Compare Harwich Center, MA Car Insurance Rates (2021)

Car insurance in Harwich Center, MA averages $214 a month. Harwich Center, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Harwich Center car insurance rates, compare quotes from the top car insurance companies in Harwich Center, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Harwich Center, MA after a DUI are $3,145/year
  • Average car insurance rates in Harwich Center, MA are $2,565/year
  • The cheapest car insurance company in Harwich Center is State Farm

If you need to buy Harwich Center, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Harwich Center, MA is right here.

You’ll find Harwich Center car insurance rates, the cheapest Harwich Center, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Harwich Center, Massachusetts car insurance rates to Fall River car insurance rates, New Bedford car insurance rates, and Springfield car insurance rates.

Ready to find affordable Harwich Center, MA car insurance today? Enter your ZIP code for fast, free Harwich Center car insurance quotes.

Cheapest Harwich Center, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harwich Center, MA car insurance rates? Every Harwich Center, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harwich Center, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,836 $1,836 $1,836 $1,836 $6,463 $6,463 $2,052 $2,052
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $1,892 $1,892 $1,821 $1,821 $7,110 $7,110 $2,044 $2,044
State Farm $794 $794 $794 $794 $2,165 $2,165 $794 $794
Travelers $2,162 $2,162 $1,923 $1,923 $4,312 $4,312 $2,390 $2,390
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

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Minimum Car Insurance in Harwich Center, MA

Every driver must carry the minimum car insurance in Harwich Center, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Harwich Center, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Harwich Center, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harwich Center, MA to rates for a clean record with top companies.

Annual Harwich Center, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,368 $3,510 $3,940 $2,368
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,707 $3,805 $3,024 $3,331
State Farm $898 $1,224 $1,461 $962
Travelers $2,124 $2,904 $3,084 $2,675
USAA $1,155 $1,494 $2,524 $1,290

Cheapest Harwich Center, MA Car Insurance for Teen Drivers

Teen car insurance in Harwich Center, MA can be expensive. Take a look at rates from the top car insurance companies in Harwich Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harwich Center, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,463 $6,463
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $7,110 $7,110
State Farm $2,165 $2,165
Travelers $4,312 $4,312
USAA $2,763 $2,763

Cheapest Harwich Center, MA Car Insurance for Seniors

Take a look at Harwich Center, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harwich Center, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,836 $1,836
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,821 $1,821
State Farm $794 $794
Travelers $1,923 $1,923
USAA $1,180 $1,180

Cheapest Harwich Center, MA Car Insurance Rates After a DUI

A DUI in Harwich Center, MA increases car insurance rates. Compare Harwich Center, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harwich Center, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,940
GEICO $3,086
Liberty Mutual $4,898
Progressive $3,024
State Farm $1,461
Travelers $3,084
USAA $2,524

Cheapest Harwich Center, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harwich Center, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harwich Center, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,945 $3,148
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,217 $3,217
State Farm $1,110 $1,163
Travelers $2,573 $2,821
USAA $1,572 $1,660

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The Best Cheap Car Insurance Companies in Harwich Center, MA

Take a look at a side-by-side comparison of the top car insurance companies in Harwich Center, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harwich Center, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,047
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,217
State Farm $1,137
Travelers $2,697
USAA $1,616

Category Winners: Cheapest Car Insurance in Harwich Center, Massachusetts

Find the cheapest car insurance companies in Harwich Center, MA for each category right here.

Best Annual Car Insurance Rates by Company in Harwich Center, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Harwich Center, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harwich Center car insurance rates. Find the cheapest Harwich Center, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harwich Center, Massachusetts

Insurance Company Low Medium High
Allstate $2,807 $3,100 $3,234
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $2,933 $3,281 $3,436
State Farm $1,037 $1,157 $1,215
Travelers $2,461 $2,750 $2,880
USAA $1,500 $1,642 $1,706

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What affects car insurance rates in Harwich Center, Massachusetts?

What factors can have an impact on Harwich Center, MA car insurance? There are several reasons why Harwich Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harwich Center, Massachusetts.

Commute Time in Harwich Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Harwich Center, MA is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Harwich Center, MA

Ready to find affordable Harwich Center, Massachusetts car insurance today? Enter your ZIP code for fast, free Harwich Center, MA car insurance quotes.

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