Compare Hartstown, PA Car Insurance Rates (2021)

Car insurance in Hartstown, PA averages $331 a month. Hartstown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hartstown car insurance rates, compare quotes from the top car insurance companies in Hartstown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartstown, PA after a DUI are $4,345/year
  • Average car insurance rates in Hartstown, PA are $3,972/year
  • The cheapest car insurance company in Hartstown for teen drivers is USAA

If you need to buy Hartstown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hartstown, PA is right here.

You’ll find Hartstown car insurance rates, the cheapest Hartstown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hartstown, Pennsylvania car insurance rates to Erie car insurance rates, Philadelphia car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Hartstown, PA car insurance today? Enter your ZIP code for fast, free Hartstown car insurance quotes.

Cheapest Hartstown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartstown, PA car insurance rates? Every Hartstown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartstown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,379 $2,379 $2,174 $2,174 $7,614 $7,614 $2,636 $2,636
GEICO $1,980 $1,713 $1,828 $1,583 $4,832 $4,189 $2,018 $1,747
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $2,083 $2,083 $1,965 $1,965 $5,805 $5,805 $2,330 $2,330
Progressive $2,770 $2,770 $2,466 $2,466 $8,586 $8,586 $3,549 $3,549
State Farm $1,700 $1,700 $1,488 $1,488 $5,825 $5,825 $1,864 $1,864
Travelers $1,690 $1,690 $1,786 $1,786 $23,437 $23,437 $2,071 $2,071
USAA $1,191 $1,191 $1,074 $1,074 $3,561 $3,561 $1,586 $1,586

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Minimum Car Insurance in Hartstown, PA

Every driver must carry the minimum car insurance in Hartstown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Hartstown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hartstown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartstown, PA. Compare credit history car insurance rates in Hartstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartstown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,741 $3,521 $2,841
GEICO $3,730 $2,103 $1,626
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $3,577 $2,934 $2,625
Progressive $5,774 $4,027 $3,227
State Farm $3,866 $2,398 $1,895
Travelers $7,906 $7,117 $6,715
USAA $2,319 $1,719 $1,521

Cheapest Hartstown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartstown, PA to rates for a clean record with top companies.

Annual Hartstown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,546 $4,164 $3,546 $3,546
GEICO $1,832 $3,089 $2,472 $2,552
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $2,187 $2,929 $4,116 $2,951
Progressive $3,951 $5,393 $4,061 $3,966
State Farm $2,512 $2,927 $2,720 $2,720
Travelers $5,212 $7,321 $9,130 $7,321
USAA $1,492 $2,056 $2,196 $1,668

Cheapest Hartstown, PA Car Insurance for Teen Drivers

Teen car insurance in Hartstown, PA can be expensive. Take a look at rates from the top car insurance companies in Hartstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartstown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,614 $7,614
GEICO $4,832 $4,189
Liberty Mutual $12,275 $12,275
Nationwide $5,805 $5,805
Progressive $8,586 $8,586
State Farm $5,825 $5,825
Travelers $23,437 $23,437
USAA $3,561 $3,561

Cheapest Hartstown, PA Car Insurance for Seniors

Take a look at Hartstown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartstown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,174
GEICO $1,828 $1,583
Liberty Mutual $3,801 $3,801
Nationwide $1,965 $1,965
Progressive $2,466 $2,466
State Farm $1,488 $1,488
Travelers $1,786 $1,786
USAA $1,074 $1,074

Cheapest Hartstown, PA Car Insurance Rates After a DUI

A DUI in Hartstown, PA increases car insurance rates. Compare Hartstown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartstown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,546
GEICO $2,472
Liberty Mutual $6,517
Nationwide $4,116
Progressive $4,061
State Farm $2,720
Travelers $9,130
USAA $2,196

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Cheapest Hartstown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartstown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartstown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,631 $3,771
GEICO $2,441 $2,531
Liberty Mutual $6,217 $6,547
Nationwide $3,046 $3,046
Progressive $4,343 $4,343
State Farm $2,639 $2,800
Travelers $7,246 $7,246
USAA $1,800 $1,906

The Best Cheap Car Insurance Companies in Hartstown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Hartstown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartstown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,701
GEICO $2,486
Liberty Mutual $6,382
Nationwide $3,046
Progressive $4,343
State Farm $2,720
Travelers $7,246
USAA $1,853

Category Winners: Cheapest Car Insurance in Hartstown, Pennsylvania

Find the cheapest car insurance companies in Hartstown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Hartstown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hartstown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartstown car insurance rates. Find the cheapest Hartstown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartstown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,537 $3,724 $3,841
GEICO $2,297 $2,505 $2,657
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $3,080 $3,081 $2,976
Progressive $4,023 $4,370 $4,634
State Farm $2,555 $2,750 $2,853
Travelers $7,484 $7,217 $7,037
USAA $1,729 $1,869 $1,961

What affects car insurance rates in Hartstown, Pennsylvania?

What factors can have an impact on Hartstown, PA car insurance? There are several reasons why Hartstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartstown, Pennsylvania.

Commute Time in Hartstown

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartstown, PA is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hartstown, PA

Ready to find affordable Hartstown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hartstown, PA car insurance quotes.

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