Compare Hartford, AR Car Insurance Rates (2021)

Car insurance in Hartford, AR averages $321 a month. Hartford, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hartford car insurance rates, compare quotes from the top car insurance companies in Hartford, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartford, AR are $3,850/year
  • The cheapest car insurance company in Hartford is USAA
  • Average car insurance rates in Hartford, AR after a DUI are $4,642/year

If you need to buy Hartford, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hartford, AR is right here.

You’ll find Hartford car insurance rates, the cheapest Hartford, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Hartford, Arkansas car insurance rates to Little Rock car insurance rates, Conway car insurance rates, and Hot Springs car insurance rates.

Ready to find affordable Hartford, AR car insurance today? Enter your ZIP code for fast, free Hartford car insurance quotes.

Cheapest Hartford, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartford, AR car insurance rates? Every Hartford, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartford, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,826 $2,837 $2,524 $2,697 $10,459 $12,580 $3,110 $3,382
Farmers $2,186 $2,168 $1,952 $2,056 $9,307 $9,624 $2,515 $2,648
GEICO $2,285 $2,250 $2,100 $2,042 $6,315 $6,295 $2,269 $2,302
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,561 $2,604 $2,303 $2,427 $6,289 $7,986 $2,941 $3,164
Progressive $2,433 $2,297 $2,001 $2,097 $10,534 $11,846 $2,912 $3,154
State Farm $1,548 $1,548 $1,401 $1,401 $4,662 $5,840 $1,748 $2,013
Travelers $2,015 $2,050 $2,008 $2,008 $11,872 $19,001 $2,166 $2,486
USAA $1,243 $1,249 $1,163 $1,160 $4,016 $4,182 $1,595 $1,708

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Minimum Car Insurance in Hartford, AR

Every driver must carry the minimum car insurance in Hartford, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hartford, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartford, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartford, AR. Compare credit history car insurance rates in Hartford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartford, Arkansas

Insurance Company Poor Fair Good
Allstate $6,340 $4,865 $3,950
Farmers $4,611 $3,872 $3,687
GEICO $3,869 $3,186 $2,641
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,469 $3,601 $3,283
Progressive $5,269 $4,509 $4,200
State Farm $3,649 $2,199 $1,713
Travelers $6,249 $5,221 $4,882
USAA $2,686 $1,849 $1,582

Cheapest Hartford, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartford, AR to rates for a clean record with top companies.

Annual Hartford, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,145 $5,234 $5,848 $4,980
Farmers $3,421 $4,396 $4,296 $4,114
GEICO $2,215 $3,368 $4,961 $2,384
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $2,954 $3,804 $5,131 $3,247
Progressive $4,012 $5,597 $4,217 $4,811
State Farm $2,301 $2,740 $2,520 $2,520
Travelers $4,563 $4,714 $6,921 $5,605
USAA $1,565 $1,993 $2,864 $1,736

Cheapest Hartford, AR Car Insurance for Teen Drivers

Teen car insurance in Hartford, AR can be expensive. Take a look at rates from the top car insurance companies in Hartford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartford, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,459 $12,580
Farmers $9,307 $9,624
GEICO $6,315 $6,295
Liberty Mutual $8,162 $8,987
Nationwide $6,289 $7,986
Progressive $10,534 $11,846
State Farm $4,662 $5,840
Travelers $11,872 $19,001
USAA $4,016 $4,182

Cheapest Hartford, AR Car Insurance for Seniors

Take a look at Hartford, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartford, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,524 $2,697
Farmers $1,952 $2,056
GEICO $2,100 $2,042
Liberty Mutual $2,093 $2,335
Nationwide $2,303 $2,427
Progressive $2,001 $2,097
State Farm $1,401 $1,401
Travelers $2,008 $2,008
USAA $1,163 $1,160

Cheapest Hartford, AR Car Insurance Rates After a DUI

A DUI in Hartford, AR increases car insurance rates. Compare Hartford, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartford, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
Farmers $4,296
GEICO $4,961
Liberty Mutual $5,017
Nationwide $5,131
Progressive $4,217
State Farm $2,520
Travelers $6,921
USAA $2,864

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Cheapest Hartford, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartford, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartford, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,057 $4,057
GEICO $3,204 $3,261
Liberty Mutual $3,857 $3,857
Nationwide $3,784 $3,784
Progressive $4,659 $4,659
State Farm $2,459 $2,581
Travelers $5,451 $5,451
USAA $1,982 $2,097

The Best Cheap Car Insurance Companies in Hartford, AR

Take a look at a side-by-side comparison of the top car insurance companies in Hartford, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartford, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,057
GEICO $3,232
Liberty Mutual $3,857
Nationwide $3,784
Progressive $4,659
State Farm $2,520
Travelers $5,451
USAA $2,039

Category Winners: Cheapest Car Insurance in Hartford, Arkansas

Find the cheapest car insurance companies in Hartford, AR for each category right here.

Best Annual Car Insurance Rates by Company in Hartford, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hartford, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartford car insurance rates. Find the cheapest Hartford, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartford, Arkansas

Insurance Company Low Medium High
Allstate $4,921 $5,049 $5,185
Farmers $3,866 $4,017 $4,288
GEICO $3,084 $3,231 $3,382
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,801 $3,708 $3,844
Progressive $4,299 $4,588 $5,091
State Farm $2,383 $2,518 $2,660
Travelers $5,200 $5,466 $5,686
USAA $1,941 $2,031 $2,146

What affects car insurance rates in Hartford, Arkansas?

What factors can have an impact on Hartford, AR car insurance? There are several reasons why Hartford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartford, Arkansas.

Commute Time in Hartford

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartford, AR is 27.4 minutes according to City-Data.

Traffic in Hartford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hartford, AR traffic data from INRIX ranks Hartford as the 292nd-most congested in the world.

Compare Car Insurance Quotes in Hartford, AR

Ready to find affordable Hartford, Arkansas car insurance today? Enter your ZIP code for fast, free Hartford, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State