Compare Hartville, MO Car Insurance Rates (2021)

Car insurance in Hartville, MO averages $259 a month. Hartville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hartville car insurance rates, compare quotes from the top car insurance companies in Hartville, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hartville, MO are $3,106/year
  • Average car insurance rates in Hartville, MO after a DUI are $3,632/year
  • The cheapest car insurance company in Hartville is Nationwide

If you need to buy Hartville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Hartville, MO is right here.

You’ll find Hartville car insurance rates, the cheapest Hartville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Hartville, Missouri car insurance rates to Lee’s Summit car insurance rates, Springfield car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Hartville, MO car insurance today? Enter your ZIP code for fast, free Hartville car insurance quotes.

Cheapest Hartville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartville, MO car insurance rates? Every Hartville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,666 $2,577 $2,401 $2,477 $7,459 $8,072 $2,550 $2,632
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,167 $2,159 $1,931 $2,049 $9,167 $9,487 $2,483 $2,596
GEICO $1,821 $2,042 $1,409 $1,789 $5,621 $5,991 $1,673 $1,700
Liberty Mutual $2,563 $2,778 $2,110 $2,364 $8,784 $9,754 $2,703 $2,889
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,842 $1,715 $1,503 $1,549 $5,923 $6,659 $2,245 $2,305
State Farm $1,602 $1,602 $1,427 $1,427 $4,562 $5,755 $1,801 $2,057
USAA $1,440 $1,430 $1,295 $1,320 $4,246 $5,187 $1,792 $1,993

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Minimum Car Insurance in Hartville, MO

Every driver must carry the minimum car insurance in Hartville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Hartville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartville, MO. Compare credit history car insurance rates in Hartville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartville, Missouri

Insurance Company Poor Fair Good
Allstate $5,313 $3,422 $2,828
American Family $4,126 $2,907 $2,450
Farmers $4,572 $3,816 $3,627
GEICO $3,804 $2,479 $1,984
Liberty Mutual $6,097 $3,712 $2,921
Nationwide $2,473 $2,045 $1,777
Progressive $3,446 $2,841 $2,616
State Farm $3,447 $2,268 $1,872
USAA $3,891 $1,818 $1,306

Cheapest Hartville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartville, MO to rates for a clean record with top companies.

Annual Hartville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,299 $3,726 $4,651 $3,741
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,446 $4,316 $4,218 $4,039
GEICO $2,162 $2,781 $3,737 $2,344
Liberty Mutual $3,084 $4,422 $4,563 $4,905
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,573 $3,436 $2,849 $3,013
State Farm $2,329 $2,729 $2,529 $2,529
USAA $1,882 $2,276 $3,143 $2,051

Cheapest Hartville, MO Car Insurance for Teen Drivers

Teen car insurance in Hartville, MO can be expensive. Take a look at rates from the top car insurance companies in Hartville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,459 $8,072
American Family $5,660 $7,352
Farmers $9,167 $9,487
GEICO $5,621 $5,991
Liberty Mutual $8,784 $9,754
Nationwide $3,555 $4,537
Progressive $5,923 $6,659
State Farm $4,562 $5,755
USAA $4,246 $5,187

Cheapest Hartville, MO Car Insurance for Seniors

Take a look at Hartville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,401 $2,477
American Family $1,838 $1,838
Farmers $1,931 $2,049
GEICO $1,409 $1,789
Liberty Mutual $2,110 $2,364
Nationwide $1,251 $1,321
Progressive $1,503 $1,549
State Farm $1,427 $1,427
USAA $1,295 $1,320

Cheapest Hartville, MO Car Insurance Rates After a DUI

A DUI in Hartville, MO increases car insurance rates. Compare Hartville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,651
American Family $4,169
Farmers $4,218
GEICO $3,737
Liberty Mutual $4,563
Nationwide $2,826
Progressive $2,849
State Farm $2,529
USAA $3,143

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Cheapest Hartville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,854 $3,854
American Family $3,130 $3,192
Farmers $4,005 $4,005
GEICO $2,703 $2,809
Liberty Mutual $4,243 $4,243
Nationwide $2,099 $2,099
Progressive $2,968 $2,968
State Farm $2,468 $2,590
USAA $2,253 $2,423

The Best Cheap Car Insurance Companies in Hartville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Hartville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartville, Missouri

Insurance Company Average Annual Rates
Allstate $3,854
American Family $3,161
Farmers $4,005
GEICO $2,756
Liberty Mutual $4,243
Nationwide $2,099
Progressive $2,968
State Farm $2,529
USAA $2,338

Category Winners: Cheapest Car Insurance in Hartville, Missouri

Find the cheapest car insurance companies in Hartville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Hartville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Hartville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartville car insurance rates. Find the cheapest Hartville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartville, Missouri

Insurance Company Low Medium High
Allstate $3,717 $3,846 $3,999
American Family $3,066 $3,261 $3,156
Farmers $3,737 $3,963 $4,314
GEICO $2,599 $2,770 $2,898
Liberty Mutual $4,011 $4,261 $4,458
Nationwide $1,970 $2,118 $2,208
Progressive $2,674 $2,973 $3,255
State Farm $2,384 $2,537 $2,666
USAA $2,235 $2,329 $2,450

What affects car insurance rates in Hartville, Missouri?

What factors can have an impact on Hartville, MO car insurance? There are several reasons why Hartville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartville, Missouri.

Commute Time in Hartville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartville, MO is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hartville, MO

Ready to find affordable Hartville, Missouri car insurance today? Enter your ZIP code for fast, free Hartville, MO car insurance quotes.

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