Compare Hartwell, GA Car Insurance Rates (2021)

Car insurance in Hartwell, GA averages $390 a month. Hartwell, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hartwell car insurance rates, compare quotes from the top car insurance companies in Hartwell, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hartwell is GEICO
  • Average car insurance rates in Hartwell, GA are $4,678/year
  • The cheapest car insurance company in Hartwell for teen drivers is GEICO

If you need to buy Hartwell, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Hartwell, GA is right here.

You’ll find Hartwell car insurance rates, the cheapest Hartwell, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Hartwell, Georgia car insurance rates to Sandy Springs car insurance rates, Warner Robins car insurance rates, and Smyrna car insurance rates.

Ready to find affordable Hartwell, GA car insurance today? Enter your ZIP code for fast, free Hartwell car insurance quotes.

Cheapest Hartwell, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hartwell, GA car insurance rates? Every Hartwell, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hartwell, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,599 $1,572 $1,543 $1,543 $4,643 $5,563 $2,040 $2,264
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $3,039 $3,141 $2,999 $3,292 $9,263 $11,919 $3,686 $3,996
Progressive $2,300 $2,137 $1,973 $2,068 $7,147 $7,929 $2,678 $2,830
State Farm $2,215 $2,215 $1,988 $1,988 $5,898 $7,747 $2,430 $2,627
USAA $1,757 $1,757 $1,626 $1,637 $6,285 $7,446 $2,191 $2,427

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Minimum Car Insurance in Hartwell, GA

Every driver must carry the minimum car insurance in Hartwell, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Hartwell, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hartwell, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hartwell, GA. Compare credit history car insurance rates in Hartwell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hartwell, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,265 $2,294 $2,228
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $6,139 $4,987 $4,374
Progressive $4,103 $3,529 $3,266
State Farm $4,803 $2,992 $2,371
USAA $4,094 $2,875 $2,453

Cheapest Hartwell, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hartwell, GA to rates for a clean record with top companies.

Annual Hartwell, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,740 $2,189 $4,505 $1,950
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $3,992 $4,674 $7,173 $4,828
Progressive $2,865 $4,996 $3,338 $3,332
State Farm $3,088 $3,688 $3,388 $3,388
USAA $2,405 $3,043 $4,434 $2,681

Cheapest Hartwell, GA Car Insurance for Teen Drivers

Teen car insurance in Hartwell, GA can be expensive. Take a look at rates from the top car insurance companies in Hartwell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hartwell, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $4,643 $5,563
Liberty Mutual $23,310 $26,038
Nationwide $9,263 $11,919
Progressive $7,147 $7,929
State Farm $5,898 $7,747
USAA $6,285 $7,446

Cheapest Hartwell, GA Car Insurance for Seniors

Take a look at Hartwell, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hartwell, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,543 $1,543
Liberty Mutual $4,473 $5,080
Nationwide $2,999 $3,292
Progressive $1,973 $2,068
State Farm $1,988 $1,988
USAA $1,626 $1,637

Cheapest Hartwell, GA Car Insurance Rates After a DUI

A DUI in Hartwell, GA increases car insurance rates. Compare Hartwell, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hartwell, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,700
GEICO $4,505
Liberty Mutual $12,270
Nationwide $7,173
Progressive $3,338
State Farm $3,388
USAA $4,434

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Cheapest Hartwell, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hartwell, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hartwell, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,550 $2,641
Liberty Mutual $10,289 $10,289
Nationwide $5,167 $5,167
Progressive $3,633 $3,633
State Farm $3,388 $3,388
USAA $2,998 $3,284

The Best Cheap Car Insurance Companies in Hartwell, GA

Take a look at a side-by-side comparison of the top car insurance companies in Hartwell, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hartwell, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,596
Liberty Mutual $10,289
Nationwide $5,167
Progressive $3,633
State Farm $3,388
USAA $3,141

Category Winners: Cheapest Car Insurance in Hartwell, Georgia

Find the cheapest car insurance companies in Hartwell, GA for each category right here.

Best Annual Car Insurance Rates by Company in Hartwell, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Hartwell, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hartwell car insurance rates. Find the cheapest Hartwell, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hartwell, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,439 $2,606 $2,741
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $5,039 $5,254 $5,207
Progressive $3,385 $3,585 $3,928
State Farm $3,174 $3,391 $3,601
USAA $2,993 $3,124 $3,305

What affects car insurance rates in Hartwell, Georgia?

What factors can have an impact on Hartwell, GA car insurance? There are several reasons why Hartwell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hartwell, Georgia.

Commute Time in Hartwell

The more time you spend in your car the higher the risk of an accident. The average commute length in Hartwell, GA is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hartwell, GA

Ready to find affordable Hartwell, Georgia car insurance today? Enter your ZIP code for fast, free Hartwell, GA car insurance quotes.

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