Compare Hartsville, TN Car Insurance Rates (2021)

Car insurance in Hartsville, TN averages $301 a month. Hartsville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hartsville car insurance rates, compare quotes from the top car insurance companies in Hartsville, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartsville, TN after a DUI are $4,230/year
  • Average car insurance rates in Hartsville, TN are $3,614/year
  • The cheapest car insurance company in Hartsville is USAA

If you need to buy Hartsville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Hartsville, TN is right here.

You’ll find Hartsville car insurance rates, the cheapest Hartsville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Hartsville, Tennessee car insurance rates to Johnson City car insurance rates, Memphis car insurance rates, and Bartlett car insurance rates.

Ready to find affordable Hartsville, TN car insurance today? Enter your ZIP code for fast, free Hartsville car insurance quotes.

Cheapest Hartsville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartsville, TN car insurance rates? Every Hartsville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartsville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,580 $2,476 $2,331 $2,418 $9,770 $10,660 $2,741 $2,826
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,171 $2,194 $2,002 $2,002 $6,509 $6,636 $2,201 $2,270
Liberty Mutual $3,720 $129 $3,051 $3,409 $15,012 $16,687 $3,997 $4,272
Nationwide $2,142 $2,157 $1,922 $1,950 $5,903 $7,600 $2,463 $2,669
Progressive $1,839 $1,735 $1,499 $1,566 $8,222 $9,258 $2,216 $2,417
State Farm $1,617 $1,617 $1,447 $1,447 $4,856 $6,056 $1,824 $2,141
Travelers $1,715 $1,805 $1,556 $1,657 $4,759 $5,886 $1,827 $1,923
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

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Minimum Car Insurance in Hartsville, TN

Every driver must carry the minimum car insurance in Hartsville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Hartsville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hartsville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartsville, TN. Compare credit history car insurance rates in Hartsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartsville, Tennessee

Insurance Company Poor Fair Good
Allstate $5,701 $4,378 $3,347
Farmers $4,435 $3,468 $3,281
GEICO $3,688 $3,156 $2,901
Liberty Mutual $9,021 $5,517 $4,316
Nationwide $4,014 $3,199 $2,838
Progressive $4,043 $3,484 $3,255
State Farm $3,813 $2,287 $1,776
Travelers $3,363 $2,635 $1,925
USAA $3,741 $2,190 $1,806

Cheapest Hartsville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartsville, TN to rates for a clean record with top companies.

Annual Hartsville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,748 $4,469 $5,398 $4,287
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,351 $3,161 $5,129 $2,351
Liberty Mutual $5,099 $7,340 $6,833 $5,866
Nationwide $2,902 $2,902 $4,347 $3,251
Progressive $3,166 $4,108 $3,372 $3,729
State Farm $2,398 $2,853 $2,625 $2,625
Travelers $2,143 $2,748 $3,037 $2,636
USAA $1,878 $2,809 $3,305 $2,326

Cheapest Hartsville, TN Car Insurance for Teen Drivers

Teen car insurance in Hartsville, TN can be expensive. Take a look at rates from the top car insurance companies in Hartsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartsville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,770 $10,660
Farmers $7,996 $8,459
GEICO $6,509 $6,636
Liberty Mutual $15,012 $16,687
Nationwide $5,903 $7,600
Progressive $8,222 $9,258
State Farm $4,856 $6,056
Travelers $4,759 $5,886
USAA $5,185 $5,947

Cheapest Hartsville, TN Car Insurance for Seniors

Take a look at Hartsville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartsville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,331 $2,418
Farmers $1,797 $1,951
GEICO $2,002 $2,002
Liberty Mutual $3,051 $3,409
Nationwide $1,922 $1,950
Progressive $1,499 $1,566
State Farm $1,447 $1,447
Travelers $1,556 $1,657
USAA $1,317 $1,316

Cheapest Hartsville, TN Car Insurance Rates After a DUI

A DUI in Hartsville, TN increases car insurance rates. Compare Hartsville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartsville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,398
Farmers $4,028
GEICO $5,129
Liberty Mutual $6,833
Nationwide $4,347
Progressive $3,372
State Farm $2,625
Travelers $3,037
USAA $3,305

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Cheapest Hartsville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartsville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartsville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,475 $4,475
Farmers $3,728 $3,728
GEICO $3,230 $3,266
Liberty Mutual $6,285 $6,285
Nationwide $3,351 $3,351
Progressive $3,594 $3,594
State Farm $2,566 $2,684
Travelers $2,537 $2,744
USAA $2,507 $2,652

The Best Cheap Car Insurance Companies in Hartsville, TN

Take a look at a side-by-side comparison of the top car insurance companies in Hartsville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartsville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,475
Farmers $3,728
GEICO $3,248
Liberty Mutual $6,285
Nationwide $3,351
Progressive $3,594
State Farm $2,625
Travelers $2,641
USAA $2,579

Category Winners: Cheapest Car Insurance in Hartsville, Tennessee

Find the cheapest car insurance companies in Hartsville, TN for each category right here.

Best Annual Car Insurance Rates by Company in Hartsville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hartsville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartsville car insurance rates. Find the cheapest Hartsville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartsville, Tennessee

Insurance Company Low Medium High
Allstate $4,303 $4,464 $4,659
Farmers $3,548 $3,713 $3,923
GEICO $3,104 $3,241 $3,399
Liberty Mutual $6,022 $6,283 $6,549
Nationwide $3,367 $3,277 $3,408
Progressive $3,371 $3,595 $3,816
State Farm $2,512 $2,634 $2,730
Travelers $2,485 $2,639 $2,799
USAA $2,501 $2,571 $2,666

What affects car insurance rates in Hartsville, Tennessee?

What factors can have an impact on Hartsville, TN car insurance? There are several reasons why Hartsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartsville, Tennessee.

Commute Time in Hartsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartsville, TN is 35.7 minutes according to City-Data.

Compare Car Insurance Quotes in Hartsville, TN

Ready to find affordable Hartsville, Tennessee car insurance today? Enter your ZIP code for fast, free Hartsville, TN car insurance quotes.

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