Compare Hartselle, AL Car Insurance Rates (2021)

Car insurance in Hartselle, AL averages $290 a month. Hartselle, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hartselle car insurance rates, compare quotes from the top car insurance companies in Hartselle, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartselle, AL are $3,486/year
  • Average car insurance rates in Hartselle, AL after a DUI are $3,975/year
  • The cheapest car insurance company in Hartselle for teen drivers is USAA

If you need to buy Hartselle, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Hartselle, AL is right here.

You’ll find Hartselle car insurance rates, the cheapest Hartselle, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Hartselle, Alabama car insurance rates to Decatur car insurance rates, Dothan car insurance rates, and Hoover car insurance rates.

Ready to find affordable Hartselle, AL car insurance today? Enter your ZIP code for fast, free Hartselle car insurance quotes.

Cheapest Hartselle, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartselle, AL car insurance rates? Every Hartselle, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartselle, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,878 $1,793 $1,696 $1,728 $6,423 $6,897 $2,109 $2,160
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,997 $3,235 $2,455 $2,745 $11,161 $12,409 $3,186 $3,388
Nationwide $1,659 $1,678 $1,516 $1,566 $4,373 $5,611 $1,840 $2,051
Progressive $2,212 $2,064 $1,816 $1,946 $9,202 $10,242 $2,581 $2,730
State Farm $2,704 $2,704 $2,461 $2,461 $8,415 $10,512 $3,060 $3,543
Travelers $1,371 $1,390 $1,296 $1,290 $7,477 $11,783 $1,298 $1,467
USAA $1,235 $1,250 $1,154 $1,127 $3,695 $4,091 $1,605 $1,727

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Minimum Car Insurance in Hartselle, AL

Every driver must carry the minimum car insurance in Hartselle, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Hartselle, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartselle, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartselle, AL. Compare credit history car insurance rates in Hartselle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartselle, Alabama

Insurance Company Poor Fair Good
Allstate $3,816 $2,992 $2,448
Farmers $4,397 $3,788 $3,589
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,432 $4,572 $3,587
Nationwide $3,058 $2,389 $2,162
Progressive $4,617 $3,970 $3,711
State Farm $7,269 $3,679 $2,500
Travelers $3,728 $3,237 $3,300
USAA $2,664 $1,739 $1,554

Cheapest Hartselle, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartselle, AL to rates for a clean record with top companies.

Annual Hartselle, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,092 $3,654 $2,965
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,074 $5,682 $5,543 $5,490
Nationwide $2,225 $2,225 $3,219 $2,478
Progressive $3,697 $4,660 $3,986 $4,054
State Farm $4,030 $5,036 $4,432 $4,432
Travelers $2,849 $2,989 $4,383 $3,466
USAA $1,528 $1,921 $2,841 $1,653

Cheapest Hartselle, AL Car Insurance for Teen Drivers

Teen car insurance in Hartselle, AL can be expensive. Take a look at rates from the top car insurance companies in Hartselle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartselle, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,423 $6,897
Farmers $8,712 $8,959
GEICO $4,963 $4,863
Liberty Mutual $11,161 $12,409
Nationwide $4,373 $5,611
Progressive $9,202 $10,242
State Farm $8,415 $10,512
Travelers $7,477 $11,783
USAA $3,695 $4,091

Cheapest Hartselle, AL Car Insurance for Seniors

Take a look at Hartselle, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartselle, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,728
Farmers $1,992 $2,118
GEICO $1,810 $1,872
Liberty Mutual $2,455 $2,745
Nationwide $1,516 $1,566
Progressive $1,816 $1,946
State Farm $2,461 $2,461
Travelers $1,296 $1,290
USAA $1,154 $1,127

Cheapest Hartselle, AL Car Insurance Rates After a DUI

A DUI in Hartselle, AL increases car insurance rates. Compare Hartselle, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartselle, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,654
Farmers $4,169
GEICO $3,548
Liberty Mutual $5,543
Nationwide $3,219
Progressive $3,986
State Farm $4,432
Travelers $4,383
USAA $2,841

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Cheapest Hartselle, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartselle, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartselle, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $3,924 $3,924
GEICO $2,591 $2,683
Liberty Mutual $5,197 $5,197
Nationwide $2,537 $2,537
Progressive $4,099 $4,099
State Farm $4,374 $4,591
Travelers $3,422 $3,422
USAA $1,895 $2,076

The Best Cheap Car Insurance Companies in Hartselle, AL

Take a look at a side-by-side comparison of the top car insurance companies in Hartselle, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartselle, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $3,924
GEICO $2,637
Liberty Mutual $5,197
Nationwide $2,537
Progressive $4,099
State Farm $4,483
Travelers $3,422
USAA $1,986

Category Winners: Cheapest Car Insurance in Hartselle, Alabama

Find the cheapest car insurance companies in Hartselle, AL for each category right here.

Best Annual Car Insurance Rates by Company in Hartselle, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hartselle, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartselle car insurance rates. Find the cheapest Hartselle, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartselle, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,080 $3,191
Farmers $3,703 $3,873 $4,197
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,954 $5,172 $5,465
Nationwide $2,518 $2,516 $2,576
Progressive $3,661 $4,075 $4,561
State Farm $4,230 $4,477 $4,741
Travelers $3,235 $3,490 $3,541
USAA $1,912 $1,975 $2,070

What affects car insurance rates in Hartselle, Alabama?

What factors can have an impact on Hartselle, AL car insurance? There are several reasons why Hartselle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartselle, Alabama.

Car Theft in Hartselle

High levels of vehicle theft can make car insurance more expensive. Hartselle, AL car theft statistics from the FBI indicate 27 vehicle thefts a year.

Commute Time in Hartselle

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartselle, AL is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Hartselle, AL

Ready to find affordable Hartselle, Alabama car insurance today? Enter your ZIP code for fast, free Hartselle, AL car insurance quotes.

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