Compare Hartshorn, MO Car Insurance Rates (2021)

Car insurance in Hartshorn, MO averages $264 a month. Hartshorn, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hartshorn car insurance rates, compare quotes from the top car insurance companies in Hartshorn, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hartshorn for teen drivers is Nationwide
  • Average car insurance rates in Hartshorn, MO after a DUI are $3,706/year
  • Average car insurance rates in Hartshorn, MO are $3,171/year

If you need to buy Hartshorn, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Hartshorn, MO is right here.

You’ll find Hartshorn car insurance rates, the cheapest Hartshorn, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Hartshorn, Missouri car insurance rates to Independence car insurance rates, Florissant car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Hartshorn, MO car insurance today? Enter your ZIP code for fast, free Hartshorn car insurance quotes.

Cheapest Hartshorn, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartshorn, MO car insurance rates? Every Hartshorn, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartshorn, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,034 $2,034 $1,813 $1,813 $5,611 $7,283 $2,034 $2,375
Farmers $2,383 $2,379 $2,132 $2,251 $9,616 $9,961 $2,722 $2,863
GEICO $1,981 $2,232 $1,518 $1,936 $6,205 $6,646 $1,808 $1,848
Liberty Mutual $2,648 $2,872 $2,181 $2,443 $8,961 $9,947 $2,795 $2,991
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,938 $1,808 $1,583 $1,630 $6,219 $6,997 $2,366 $2,432
State Farm $1,463 $1,463 $1,306 $1,306 $4,200 $5,294 $1,645 $1,881
USAA $1,440 $1,430 $1,295 $1,320 $4,246 $5,187 $1,792 $1,993

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Minimum Car Insurance in Hartshorn, MO

Every driver must carry the minimum car insurance in Hartshorn, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Hartshorn, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartshorn, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartshorn, MO. Compare credit history car insurance rates in Hartshorn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartshorn, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,077 $2,874 $2,422
Farmers $4,908 $4,078 $3,879
GEICO $4,174 $2,717 $2,173
Liberty Mutual $6,262 $3,806 $2,996
Nationwide $2,473 $2,045 $1,777
Progressive $3,622 $2,989 $2,754
State Farm $3,174 $2,077 $1,709
USAA $3,891 $1,818 $1,306

Cheapest Hartshorn, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartshorn, MO to rates for a clean record with top companies.

Annual Hartshorn, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,322 $3,384 $4,133 $2,659
Farmers $3,728 $4,597 $4,499 $4,328
GEICO $2,356 $3,052 $4,116 $2,562
Liberty Mutual $3,167 $4,534 $4,685 $5,032
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,709 $3,612 $2,998 $3,168
State Farm $2,134 $2,506 $2,320 $2,320
USAA $1,882 $2,276 $3,143 $2,051

Cheapest Hartshorn, MO Car Insurance for Teen Drivers

Teen car insurance in Hartshorn, MO can be expensive. Take a look at rates from the top car insurance companies in Hartshorn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartshorn, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,611 $7,283
Farmers $9,616 $9,961
GEICO $6,205 $6,646
Liberty Mutual $8,961 $9,947
Nationwide $3,555 $4,537
Progressive $6,219 $6,997
State Farm $4,200 $5,294
USAA $4,246 $5,187

Cheapest Hartshorn, MO Car Insurance for Seniors

Take a look at Hartshorn, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartshorn, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,813 $1,813
Farmers $2,132 $2,251
GEICO $1,518 $1,936
Liberty Mutual $2,181 $2,443
Nationwide $1,251 $1,321
Progressive $1,583 $1,630
State Farm $1,306 $1,306
USAA $1,295 $1,320

Cheapest Hartshorn, MO Car Insurance Rates After a DUI

A DUI in Hartshorn, MO increases car insurance rates. Compare Hartshorn, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartshorn, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,133
Farmers $4,499
GEICO $4,116
Liberty Mutual $4,685
Nationwide $2,826
Progressive $2,998
State Farm $2,320
USAA $3,143

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Cheapest Hartshorn, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartshorn, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartshorn, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,094 $3,155
Farmers $4,288 $4,288
GEICO $2,964 $3,079
Liberty Mutual $4,355 $4,355
Nationwide $2,099 $2,099
Progressive $3,122 $3,122
State Farm $2,264 $2,376
USAA $2,253 $2,423

The Best Cheap Car Insurance Companies in Hartshorn, MO

Take a look at a side-by-side comparison of the top car insurance companies in Hartshorn, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartshorn, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,124
Farmers $4,288
GEICO $3,022
Liberty Mutual $4,355
Nationwide $2,099
Progressive $3,122
State Farm $2,320
USAA $2,338

Category Winners: Cheapest Car Insurance in Hartshorn, Missouri

Find the cheapest car insurance companies in Hartshorn, MO for each category right here.

Best Annual Car Insurance Rates by Company in Hartshorn, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Hartshorn, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartshorn car insurance rates. Find the cheapest Hartshorn, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartshorn, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,028 $3,223 $3,122
Farmers $4,033 $4,248 $4,584
GEICO $2,865 $3,036 $3,164
Liberty Mutual $4,124 $4,373 $4,567
Nationwide $1,970 $2,118 $2,208
Progressive $2,818 $3,128 $3,419
State Farm $2,182 $2,327 $2,450
USAA $2,235 $2,329 $2,450

Compare Car Insurance Quotes in Hartshorn, MO

Ready to find affordable Hartshorn, Missouri car insurance today? Enter your ZIP code for fast, free Hartshorn, MO car insurance quotes.

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