Compare Harristown, IL Car Insurance Rates (2021)

Car insurance in Harristown, IL averages $257 a month. Harristown, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Harristown car insurance rates, compare quotes from the top car insurance companies in Harristown, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Harristown, IL after a DUI are $3,606/year
  • The cheapest car insurance company in Harristown for teen drivers is Travelers
  • The cheapest car insurance company in Harristown is Liberty Mutual

If you need to buy Harristown, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Harristown, IL is right here.

You’ll find Harristown car insurance rates, the cheapest Harristown, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Harristown, Illinois car insurance rates to Elgin car insurance rates, Naperville car insurance rates, and Chicago car insurance rates.

Ready to find affordable Harristown, IL car insurance today? Enter your ZIP code for fast, free Harristown car insurance quotes.

Cheapest Harristown, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harristown, IL car insurance rates? Every Harristown, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harristown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,234 $2,232 $1,979 $2,096 $9,735 $10,150 $2,553 $2,666
GEICO $1,605 $1,632 $1,555 $1,893 $4,884 $5,058 $2,024 $1,916
Liberty Mutual $1,373 $1,482 $1,138 $1,271 $4,450 $4,951 $1,441 $1,527
Nationwide $1,810 $1,840 $1,612 $1,705 $5,022 $6,432 $2,113 $2,285
Progressive $1,726 $1,629 $1,422 $1,488 $6,318 $7,087 $2,056 $2,230
State Farm $1,411 $1,411 $1,271 $1,271 $4,155 $5,267 $1,597 $1,836
Travelers $1,469 $1,549 $1,336 $1,424 $4,176 $5,222 $1,557 $1,640
USAA $1,751 $1,774 $1,631 $1,599 $5,810 $6,392 $2,313 $2,529

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Minimum Car Insurance in Harristown, IL

Every driver must carry the minimum car insurance in Harristown, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Harristown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Harristown, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harristown, IL. Compare credit history car insurance rates in Harristown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harristown, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,815 $3,281 $2,776
Farmers $4,772 $4,020 $3,824
GEICO $4,123 $2,017 $1,573
Liberty Mutual $3,120 $1,943 $1,549
Nationwide $3,400 $2,751 $2,407
Progressive $3,412 $2,896 $2,676
State Farm $3,308 $1,984 $1,540
Travelers $2,805 $2,253 $1,833
USAA $3,953 $2,724 $2,248

Cheapest Harristown, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harristown, IL to rates for a clean record with top companies.

Annual Harristown, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,549 $4,582 $4,467 $4,225
GEICO $1,872 $2,601 $3,469 $2,342
Liberty Mutual $1,840 $2,599 $2,292 $2,086
Nationwide $2,302 $2,974 $3,493 $2,641
Progressive $2,469 $3,663 $2,732 $3,114
State Farm $2,074 $2,481 $2,277 $2,277
Travelers $1,832 $2,394 $2,667 $2,294
USAA $2,110 $3,054 $4,186 $2,548

Cheapest Harristown, IL Car Insurance for Teen Drivers

Teen car insurance in Harristown, IL can be expensive. Take a look at rates from the top car insurance companies in Harristown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harristown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,391 $8,844
Farmers $9,735 $10,150
GEICO $4,884 $5,058
Liberty Mutual $4,450 $4,951
Nationwide $5,022 $6,432
Progressive $6,318 $7,087
State Farm $4,155 $5,267
Travelers $4,176 $5,222
USAA $5,810 $6,392

Cheapest Harristown, IL Car Insurance for Seniors

Take a look at Harristown, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harristown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,059 $2,059
Farmers $1,979 $2,096
GEICO $1,555 $1,893
Liberty Mutual $1,138 $1,271
Nationwide $1,612 $1,705
Progressive $1,422 $1,488
State Farm $1,271 $1,271
Travelers $1,336 $1,424
USAA $1,631 $1,599

Cheapest Harristown, IL Car Insurance Rates After a DUI

A DUI in Harristown, IL increases car insurance rates. Compare Harristown, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harristown, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,446
American Family $5,026
Farmers $4,467
GEICO $3,469
Liberty Mutual $2,292
Nationwide $3,493
Progressive $2,732
State Farm $2,277
Travelers $2,667
USAA $4,186

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Cheapest Harristown, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harristown, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harristown, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,578 $3,670
Farmers $4,206 $4,206
GEICO $2,525 $2,617
Liberty Mutual $2,204 $2,204
Nationwide $2,852 $2,852
Progressive $2,995 $2,995
State Farm $2,219 $2,336
Travelers $2,207 $2,387
USAA $2,891 $3,058

The Best Cheap Car Insurance Companies in Harristown, IL

Take a look at a side-by-side comparison of the top car insurance companies in Harristown, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harristown, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,624
Farmers $4,206
GEICO $2,571
Liberty Mutual $2,204
Nationwide $2,852
Progressive $2,995
State Farm $2,277
Travelers $2,297
USAA $2,975

Category Winners: Cheapest Car Insurance in Harristown, Illinois

Find the cheapest car insurance companies in Harristown, IL for each category right here.

Best Annual Car Insurance Rates by Company in Harristown, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Harristown, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harristown car insurance rates. Find the cheapest Harristown, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harristown, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,482 $3,757 $3,633
Farmers $3,998 $4,105 $4,515
GEICO $2,321 $2,562 $2,830
Liberty Mutual $2,092 $2,200 $2,320
Nationwide $2,837 $2,877 $2,843
Progressive $2,755 $2,985 $3,243
State Farm $2,138 $2,281 $2,414
Travelers $2,158 $2,294 $2,438
USAA $2,766 $2,972 $3,186

What affects car insurance rates in Harristown, Illinois?

What factors can have an impact on Harristown, IL car insurance? There are several reasons why Harristown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harristown, Illinois.

Commute Time in Harristown

The more time you spend in your car the higher the risk of an accident. The average commute length in Harristown, IL is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Harristown, IL

Ready to find affordable Harristown, Illinois car insurance today? Enter your ZIP code for fast, free Harristown, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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