Compare Hartsel, CO Car Insurance Rates (2021)

Car insurance in Hartsel, CO averages $327 a month. Hartsel, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hartsel car insurance rates, compare quotes from the top car insurance companies in Hartsel, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hartsel for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Hartsel is Liberty Mutual
  • Average car insurance rates in Hartsel, CO are $3,919/year

If you need to buy Hartsel, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Hartsel, CO is right here.

You’ll find Hartsel car insurance rates, the cheapest Hartsel, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Hartsel, Colorado car insurance rates to Denver car insurance rates, Aurora car insurance rates, and Boulder car insurance rates.

Ready to find affordable Hartsel, CO car insurance today? Enter your ZIP code for fast, free Hartsel car insurance quotes.

Cheapest Hartsel, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartsel, CO car insurance rates? Every Hartsel, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartsel, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,691 $3,451 $3,299 $3,337 $12,779 $13,402 $4,096 $4,137
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,314 $3,287 $2,998 $3,217 $12,478 $12,619 $3,662 $3,730
GEICO $1,980 $2,156 $2,059 $2,302 $6,095 $6,487 $1,817 $1,868
Liberty Mutual $1,923 $1,898 $1,616 $1,772 $5,348 $5,844 $1,947 $1,996
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,376 $2,220 $2,079 $2,067 $8,202 $9,190 $2,678 $2,608
State Farm $1,942 $1,942 $1,738 $1,738 $5,519 $6,997 $2,171 $2,575
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

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Minimum Car Insurance in Hartsel, CO

Every driver must carry the minimum car insurance in Hartsel, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Hartsel, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hartsel, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartsel, CO. Compare credit history car insurance rates in Hartsel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartsel, Colorado

Insurance Company Poor Fair Good
Allstate $7,688 $5,918 $4,467
American Family $5,143 $3,648 $3,057
Farmers $6,563 $5,345 $5,081
GEICO $3,722 $3,095 $2,469
Liberty Mutual $4,008 $2,430 $1,941
Nationwide $4,245 $3,363 $2,929
Progressive $4,463 $3,814 $3,505
State Farm $4,276 $2,745 $2,211
USAA $4,786 $2,717 $2,174

Cheapest Hartsel, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartsel, CO to rates for a clean record with top companies.

Annual Hartsel, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,130 $5,901 $7,244 $5,821
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,783 $6,142 $6,057 $5,670
GEICO $2,201 $3,387 $3,902 $2,891
Liberty Mutual $2,434 $2,858 $2,991 $2,889
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,400 $4,764 $3,588 $3,958
State Farm $2,837 $3,318 $3,078 $3,078
USAA $2,359 $2,868 $5,018 $2,659

Cheapest Hartsel, CO Car Insurance for Teen Drivers

Teen car insurance in Hartsel, CO can be expensive. Take a look at rates from the top car insurance companies in Hartsel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartsel, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,779 $13,402
American Family $6,552 $8,774
Farmers $12,478 $12,619
GEICO $6,095 $6,487
Liberty Mutual $5,348 $5,844
Nationwide $5,929 $7,587
Progressive $8,202 $9,190
State Farm $5,519 $6,997
USAA $5,365 $6,151

Cheapest Hartsel, CO Car Insurance for Seniors

Take a look at Hartsel, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartsel, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,299 $3,337
American Family $2,430 $2,430
Farmers $2,998 $3,217
GEICO $2,059 $2,302
Liberty Mutual $1,616 $1,772
Nationwide $2,085 $2,204
Progressive $2,079 $2,067
State Farm $1,738 $1,738
USAA $2,054 $2,068

Cheapest Hartsel, CO Car Insurance Rates After a DUI

A DUI in Hartsel, CO increases car insurance rates. Compare Hartsel, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartsel, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,244
American Family $5,425
Farmers $6,057
GEICO $3,902
Liberty Mutual $2,991
Nationwide $4,685
Progressive $3,588
State Farm $3,078
USAA $5,018

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Cheapest Hartsel, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartsel, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartsel, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,024 $6,024
American Family $3,865 $4,034
Farmers $5,663 $5,663
GEICO $3,029 $3,162
Liberty Mutual $2,793 $2,793
Nationwide $3,512 $3,512
Progressive $3,927 $3,927
State Farm $3,003 $3,153
USAA $3,134 $3,317

The Best Cheap Car Insurance Companies in Hartsel, CO

Take a look at a side-by-side comparison of the top car insurance companies in Hartsel, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartsel, Colorado

Insurance Company Average Annual Rates
Allstate $6,024
American Family $3,949
Farmers $5,663
GEICO $3,095
Liberty Mutual $2,793
Nationwide $3,512
Progressive $3,927
State Farm $3,078
USAA $3,226

Category Winners: Cheapest Car Insurance in Hartsel, Colorado

Find the cheapest car insurance companies in Hartsel, CO for each category right here.

Best Annual Car Insurance Rates by Company in Hartsel, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Hartsel, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartsel car insurance rates. Find the cheapest Hartsel, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartsel, Colorado

Insurance Company Low Medium High
Allstate $5,745 $6,007 $6,321
American Family $3,759 $4,030 $4,059
Farmers $5,032 $5,591 $6,366
GEICO $2,843 $3,048 $3,395
Liberty Mutual $2,658 $2,784 $2,938
Nationwide $3,535 $3,511 $3,491
Progressive $3,622 $3,938 $4,222
State Farm $2,890 $3,079 $3,264
USAA $3,096 $3,225 $3,356

Compare Car Insurance Quotes in Hartsel, CO

Ready to find affordable Hartsel, Colorado car insurance today? Enter your ZIP code for fast, free Hartsel, CO car insurance quotes.

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