Compare Harwick, PA Car Insurance Rates (2021)

Car insurance in Harwick, PA averages $329 a month. Harwick, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Harwick car insurance rates, compare quotes from the top car insurance companies in Harwick, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Harwick, PA are $3,943/year
  • The cheapest car insurance company in Harwick is USAA
  • The cheapest car insurance company in Harwick for teen drivers is USAA

If you need to buy Harwick, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Harwick, PA is right here.

You’ll find Harwick car insurance rates, the cheapest Harwick, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Harwick, Pennsylvania car insurance rates to Erie car insurance rates, Reading car insurance rates, and York car insurance rates.

Ready to find affordable Harwick, PA car insurance today? Enter your ZIP code for fast, free Harwick car insurance quotes.

Cheapest Harwick, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harwick, PA car insurance rates? Every Harwick, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harwick, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,572 $2,572 $2,375 $2,375 $8,850 $8,850 $2,832 $2,832
GEICO $2,130 $1,842 $2,018 $1,747 $5,500 $4,768 $2,141 $1,851
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $2,050 $2,050 $1,944 $1,944 $5,843 $5,843 $2,304 $2,304
Progressive $2,675 $2,675 $2,392 $2,392 $8,758 $8,758 $3,443 $3,443
State Farm $1,569 $1,569 $1,390 $1,390 $5,439 $5,439 $1,735 $1,735
Travelers $1,666 $1,666 $1,815 $1,815 $25,502 $25,502 $1,987 $1,987
USAA $1,142 $1,142 $1,031 $1,031 $3,451 $3,451 $1,518 $1,518

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Minimum Car Insurance in Harwick, PA

Every driver must carry the minimum car insurance in Harwick, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Harwick, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Harwick, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harwick, PA. Compare credit history car insurance rates in Harwick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harwick, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,300 $3,971 $3,200
GEICO $4,132 $2,324 $1,794
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $3,559 $2,932 $2,615
Progressive $5,706 $4,014 $3,230
State Farm $3,607 $2,232 $1,761
Travelers $8,397 $7,620 $7,210
USAA $2,231 $1,657 $1,468

Cheapest Harwick, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harwick, PA to rates for a clean record with top companies.

Annual Harwick, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,977 $4,697 $3,977 $3,977
GEICO $2,023 $3,490 $2,697 $2,789
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $2,190 $2,935 $4,085 $2,931
Progressive $3,911 $5,422 $4,020 $3,914
State Farm $2,308 $2,758 $2,533 $2,533
Travelers $5,456 $7,811 $9,892 $7,811
USAA $1,436 $1,984 $2,117 $1,605

Cheapest Harwick, PA Car Insurance for Teen Drivers

Teen car insurance in Harwick, PA can be expensive. Take a look at rates from the top car insurance companies in Harwick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harwick, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,850 $8,850
GEICO $5,500 $4,768
Liberty Mutual $9,981 $9,981
Nationwide $5,843 $5,843
Progressive $8,758 $8,758
State Farm $5,439 $5,439
Travelers $25,502 $25,502
USAA $3,451 $3,451

Cheapest Harwick, PA Car Insurance for Seniors

Take a look at Harwick, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harwick, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,375 $2,375
GEICO $2,018 $1,747
Liberty Mutual $3,146 $3,146
Nationwide $1,944 $1,944
Progressive $2,392 $2,392
State Farm $1,390 $1,390
Travelers $1,815 $1,815
USAA $1,031 $1,031

Cheapest Harwick, PA Car Insurance Rates After a DUI

A DUI in Harwick, PA increases car insurance rates. Compare Harwick, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harwick, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,977
GEICO $2,697
Liberty Mutual $5,339
Nationwide $4,085
Progressive $4,020
State Farm $2,533
Travelers $9,892
USAA $2,117

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Cheapest Harwick, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harwick, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harwick, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,071 $4,243
GEICO $2,708 $2,792
Liberty Mutual $5,094 $5,361
Nationwide $3,035 $3,035
Progressive $4,317 $4,317
State Farm $2,452 $2,614
Travelers $7,742 $7,742
USAA $1,734 $1,836

The Best Cheap Car Insurance Companies in Harwick, PA

Take a look at a side-by-side comparison of the top car insurance companies in Harwick, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harwick, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,157
GEICO $2,750
Liberty Mutual $5,228
Nationwide $3,035
Progressive $4,317
State Farm $2,533
Travelers $7,742
USAA $1,785

Category Winners: Cheapest Car Insurance in Harwick, Pennsylvania

Find the cheapest car insurance companies in Harwick, PA for each category right here.

Best Annual Car Insurance Rates by Company in Harwick, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Harwick, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harwick car insurance rates. Find the cheapest Harwick, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harwick, Pennsylvania

Insurance Company Low Medium High
Allstate $4,001 $4,178 $4,292
GEICO $2,518 $2,781 $2,951
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $3,070 $3,075 $2,962
Progressive $3,974 $4,356 $4,620
State Farm $2,366 $2,569 $2,664
Travelers $7,722 $7,774 $7,731
USAA $1,661 $1,802 $1,893

What affects car insurance rates in Harwick, Pennsylvania?

What factors can have an impact on Harwick, PA car insurance? There are several reasons why Harwick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harwick, Pennsylvania.

Commute Time in Harwick

The more time you spend in your car the higher the risk of an accident. The average commute length in Harwick, PA is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in Harwick, PA

Ready to find affordable Harwick, Pennsylvania car insurance today? Enter your ZIP code for fast, free Harwick, PA car insurance quotes.

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