Compare Harvey, IA Car Insurance Rates (2021)

Car insurance in Harvey, IA averages $236 a month. Harvey, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Harvey car insurance rates, compare quotes from the top car insurance companies in Harvey, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Harvey for teen drivers is USAA
  • Average car insurance rates in Harvey, IA after a DUI are $3,401/year
  • Average car insurance rates in Harvey, IA are $2,829/year

If you need to buy Harvey, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Harvey, IA is right here.

You’ll find Harvey car insurance rates, the cheapest Harvey, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Harvey, Iowa car insurance rates to Davenport car insurance rates, Waterloo car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Harvey, IA car insurance today? Enter your ZIP code for fast, free Harvey car insurance quotes.

Cheapest Harvey, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harvey, IA car insurance rates? Every Harvey, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harvey, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,654 $1,591 $1,364 $1,415 $4,083 $4,610 $1,989 $2,152
State Farm $1,449 $1,449 $1,268 $1,268 $3,849 $4,893 $1,627 $1,846
Travelers $2,172 $2,215 $2,118 $2,121 $9,695 $15,434 $2,263 $2,663
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

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Minimum Car Insurance in Harvey, IA

Every driver must carry the minimum car insurance in Harvey, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Harvey, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Harvey, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harvey, IA. Compare credit history car insurance rates in Harvey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harvey, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,846 $2,827 $2,374
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,782 $2,250 $2,039
State Farm $3,142 $1,943 $1,533
Travelers $5,434 $4,644 $4,426
USAA $2,456 $1,684 $1,458

Cheapest Harvey, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harvey, IA to rates for a clean record with top companies.

Annual Harvey, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,894 $3,108 $2,056 $2,371
State Farm $2,047 $2,365 $2,206 $2,206
Travelers $3,521 $4,701 $6,294 $4,823
USAA $1,427 $1,912 $2,487 $1,638

Cheapest Harvey, IA Car Insurance for Teen Drivers

Teen car insurance in Harvey, IA can be expensive. Take a look at rates from the top car insurance companies in Harvey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harvey, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,177 $7,274
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,083 $4,610
State Farm $3,849 $4,893
Travelers $9,695 $15,434
USAA $3,349 $3,563

Cheapest Harvey, IA Car Insurance for Seniors

Take a look at Harvey, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harvey, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,741 $1,741
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,364 $1,415
State Farm $1,268 $1,268
Travelers $2,118 $2,121
USAA $1,147 $1,174

Cheapest Harvey, IA Car Insurance Rates After a DUI

A DUI in Harvey, IA increases car insurance rates. Compare Harvey, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harvey, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $4,138
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,056
State Farm $2,206
Travelers $6,294
USAA $2,487

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Cheapest Harvey, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harvey, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harvey, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,981 $3,051
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,357 $2,357
State Farm $2,153 $2,259
Travelers $4,835 $4,835
USAA $1,798 $1,934

The Best Cheap Car Insurance Companies in Harvey, IA

Take a look at a side-by-side comparison of the top car insurance companies in Harvey, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harvey, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,016
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,357
State Farm $2,206
Travelers $4,835
USAA $1,866

Category Winners: Cheapest Car Insurance in Harvey, Iowa

Find the cheapest car insurance companies in Harvey, IA for each category right here.

Best Annual Car Insurance Rates by Company in Harvey, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Harvey, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harvey car insurance rates. Find the cheapest Harvey, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harvey, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,033 $3,183 $2,831
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,218 $2,364 $2,490
State Farm $2,100 $2,218 $2,300
Travelers $4,552 $4,907 $5,045
USAA $1,772 $1,872 $1,954

What affects car insurance rates in Harvey, Iowa?

What factors can have an impact on Harvey, IA car insurance? There are several reasons why Harvey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harvey, Iowa.

Commute Time in Harvey

The more time you spend in your car the higher the risk of an accident. The average commute length in Harvey, IA is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Harvey, IA

Ready to find affordable Harvey, Iowa car insurance today? Enter your ZIP code for fast, free Harvey, IA car insurance quotes.

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