Compare Harrison, TN Car Insurance Rates (2021)

Car insurance in Harrison, TN averages $298 a month. Harrison, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Harrison car insurance rates, compare quotes from the top car insurance companies in Harrison, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Harrison is State Farm
  • Average car insurance rates in Harrison, TN after a DUI are $4,184/year
  • The cheapest car insurance company in Harrison for teen drivers is State Farm

If you need to buy Harrison, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Harrison, TN is right here.

You’ll find Harrison car insurance rates, the cheapest Harrison, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Harrison, Tennessee car insurance rates to Memphis car insurance rates, Bartlett car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Harrison, TN car insurance today? Enter your ZIP code for fast, free Harrison car insurance quotes.

Cheapest Harrison, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harrison, TN car insurance rates? Every Harrison, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harrison, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,479 $2,334 $2,422 $9,814 $10,676 $2,745 $2,834
Farmers $1,688 $1,718 $1,514 $1,668 $7,074 $7,521 $2,285 $2,411
GEICO $2,038 $2,052 $1,872 $1,872 $6,381 $6,475 $2,082 $2,149
Liberty Mutual $3,593 $129 $2,954 $3,298 $15,197 $16,881 $3,854 $4,107
Nationwide $2,185 $2,199 $1,961 $1,988 $6,102 $7,844 $2,516 $2,721
Progressive $1,868 $1,748 $1,524 $1,600 $8,724 $9,805 $2,250 $2,459
State Farm $1,535 $1,535 $1,393 $1,393 $4,753 $5,957 $1,736 $2,006
Travelers $1,711 $1,800 $1,565 $1,664 $4,858 $6,047 $1,819 $1,913
USAA $1,522 $1,547 $1,376 $1,375 $5,450 $6,254 $1,990 $2,114

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Harrison, TN

Every driver must carry the minimum car insurance in Harrison, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Harrison, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Harrison, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harrison, TN. Compare credit history car insurance rates in Harrison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harrison, Tennessee

Insurance Company Poor Fair Good
Allstate $5,721 $4,386 $3,352
Farmers $3,845 $3,012 $2,848
GEICO $3,531 $3,029 $2,786
Liberty Mutual $8,962 $5,499 $4,293
Nationwide $4,121 $3,282 $2,915
Progressive $4,193 $3,639 $3,410
State Farm $3,686 $2,212 $1,718
Travelers $3,392 $2,674 $1,950
USAA $3,911 $2,300 $1,899

Cheapest Harrison, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harrison, TN to rates for a clean record with top companies.

Annual Harrison, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,751 $4,476 $5,421 $4,297
Farmers $2,760 $3,423 $3,512 $3,245
GEICO $2,279 $3,036 $4,867 $2,279
Liberty Mutual $5,053 $7,319 $6,804 $5,830
Nationwide $2,980 $2,980 $4,461 $3,337
Progressive $3,297 $4,300 $3,510 $3,881
State Farm $2,310 $2,767 $2,538 $2,538
Travelers $2,165 $2,782 $3,079 $2,662
USAA $1,965 $2,949 $3,460 $2,439

Cheapest Harrison, TN Car Insurance for Teen Drivers

Teen car insurance in Harrison, TN can be expensive. Take a look at rates from the top car insurance companies in Harrison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harrison, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,814 $10,676
Farmers $7,074 $7,521
GEICO $6,381 $6,475
Liberty Mutual $15,197 $16,881
Nationwide $6,102 $7,844
Progressive $8,724 $9,805
State Farm $4,753 $5,957
Travelers $4,858 $6,047
USAA $5,450 $6,254

Cheapest Harrison, TN Car Insurance for Seniors

Take a look at Harrison, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harrison, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,334 $2,422
Farmers $1,514 $1,668
GEICO $1,872 $1,872
Liberty Mutual $2,954 $3,298
Nationwide $1,961 $1,988
Progressive $1,524 $1,600
State Farm $1,393 $1,393
Travelers $1,565 $1,664
USAA $1,376 $1,375

Cheapest Harrison, TN Car Insurance Rates After a DUI

A DUI in Harrison, TN increases car insurance rates. Compare Harrison, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harrison, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,421
Farmers $3,512
GEICO $4,867
Liberty Mutual $6,804
Nationwide $4,461
Progressive $3,510
State Farm $2,538
Travelers $3,079
USAA $3,460

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Harrison, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harrison, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harrison, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,486 $4,486
Farmers $3,235 $3,235
GEICO $3,093 $3,137
Liberty Mutual $6,251 $6,251
Nationwide $3,439 $3,439
Progressive $3,747 $3,747
State Farm $2,476 $2,601
Travelers $2,567 $2,777
USAA $2,628 $2,779

The Best Cheap Car Insurance Companies in Harrison, TN

Take a look at a side-by-side comparison of the top car insurance companies in Harrison, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harrison, Tennessee

Insurance Company Average Annual Rates
Allstate $4,486
Farmers $3,235
GEICO $3,115
Liberty Mutual $6,251
Nationwide $3,439
Progressive $3,747
State Farm $2,538
Travelers $2,672
USAA $2,703

Category Winners: Cheapest Car Insurance in Harrison, Tennessee

Find the cheapest car insurance companies in Harrison, TN for each category right here.

Best Annual Car Insurance Rates by Company in Harrison, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Harrison, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harrison car insurance rates. Find the cheapest Harrison, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harrison, Tennessee

Insurance Company Low Medium High
Allstate $4,307 $4,474 $4,677
Farmers $3,037 $3,217 $3,450
GEICO $2,947 $3,107 $3,292
Liberty Mutual $5,977 $6,248 $6,529
Nationwide $3,456 $3,367 $3,496
Progressive $3,491 $3,748 $4,003
State Farm $2,372 $2,552 $2,691
Travelers $2,505 $2,670 $2,841
USAA $2,613 $2,693 $2,804

What affects car insurance rates in Harrison, Tennessee?

What factors can have an impact on Harrison, TN car insurance? There are several reasons why Harrison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harrison, Tennessee.

Commute Time in Harrison

The more time you spend in your car the higher the risk of an accident. The average commute length in Harrison, TN is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Harrison, TN

Ready to find affordable Harrison, Tennessee car insurance today? Enter your ZIP code for fast, free Harrison, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption