Compare Hartley, TX Car Insurance Rates (2021)

Car insurance in Hartley, TX averages $338 a month. Hartley, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hartley car insurance rates, compare quotes from the top car insurance companies in Hartley, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartley, TX after a DUI are $4,572/year
  • The cheapest car insurance company in Hartley for teen drivers is USAA
  • The cheapest car insurance company in Hartley is USAA

If you need to buy Hartley, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hartley, TX is right here.

You’ll find Hartley car insurance rates, the cheapest Hartley, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hartley, Texas car insurance rates to Arlington car insurance rates, Fort Worth car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Hartley, TX car insurance today? Enter your ZIP code for fast, free Hartley car insurance quotes.

Cheapest Hartley, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartley, TX car insurance rates? Every Hartley, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartley, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,768 $3,664 $3,664 $9,235 $11,239 $4,592 $4,834
American Family $3,790 $4,138 $3,207 $3,614 $8,010 $10,669 $5,077 $5,771
GEICO $2,288 $2,428 $2,136 $2,354 $4,776 $5,021 $2,473 $2,511
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,794 $2,640 $2,472 $2,529 $11,459 $12,739 $3,287 $3,302
State Farm $1,742 $1,742 $1,542 $1,542 $4,026 $5,106 $1,884 $1,947
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Hartley, TX

Every driver must carry the minimum car insurance in Hartley, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hartley, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartley, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartley, TX. Compare credit history car insurance rates in Hartley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartley, Texas

Insurance Company Poor Fair Good
Allstate $7,130 $5,198 $4,435
American Family $7,903 $4,663 $4,038
GEICO $4,618 $2,622 $1,755
Nationwide $5,100 $4,065 $3,531
Progressive $5,824 $5,006 $4,628
State Farm $3,458 $2,152 $1,714
USAA $3,624 $2,022 $1,606

Cheapest Hartley, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartley, TX to rates for a clean record with top companies.

Annual Hartley, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,464 $6,591 $6,833 $4,464
American Family $5,092 $6,360 $5,593 $5,092
GEICO $2,548 $3,301 $2,851 $3,294
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,489 $5,804 $5,256 $5,062
State Farm $2,185 $2,486 $2,910 $2,185
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Hartley, TX Car Insurance for Teen Drivers

Teen car insurance in Hartley, TX can be expensive. Take a look at rates from the top car insurance companies in Hartley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartley, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,235 $11,239
American Family $8,010 $10,669
GEICO $4,776 $5,021
Nationwide $7,453 $9,632
Progressive $11,459 $12,739
State Farm $4,026 $5,106
USAA $4,047 $4,518

Cheapest Hartley, TX Car Insurance for Seniors

Take a look at Hartley, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartley, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $3,207 $3,614
GEICO $2,136 $2,354
Nationwide $2,351 $2,503
Progressive $2,472 $2,529
State Farm $1,542 $1,542
USAA $1,497 $1,531

Cheapest Hartley, TX Car Insurance Rates After a DUI

A DUI in Hartley, TX increases car insurance rates. Compare Hartley, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartley, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,833
American Family $5,593
GEICO $2,851
Nationwide $5,466
Progressive $5,256
State Farm $2,910
USAA $3,094

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Cheapest Hartley, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartley, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartley, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,465 $5,711
American Family $5,535 $5,535
GEICO $2,936 $3,061
Nationwide $4,232 $4,232
Progressive $5,153 $5,153
State Farm $2,442 $2,442
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Hartley, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hartley, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartley, Texas

Insurance Company Average Annual Rates
Allstate $5,588
American Family $5,535
GEICO $2,998
Nationwide $4,232
Progressive $5,153
State Farm $2,442
USAA $2,417

Category Winners: Cheapest Car Insurance in Hartley, Texas

Find the cheapest car insurance companies in Hartley, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hartley, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hartley, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartley car insurance rates. Find the cheapest Hartley, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartley, Texas

Insurance Company Low Medium High
Allstate $5,473 $5,545 $5,745
American Family $5,296 $5,413 $5,894
GEICO $2,881 $2,970 $3,144
Nationwide $4,596 $4,046 $4,054
Progressive $4,840 $5,120 $5,498
State Farm $2,327 $2,435 $2,563
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Hartley, Texas?

What factors can have an impact on Hartley, TX car insurance? There are several reasons why Hartley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartley, Texas.

Commute Time in Hartley

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartley, TX is 11.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hartley, TX

Ready to find affordable Hartley, Texas car insurance today? Enter your ZIP code for fast, free Hartley, TX car insurance quotes.

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