farm $2,448 $2,951 $2,699 $2,699
Travelers $3,088 $4,043 $6,121 $3,598
USAA $1,184 $1,594 $2,101 $1,312

Cheapest Harrisburg, OH Car Insurance for Teen Drivers

Teen car insurance in Harrisburg, OH can be expensive. Take a look at rates from the top car insurance companies in Harrisburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harrisburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,983 $6,827
American Family $3,170 $3,438
Farmers $8,569 $8,927
GEICO $4,179 $3,884
Liberty Mutual $10,775 $12,163
Nationwide $6,305 $8,116
Progressive $7,812 $8,795
State Farm $5,145 $6,451
Travelers $8,443 $13,368
USAA $2,937 $3,260

Cheapest Harrisburg, OH Car Insurance for Seniors

Take a look at Harrisburg, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harrisburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,951 $2,086
American Family $903 $905
Farmers $1,667 $1,761
GEICO $1,435 $1,463
Liberty Mutual $1,549 $1,890
Nationwide $2,181 $2,194
Progressive $1,465 $1,514
State Farm $1,430 $1,430
Travelers $1,901 $1,890
USAA $886 $879

Cheapest Harrisburg, OH Car Insurance Rates After a DUI

A DUI in Harrisburg, OH increases car insurance rates. Compare Harrisburg, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harrisburg, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,848
American Family $1,635
Farmers $3,764
GEICO $3,060
Liberty Mutual $4,826
Nationwide $4,726
Progressive $3,133
State Farm $2,699
Travelers $6,121
USAA $2,101

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Cheapest Harrisburg, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harrisburg, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harrisburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,222 $3,222
American Family $1,592 $1,632
Farmers $3,632 $3,632
GEICO $2,098 $2,169
Liberty Mutual $4,383 $4,383
Nationwide $3,655 $3,655
Progressive $3,413 $3,413
State Farm $2,631 $2,767
Travelers $4,213 $4,213
USAA $1,490 $1,606

The Best Cheap Car Insurance Companies in Harrisburg, OH

Take a look at a side-by-side comparison of the top car insurance companies in Harrisburg, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harrisburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,222
American Family $1,612
Farmers $3,632
GEICO $2,133
Liberty Mutual $4,383
Nationwide $3,655
Progressive $3,413
State Farm $2,699
Travelers $4,213
USAA $1,548

Category Winners: Cheapest Car Insurance in Harrisburg, Ohio

Find the cheapest car insurance companies in Harrisburg, OH for each category right here.

Best Annual Car Insurance Rates by Company in Harrisburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Harrisburg, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harrisburg car insurance rates. Find the cheapest Harrisburg, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harrisburg, Ohio

Insurance Company Low Medium High
Allstate $3,091 $3,214 $3,362
American Family $1,578 $1,624 $1,634
Farmers $3,428 $3,570 $3,898
GEICO $2,061 $2,124 $2,215
Liberty Mutual $4,205 $4,408 $4,536
Nationwide $4,033 $3,543 $3,388
Progressive $3,293 $3,386 $3,558
State Farm $2,554 $2,709 $2,835
Travelers $4,094 $4,269 $4,275
USAA $1,476 $1,546 $1,621

What affects car insurance rates in Harrisburg, Ohio?

What factors can have an impact on Harrisburg, OH car insurance? There are several reasons why Harrisburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harrisburg, Ohio.

Commute Time in Harrisburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Harrisburg, OH is 33.4 minutes according to City-Data.

Traffic in Harrisburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Harrisburg, OH traffic data from INRIX ranks Harrisburg as the 361st-most congested in the world.

Compare Car Insurance Quotes in Harrisburg, OH

Ready to find affordable Harrisburg, Ohio car insurance today? Enter your ZIP code for fast, free Harrisburg, OH car insurance quotes.

Free Car Insurance Comparison

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