Compare Hartford City, IN Car Insurance Rates (2021)

Car insurance in Hartford City, IN averages $258 a month. Hartford City, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hartford City car insurance rates, compare quotes from the top car insurance companies in Hartford City, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hartford City for teen drivers is USAA
  • Average car insurance rates in Hartford City, IN are $3,093/year
  • Average car insurance rates in Hartford City, IN after a DUI are $3,675/year

If you need to buy Hartford City, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hartford City, IN is right here.

You’ll find Hartford City car insurance rates, the cheapest Hartford City, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Hartford City, Indiana car insurance rates to Bloomington car insurance rates, Indianapolis car insurance rates, and Evansville car insurance rates.

Ready to find affordable Hartford City, IN car insurance today? Enter your ZIP code for fast, free Hartford City car insurance quotes.

Cheapest Hartford City, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartford City, IN car insurance rates? Every Hartford City, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartford City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,422 $2,484 $2,125 $2,326 $7,359 $9,284 $2,469 $2,679
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,444 $1,426 $1,234 $1,387 $7,753 $8,263 $1,905 $2,060
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,791 $1,832 $1,567 $1,675 $5,280 $6,863 $2,107 $2,306
Progressive $1,427 $1,350 $1,294 $1,302 $8,313 $9,352 $1,783 $1,821
State Farm $1,379 $1,379 $1,228 $1,228 $4,182 $5,353 $1,525 $1,702
Travelers $1,072 $1,091 $1,004 $1,003 $6,429 $10,092 $1,132 $1,316
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

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Minimum Car Insurance in Hartford City, IN

Every driver must carry the minimum car insurance in Hartford City, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Hartford City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartford City, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartford City, IN. Compare credit history car insurance rates in Hartford City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartford City, Indiana

Insurance Company Poor Fair Good
Allstate $4,833 $3,587 $3,261
American Family $4,398 $2,858 $2,394
Farmers $3,716 $3,030 $2,807
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,335 $2,815 $2,632
Progressive $3,676 $3,251 $3,064
State Farm $3,274 $1,953 $1,514
Travelers $3,224 $2,729 $2,725
USAA $2,099 $1,377 $1,178

Cheapest Hartford City, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartford City, IN to rates for a clean record with top companies.

Annual Hartford City, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,114 $4,564 $4,202 $3,694
American Family $2,215 $3,546 $4,467 $2,638
Farmers $2,845 $3,325 $3,423 $3,143
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,515 $3,247 $3,113 $2,835
Progressive $2,505 $4,360 $2,984 $3,473
State Farm $2,194 $2,406 $2,194 $2,194
Travelers $2,456 $3,038 $3,441 $2,635
USAA $1,174 $1,665 $1,913 $1,453

Cheapest Hartford City, IN Car Insurance for Teen Drivers

Teen car insurance in Hartford City, IN can be expensive. Take a look at rates from the top car insurance companies in Hartford City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartford City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,359 $9,284
American Family $5,542 $8,024
Farmers $7,753 $8,263
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $5,280 $6,863
Progressive $8,313 $9,352
State Farm $4,182 $5,353
Travelers $6,429 $10,092
USAA $2,738 $3,074

Cheapest Hartford City, IN Car Insurance for Seniors

Take a look at Hartford City, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartford City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,326
American Family $1,815 $1,815
Farmers $1,234 $1,387
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,567 $1,675
Progressive $1,294 $1,302
State Farm $1,228 $1,228
Travelers $1,004 $1,003
USAA $918 $928

Cheapest Hartford City, IN Car Insurance Rates After a DUI

A DUI in Hartford City, IN increases car insurance rates. Compare Hartford City, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartford City, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,202
American Family $4,467
Farmers $3,423
GEICO $2,924
Liberty Mutual $8,085
Nationwide $3,113
Progressive $2,984
State Farm $2,194
Travelers $3,441
USAA $1,913

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Cheapest Hartford City, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartford City, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartford City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,893 $3,893
American Family $3,178 $3,255
Farmers $3,184 $3,184
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,928 $2,928
Progressive $3,330 $3,330
State Farm $2,184 $2,310
Travelers $2,892 $2,892
USAA $1,531 $1,572

The Best Cheap Car Insurance Companies in Hartford City, IN

Take a look at a side-by-side comparison of the top car insurance companies in Hartford City, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartford City, Indiana

Insurance Company Average Annual Rates
Allstate $3,893
American Family $3,217
Farmers $3,184
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,928
Progressive $3,330
State Farm $2,247
Travelers $2,893
USAA $1,551

Category Winners: Cheapest Car Insurance in Hartford City, Indiana

Find the cheapest car insurance companies in Hartford City, IN for each category right here.

Best Annual Car Insurance Rates by Company in Hartford City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hartford City, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartford City car insurance rates. Find the cheapest Hartford City, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartford City, Indiana

Insurance Company Low Medium High
Allstate $3,699 $3,878 $4,103
American Family $3,186 $3,324 $3,140
Farmers $3,076 $3,177 $3,299
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,975 $2,905 $2,903
Progressive $3,151 $3,280 $3,560
State Farm $2,147 $2,246 $2,348
Travelers $2,847 $2,919 $2,911
USAA $1,504 $1,548 $1,602

What affects car insurance rates in Hartford City, Indiana?

What factors can have an impact on Hartford City, IN car insurance? There are several reasons why Hartford City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartford City, Indiana.

Car Theft in Hartford City

High levels of vehicle theft can make car insurance more expensive. Hartford City, IN car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Hartford City

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartford City, IN is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Hartford City, IN

Ready to find affordable Hartford City, Indiana car insurance today? Enter your ZIP code for fast, free Hartford City, IN car insurance quotes.

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