Compare Hartford, AL Car Insurance Rates (2021)

Car insurance in Hartford, AL averages $282 a month. Hartford, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hartford car insurance rates, compare quotes from the top car insurance companies in Hartford, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartford, AL after a DUI are $3,872/year
  • Average car insurance rates in Hartford, AL are $3,385/year
  • The cheapest car insurance company in Hartford for teen drivers is USAA

If you need to buy Hartford, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Hartford, AL is right here.

You’ll find Hartford car insurance rates, the cheapest Hartford, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Hartford, Alabama car insurance rates to Mobile car insurance rates, Tuscaloosa car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Hartford, AL car insurance today? Enter your ZIP code for fast, free Hartford car insurance quotes.

Cheapest Hartford, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartford, AL car insurance rates? Every Hartford, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartford, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,228 $2,085 $1,826 $1,961 $9,016 $10,039 $2,590 $2,720
State Farm $2,526 $2,526 $2,281 $2,281 $7,533 $9,448 $2,851 $3,276
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

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Minimum Car Insurance in Hartford, AL

Every driver must carry the minimum car insurance in Hartford, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Hartford, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartford, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartford, AL. Compare credit history car insurance rates in Hartford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartford, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,585 $3,927 $3,663
State Farm $6,627 $3,359 $2,285
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

Cheapest Hartford, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartford, AL to rates for a clean record with top companies.

Annual Hartford, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,661 $4,598 $3,953 $4,021
State Farm $3,699 $4,568 $4,047 $4,047
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

Cheapest Hartford, AL Car Insurance for Teen Drivers

Teen car insurance in Hartford, AL can be expensive. Take a look at rates from the top car insurance companies in Hartford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartford, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $9,016 $10,039
State Farm $7,533 $9,448
Travelers $7,744 $12,202
USAA $3,648 $4,046

Cheapest Hartford, AL Car Insurance for Seniors

Take a look at Hartford, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartford, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,826 $1,961
State Farm $2,281 $2,281
Travelers $1,367 $1,366
USAA $1,159 $1,139

Cheapest Hartford, AL Car Insurance Rates After a DUI

A DUI in Hartford, AL increases car insurance rates. Compare Hartford, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartford, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,953
State Farm $4,047
Travelers $4,566
USAA $2,835

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Cheapest Hartford, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartford, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartford, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $4,058 $4,058
State Farm $3,991 $4,189
Travelers $3,579 $3,579
USAA $1,890 $2,071

The Best Cheap Car Insurance Companies in Hartford, AL

Take a look at a side-by-side comparison of the top car insurance companies in Hartford, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartford, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,880
Nationwide $2,548
Progressive $4,058
State Farm $4,090
Travelers $3,579
USAA $1,981

Category Winners: Cheapest Car Insurance in Hartford, Alabama

Find the cheapest car insurance companies in Hartford, AL for each category right here.

Best Annual Car Insurance Rates by Company in Hartford, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hartford, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartford car insurance rates. Find the cheapest Hartford, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartford, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,589 $4,031 $4,555
State Farm $3,864 $4,084 $4,322
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

What affects car insurance rates in Hartford, Alabama?

What factors can have an impact on Hartford, AL car insurance? There are several reasons why Hartford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartford, Alabama.

Car Theft in Hartford

High levels of vehicle theft can make car insurance more expensive. Hartford, AL car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Hartford

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartford, AL is 27.5 minutes according to City-Data.

Traffic in Hartford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hartford, AL traffic data from INRIX ranks Hartford as the 292nd-most congested in the world.

Compare Car Insurance Quotes in Hartford, AL

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Average Monthly Car Insurance Rates by State