Compare Harvest, AL Car Insurance Rates (2021)

Car insurance in Harvest, AL averages $296 a month. Harvest, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Harvest car insurance rates, compare quotes from the top car insurance companies in Harvest, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Harvest, AL after a DUI are $4,043/year
  • The cheapest car insurance company in Harvest is USAA
  • The cheapest car insurance company in Harvest for teen drivers is USAA

If you need to buy Harvest, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Harvest, AL is right here.

You’ll find Harvest car insurance rates, the cheapest Harvest, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Harvest, Alabama car insurance rates to Mobile car insurance rates, Dothan car insurance rates, and Decatur car insurance rates.

Ready to find affordable Harvest, AL car insurance today? Enter your ZIP code for fast, free Harvest car insurance quotes.

Cheapest Harvest, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harvest, AL car insurance rates? Every Harvest, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harvest, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,280 $2,258 $2,035 $2,164 $8,912 $9,163 $2,592 $2,688
GEICO $1,841 $1,833 $1,775 $1,851 $4,914 $4,785 $1,944 $1,783
Liberty Mutual $2,792 $3,013 $2,295 $2,568 $10,438 $11,603 $2,956 $3,130
Nationwide $1,793 $1,812 $1,635 $1,690 $4,810 $6,178 $1,994 $2,226
Progressive $2,464 $2,299 $2,026 $2,167 $10,283 $11,455 $2,875 $3,045
State Farm $2,946 $2,946 $2,696 $2,696 $9,256 $11,585 $3,336 $3,837
Travelers $1,216 $1,232 $1,154 $1,148 $6,632 $10,450 $1,155 $1,293
USAA $1,284 $1,296 $1,200 $1,168 $3,866 $4,274 $1,665 $1,791

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Minimum Car Insurance in Harvest, AL

Every driver must carry the minimum car insurance in Harvest, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Harvest, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Harvest, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harvest, AL. Compare credit history car insurance rates in Harvest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harvest, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,490 $3,874 $3,671
GEICO $3,293 $2,351 $2,128
Liberty Mutual $6,921 $4,272 $3,355
Nationwide $3,336 $2,607 $2,359
Progressive $5,151 $4,433 $4,146
State Farm $7,962 $4,033 $2,742
Travelers $3,305 $2,872 $2,928
USAA $2,773 $1,812 $1,619

Cheapest Harvest, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harvest, AL to rates for a clean record with top companies.

Annual Harvest, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,372 $4,371 $4,263 $4,040
GEICO $1,736 $2,818 $3,506 $2,303
Liberty Mutual $3,805 $5,302 $5,169 $5,122
Nationwide $2,422 $2,422 $3,522 $2,703
Progressive $4,122 $5,203 $4,461 $4,522
State Farm $4,410 $5,526 $4,857 $4,857
Travelers $2,530 $2,652 $3,887 $3,071
USAA $1,591 $2,002 $2,959 $1,720

Cheapest Harvest, AL Car Insurance for Teen Drivers

Teen car insurance in Harvest, AL can be expensive. Take a look at rates from the top car insurance companies in Harvest for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harvest, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,912 $9,163
GEICO $4,914 $4,785
Liberty Mutual $10,438 $11,603
Nationwide $4,810 $6,178
Progressive $10,283 $11,455
State Farm $9,256 $11,585
Travelers $6,632 $10,450
USAA $3,866 $4,274

Cheapest Harvest, AL Car Insurance for Seniors

Take a look at Harvest, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harvest, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $2,035 $2,164
GEICO $1,775 $1,851
Liberty Mutual $2,295 $2,568
Nationwide $1,635 $1,690
Progressive $2,026 $2,167
State Farm $2,696 $2,696
Travelers $1,154 $1,148
USAA $1,200 $1,168

Cheapest Harvest, AL Car Insurance Rates After a DUI

A DUI in Harvest, AL increases car insurance rates. Compare Harvest, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harvest, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,761
Farmers $4,263
GEICO $3,506
Liberty Mutual $5,169
Nationwide $3,522
Progressive $4,461
State Farm $4,857
Travelers $3,887
USAA $2,959

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Cheapest Harvest, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harvest, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harvest, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,168 $3,168
Farmers $4,011 $4,011
GEICO $2,546 $2,635
Liberty Mutual $4,849 $4,849
Nationwide $2,767 $2,767
Progressive $4,577 $4,577
State Farm $4,790 $5,035
Travelers $3,035 $3,035
USAA $1,973 $2,162

The Best Cheap Car Insurance Companies in Harvest, AL

Take a look at a side-by-side comparison of the top car insurance companies in Harvest, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harvest, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $4,011
GEICO $2,591
Liberty Mutual $4,849
Nationwide $2,767
Progressive $4,577
State Farm $4,912
Travelers $3,035
USAA $2,068

Category Winners: Cheapest Car Insurance in Harvest, Alabama

Find the cheapest car insurance companies in Harvest, AL for each category right here.

Best Annual Car Insurance Rates by Company in Harvest, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Harvest, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harvest car insurance rates. Find the cheapest Harvest, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harvest, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,788 $3,961 $4,285
GEICO $2,361 $2,579 $2,832
Liberty Mutual $4,606 $4,824 $5,118
Nationwide $2,747 $2,745 $2,810
Progressive $4,071 $4,552 $5,107
State Farm $4,598 $4,907 $5,233
Travelers $2,862 $3,095 $3,148
USAA $1,992 $2,057 $2,155

What affects car insurance rates in Harvest, Alabama?

What factors can have an impact on Harvest, AL car insurance? There are several reasons why Harvest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harvest, Alabama.

Commute Time in Harvest

The more time you spend in your car the higher the risk of an accident. The average commute length in Harvest, AL is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Harvest, AL

Ready to find affordable Harvest, Alabama car insurance today? Enter your ZIP code for fast, free Harvest, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State