Compare Hartford, CT Car Insurance Rates (2021)

Car insurance in Hartford, CT averages $527 a month. Hartford, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hartford car insurance rates, compare quotes from the top car insurance companies in Hartford, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartford, CT after a DUI are $7,697/year
  • The cheapest car insurance company in Hartford is GEICO
  • The cheapest ZIP code in Hartford is 6101

If you need to buy Hartford, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Hartford, CT is right here.

You’ll find Hartford car insurance rates, the cheapest Hartford, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Hartford, Connecticut car insurance rates to Danbury car insurance rates, Stamford car insurance rates, and Bristol car insurance rates.

Ready to find affordable Hartford, CT car insurance today? Enter your ZIP code for fast, free Hartford car insurance quotes.

Cheapest Hartford, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartford, CT car insurance rates? Every Hartford, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,881 $3,820 $3,593 $3,846 $11,632 $13,706 $4,032 $4,192
GEICO $3,127 $3,134 $2,900 $2,925 $7,186 $8,460 $3,007 $2,905
Liberty Mutual $4,777 $5,234 $3,672 $4,574 $23,824 $26,952 $4,809 $5,259
Nationwide $3,600 $3,643 $3,221 $3,387 $10,150 $12,924 $4,190 $4,518
Progressive $3,404 $3,150 $2,885 $3,024 $14,251 $15,827 $3,854 $4,302
State Farm $2,546 $2,546 $2,342 $2,342 $7,857 $9,914 $2,870 $3,289
Travelers $2,857 $2,899 $2,853 $2,848 $23,317 $38,228 $3,107 $3,477
USAA $2,566 $2,540 $2,395 $2,367 $8,178 $8,574 $3,455 $3,580

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Minimum Car Insurance in Hartford, CT

Every driver must carry the minimum car insurance in Hartford, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Hartford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hartford, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartford, CT. Compare credit history car insurance rates in Hartford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,787 $5,848 $4,628
GEICO $6,126 $3,687 $2,804
Liberty Mutual $14,100 $8,726 $6,837
Nationwide $7,590 $5,058 $4,464
Progressive $6,895 $6,190 $5,926
State Farm $5,885 $3,749 $3,007
Travelers $11,297 $9,406 $9,143
USAA $5,574 $3,752 $3,294

Cheapest Hartford, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartford, CT to rates for a clean record with top companies.

Annual Hartford, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,189 $6,420 $7,553 $5,189
GEICO $2,670 $3,501 $7,366 $3,285
Liberty Mutual $8,650 $10,840 $10,745 $9,317
Nationwide $4,619 $6,065 $6,971 $5,162
Progressive $5,411 $7,840 $5,709 $6,389
State Farm $3,917 $4,312 $4,312 $4,312
Travelers $7,988 $8,666 $12,647 $10,493
USAA $3,239 $4,076 $6,274 $3,239

Cheapest Hartford, CT Car Insurance for Teen Drivers

Teen car insurance in Hartford, CT can be expensive. Take a look at rates from the top car insurance companies in Hartford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,632 $13,706
GEICO $7,186 $8,460
Liberty Mutual $23,824 $26,952
Nationwide $10,150 $12,924
Progressive $14,251 $15,827
State Farm $7,857 $9,914
Travelers $23,317 $38,228
USAA $8,178 $8,574

Cheapest Hartford, CT Car Insurance for Seniors

Take a look at Hartford, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,593 $3,846
GEICO $2,900 $2,925
Liberty Mutual $3,672 $4,574
Nationwide $3,221 $3,387
Progressive $2,885 $3,024
State Farm $2,342 $2,342
Travelers $2,853 $2,848
USAA $2,395 $2,367

Cheapest Hartford, CT Car Insurance Rates After a DUI

A DUI in Hartford, CT increases car insurance rates. Compare Hartford, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartford, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,553
GEICO $7,366
Liberty Mutual $10,745
Nationwide $6,971
Progressive $5,709
State Farm $4,312
Travelers $12,647
USAA $6,274

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Cheapest Hartford, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartford, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,088 $6,088
GEICO $4,142 $4,269
Liberty Mutual $9,888 $9,888
Nationwide $5,704 $5,704
Progressive $6,337 $6,337
State Farm $4,106 $4,321
Travelers $9,948 $9,948
USAA $4,156 $4,258

Cheapest Hartford, CT Car Insurance Rates by ZIP Code

Hartford car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hartford, CT.

Annual Car Insurance Rates by ZIP Code in Hartford, Connecticut

ZIP Code Average Annual Rates
6101 $6,213
6103 $6,441
6105 $6,441
6106 $6,441
6112 $6,441
6114 $6,441
6120 $6,441
6152 $6,213
6160 $6,441

The Best Cheap Car Insurance Companies in Hartford, CT

Take a look at a side-by-side comparison of the top car insurance companies in Hartford, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartford, Connecticut

Insurance Company Average Annual Rates
Allstate $6,088
GEICO $4,206
Liberty Mutual $9,888
Nationwide $5,704
Progressive $6,337
State Farm $4,213
Travelers $9,948
USAA $4,207

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Category Winners: Cheapest Car Insurance in Hartford, Connecticut

Find the cheapest car insurance companies in Hartford, CT for each category right here.

Best Annual Car Insurance Rates by Company in Hartford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Hartford, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartford car insurance rates. Find the cheapest Hartford, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartford, Connecticut

Insurance Company Low Medium High
Allstate $5,606 $6,071 $6,587
GEICO $3,786 $4,122 $4,709
Liberty Mutual $9,408 $9,787 $10,468
Nationwide $5,745 $5,743 $5,624
Progressive $5,758 $6,263 $6,991
State Farm $3,928 $4,221 $4,490
Travelers $9,047 $9,865 $10,933
USAA $3,917 $4,212 $4,492

What affects car insurance rates in Hartford, Connecticut?

What factors can have an impact on Hartford, CT car insurance? There are several reasons why Hartford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartford, Connecticut.

Commute Time in Hartford

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartford, CT is 23.0 minutes according to City-Data.

Traffic in Hartford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hartford, CT traffic data from INRIX ranks Hartford as the 292nd-most congested in the world.

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Compare Car Insurance Quotes in Hartford, CT

Ready to find affordable Hartford, Connecticut car insurance today? Enter your ZIP code for fast, free Hartford, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State