Compare Harwinton, CT Car Insurance Rates (2021)

Car insurance in Harwinton, CT averages $365 a month. Harwinton, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Harwinton car insurance rates, compare quotes from the top car insurance companies in Harwinton, CT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Harwinton, CT after a DUI are $5,317/year
  • Average car insurance rates in Harwinton, CT are $4,376/year
  • The cheapest car insurance company in Harwinton is GEICO

If you need to buy Harwinton, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Harwinton, CT is right here.

You’ll find Harwinton car insurance rates, the cheapest Harwinton, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Harwinton, Connecticut car insurance rates to Stamford car insurance rates, Danbury car insurance rates, and Bridgeport car insurance rates.

Ready to find affordable Harwinton, CT car insurance today? Enter your ZIP code for fast, free Harwinton car insurance quotes.

Cheapest Harwinton, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Harwinton, CT car insurance rates? Every Harwinton, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harwinton, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,540 $3,501 $3,260 $3,491 $10,880 $12,859 $3,702 $3,891
GEICO $2,123 $2,129 $1,969 $1,985 $4,866 $5,766 $2,048 $1,992
Liberty Mutual $3,364 $3,661 $2,594 $3,200 $16,697 $18,831 $3,404 $3,710
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,354 $2,196 $2,009 $2,091 $9,769 $10,825 $2,690 $3,010
State Farm $1,811 $1,811 $1,663 $1,663 $5,501 $6,904 $2,036 $2,344
Travelers $1,757 $1,783 $1,750 $1,743 $13,358 $21,434 $1,913 $2,165
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Harwinton, CT

Every driver must carry the minimum car insurance in Harwinton, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Harwinton, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Harwinton, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Harwinton, CT. Compare credit history car insurance rates in Harwinton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Harwinton, Connecticut

Insurance Company Poor Fair Good
Allstate $7,172 $5,434 $4,314
GEICO $4,158 $2,510 $1,912
Liberty Mutual $9,833 $6,136 $4,828
Nationwide $4,621 $3,099 $2,743
Progressive $4,756 $4,264 $4,084
State Farm $4,130 $2,644 $2,127
Travelers $6,517 $5,427 $5,269
USAA $3,987 $2,690 $2,369

Cheapest Harwinton, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Harwinton, CT to rates for a clean record with top companies.

Annual Harwinton, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $5,929 $7,041 $4,796
GEICO $1,805 $2,366 $5,053 $2,216
Liberty Mutual $6,074 $7,596 $7,528 $6,533
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $3,728 $5,405 $3,919 $4,419
State Farm $2,762 $3,035 $3,035 $3,035
Travelers $4,618 $5,001 $7,282 $6,049
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Harwinton, CT Car Insurance for Teen Drivers

Teen car insurance in Harwinton, CT can be expensive. Take a look at rates from the top car insurance companies in Harwinton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Harwinton, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,880 $12,859
GEICO $4,866 $5,766
Liberty Mutual $16,697 $18,831
Nationwide $6,150 $7,803
Progressive $9,769 $10,825
State Farm $5,501 $6,904
Travelers $13,358 $21,434
USAA $5,822 $6,120

Cheapest Harwinton, CT Car Insurance for Seniors

Take a look at Harwinton, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Harwinton, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,491
GEICO $1,969 $1,985
Liberty Mutual $2,594 $3,200
Nationwide $2,003 $2,102
Progressive $2,009 $2,091
State Farm $1,663 $1,663
Travelers $1,750 $1,743
USAA $1,727 $1,706

Cheapest Harwinton, CT Car Insurance Rates After a DUI

A DUI in Harwinton, CT increases car insurance rates. Compare Harwinton, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Harwinton, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,041
GEICO $5,053
Liberty Mutual $7,528
Nationwide $4,241
Progressive $3,919
State Farm $3,035
Travelers $7,282
USAA $4,435

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Harwinton, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Harwinton, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Harwinton, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,640
GEICO $2,816 $2,903
Liberty Mutual $6,933 $6,933
Nationwide $3,488 $3,488
Progressive $4,368 $4,368
State Farm $2,895 $3,039
Travelers $5,738 $5,738
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Harwinton, CT

Take a look at a side-by-side comparison of the top car insurance companies in Harwinton, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Harwinton, Connecticut

Insurance Company Average Annual Rates
Allstate $5,640
GEICO $2,860
Liberty Mutual $6,933
Nationwide $3,488
Progressive $4,368
State Farm $2,967
Travelers $5,738
USAA $3,015

Category Winners: Cheapest Car Insurance in Harwinton, Connecticut

Find the cheapest car insurance companies in Harwinton, CT for each category right here.

Best Annual Car Insurance Rates by Company in Harwinton, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Harwinton, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Harwinton car insurance rates. Find the cheapest Harwinton, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Harwinton, Connecticut

Insurance Company Low Medium High
Allstate $5,331 $5,634 $5,956
GEICO $2,658 $2,826 $3,095
Liberty Mutual $6,650 $6,878 $7,270
Nationwide $3,547 $3,514 $3,403
Progressive $4,071 $4,330 $4,702
State Farm $2,792 $2,971 $3,137
Travelers $5,350 $5,701 $6,162
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Harwinton, Connecticut?

What factors can have an impact on Harwinton, CT car insurance? There are several reasons why Harwinton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Harwinton, Connecticut.

Commute Time in Harwinton

The more time you spend in your car the higher the risk of an accident. The average commute length in Harwinton, CT is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Harwinton, CT

Ready to find affordable Harwinton, Connecticut car insurance today? Enter your ZIP code for fast, free Harwinton, CT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption