Compare Hartford, WI Car Insurance Rates (2021)

Car insurance in Hartford, WI averages $236 a month. Hartford, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hartford car insurance rates, compare quotes from the top car insurance companies in Hartford, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartford, WI after a DUI are $3,128/year
  • The cheapest car insurance company in Hartford is American Family
  • Average car insurance rates in Hartford, WI are $2,826/year

If you need to buy Hartford, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Hartford, WI is right here.

You’ll find Hartford car insurance rates, the cheapest Hartford, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Hartford, Wisconsin car insurance rates to Milwaukee car insurance rates, Janesville car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Hartford, WI car insurance today? Enter your ZIP code for fast, free Hartford car insurance quotes.

Cheapest Hartford, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartford, WI car insurance rates? Every Hartford, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,099 $2,200 $1,954 $2,150 $7,185 $9,177 $2,113 $2,291
American Family $914 $953 $876 $880 $2,879 $3,161 $1,087 $1,156
Farmers $1,951 $1,952 $1,721 $1,834 $9,782 $10,154 $2,216 $2,304
GEICO $1,086 $1,212 $1,156 $1,353 $3,720 $4,000 $1,002 $1,019
Liberty Mutual $1,894 $2,062 $1,521 $1,730 $7,065 $7,929 $2,009 $2,167
Nationwide $2,964 $3,110 $2,476 $2,601 $6,285 $9,688 $3,623 $4,248
Progressive $1,529 $1,439 $1,257 $1,316 $6,113 $6,870 $1,832 $1,985
State Farm $1,374 $1,374 $1,237 $1,237 $4,133 $5,204 $1,554 $1,782
USAA $1,181 $1,171 $1,081 $1,088 $3,087 $3,553 $1,520 $1,656

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Minimum Car Insurance in Hartford, WI

Every driver must carry the minimum car insurance in Hartford, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Hartford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hartford, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartford, WI. Compare credit history car insurance rates in Hartford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartford, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,776 $3,296 $2,866
American Family $1,995 $1,312 $1,158
Farmers $4,494 $3,822 $3,652
GEICO $2,382 $1,703 $1,370
Liberty Mutual $4,744 $2,885 $2,263
Nationwide $4,916 $4,103 $4,103
Progressive $3,154 $2,702 $2,521
State Farm $3,337 $1,915 $1,458
USAA $2,736 $1,465 $1,175

Cheapest Hartford, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartford, WI to rates for a clean record with top companies.

Annual Hartford, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,950 $4,085 $3,843 $3,707
American Family $1,424 $1,510 $1,510 $1,510
Farmers $3,468 $4,400 $4,168 $3,920
GEICO $1,245 $2,039 $2,389 $1,601
Liberty Mutual $2,504 $3,611 $3,715 $3,359
Nationwide $3,700 $4,278 $5,241 $4,278
Progressive $2,552 $3,112 $2,654 $2,852
State Farm $2,044 $2,430 $2,237 $2,237
USAA $1,401 $1,773 $2,394 $1,600

Cheapest Hartford, WI Car Insurance for Teen Drivers

Teen car insurance in Hartford, WI can be expensive. Take a look at rates from the top car insurance companies in Hartford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,185 $9,177
American Family $2,879 $3,161
Farmers $9,782 $10,154
GEICO $3,720 $4,000
Liberty Mutual $7,065 $7,929
Nationwide $6,285 $9,688
Progressive $6,113 $6,870
State Farm $4,133 $5,204
USAA $3,087 $3,553

Cheapest Hartford, WI Car Insurance for Seniors

Take a look at Hartford, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $2,150
American Family $876 $880
Farmers $1,721 $1,834
GEICO $1,156 $1,353
Liberty Mutual $1,521 $1,730
Nationwide $2,476 $2,601
Progressive $1,257 $1,316
State Farm $1,237 $1,237
USAA $1,081 $1,088

Cheapest Hartford, WI Car Insurance Rates After a DUI

A DUI in Hartford, WI increases car insurance rates. Compare Hartford, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartford, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $1,510
Farmers $4,168
GEICO $2,389
Liberty Mutual $3,715
Nationwide $5,241
Progressive $2,654
State Farm $2,237
USAA $2,394

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Cheapest Hartford, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartford, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartford, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,559 $3,734
American Family $1,463 $1,514
Farmers $3,989 $3,989
GEICO $1,785 $1,852
Liberty Mutual $3,297 $3,297
Nationwide $4,374 $4,374
Progressive $2,792 $2,792
State Farm $2,181 $2,293
USAA $1,769 $1,815

The Best Cheap Car Insurance Companies in Hartford, WI

Take a look at a side-by-side comparison of the top car insurance companies in Hartford, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,646
American Family $1,488
Farmers $3,989
GEICO $1,819
Liberty Mutual $3,297
Nationwide $4,374
Progressive $2,793
State Farm $2,237
USAA $1,792

Category Winners: Cheapest Car Insurance in Hartford, Wisconsin

Find the cheapest car insurance companies in Hartford, WI for each category right here.

Best Annual Car Insurance Rates by Company in Hartford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Hartford, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartford car insurance rates. Find the cheapest Hartford, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartford, Wisconsin

Insurance Company Low Medium High
Allstate $3,498 $3,638 $3,803
American Family $1,464 $1,502 $1,498
Farmers $3,620 $3,951 $4,396
GEICO $1,670 $1,819 $1,967
Liberty Mutual $3,003 $3,319 $3,570
Nationwide $4,218 $4,371 $4,534
Progressive $2,595 $2,821 $2,961
State Farm $2,095 $2,246 $2,370
USAA $1,716 $1,794 $1,866

What affects car insurance rates in Hartford, Wisconsin?

What factors can have an impact on Hartford, WI car insurance? There are several reasons why Hartford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartford, Wisconsin.

Car Theft in Hartford

High levels of vehicle theft can make car insurance more expensive. Hartford, WI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Hartford

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartford, WI is 26.1 minutes according to City-Data.

Traffic in Hartford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hartford, WI traffic data from INRIX ranks Hartford as the 292nd-most congested in the world.

Compare Car Insurance Quotes in Hartford, WI

Ready to find affordable Hartford, Wisconsin car insurance today? Enter your ZIP code for fast, free Hartford, WI car insurance quotes.

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