Compare Hastings, MN Car Insurance Rates (2021)

Car insurance in Hastings, MN averages $382 a month. Hastings, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Hastings car insurance rates, compare quotes from the top car insurance companies in Hastings, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hastings, MN after a DUI are $6,267/year
  • The cheapest car insurance company in Hastings is State Farm
  • The cheapest car insurance company in Hastings for teen drivers is State Farm

If you need to buy Hastings, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Hastings, MN is right here.

You’ll find Hastings car insurance rates, the cheapest Hastings, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Hastings, Minnesota car insurance rates to Bloomington car insurance rates, St. Paul car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Hastings, MN car insurance today? Enter your ZIP code for fast, free Hastings car insurance quotes.

Cheapest Hastings, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hastings, MN car insurance rates? Every Hastings, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hastings, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,256 $3,256 $3,151 $3,151 $7,485 $10,755 $3,973 $4,142
American Family $2,167 $2,167 $1,967 $1,967 $5,942 $8,572 $2,167 $2,439
Farmers $2,271 $2,269 $2,188 $2,314 $6,462 $6,532 $2,974 $2,892
GEICO $2,429 $2,405 $2,312 $2,247 $5,330 $6,723 $2,270 $2,382
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,047 $2,038 $1,828 $1,928 $5,388 $6,477 $2,423 $2,499
State Farm $1,651 $1,651 $1,493 $1,493 $3,761 $4,605 $1,910 $1,570
USAA $1,966 $1,927 $1,805 $1,780 $5,355 $5,796 $2,549 $2,678

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Minimum Car Insurance in Hastings, MN

Every driver must carry the minimum car insurance in Hastings, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Hastings, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hastings, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hastings, MN. Compare credit history car insurance rates in Hastings from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hastings, Minnesota

Insurance Company Poor Fair Good
Allstate $7,157 $3,904 $3,627
American Family $4,683 $3,099 $2,489
Farmers $4,359 $3,155 $2,949
GEICO $3,914 $3,205 $2,668
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,664 $2,957 $2,614
State Farm $3,305 $2,021 $1,474
USAA $4,623 $2,304 $2,020

Cheapest Hastings, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hastings, MN to rates for a clean record with top companies.

Annual Hastings, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $5,173 $6,266 $4,653
American Family $2,297 $4,156 $4,638 $2,604
Farmers $2,988 $3,756 $3,811 $3,396
GEICO $2,184 $3,445 $5,079 $2,340
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,457 $3,241 $3,715 $2,901
State Farm $2,066 $2,468 $2,267 $2,267
USAA $2,212 $2,833 $4,250 $2,633

Cheapest Hastings, MN Car Insurance for Teen Drivers

Teen car insurance in Hastings, MN can be expensive. Take a look at rates from the top car insurance companies in Hastings for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hastings, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,485 $10,755
American Family $5,942 $8,572
Farmers $6,462 $6,532
GEICO $5,330 $6,723
Liberty Mutual $18,315 $27,293
Nationwide $5,388 $6,477
State Farm $3,761 $4,605
USAA $5,355 $5,796

Cheapest Hastings, MN Car Insurance for Seniors

Take a look at Hastings, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hastings, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,151 $3,151
American Family $1,967 $1,967
Farmers $2,188 $2,314
GEICO $2,312 $2,247
Liberty Mutual $9,407 $9,407
Nationwide $1,828 $1,928
State Farm $1,493 $1,493
USAA $1,805 $1,780

Cheapest Hastings, MN Car Insurance Rates After a DUI

A DUI in Hastings, MN increases car insurance rates. Compare Hastings, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hastings, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,266
American Family $4,638
Farmers $3,811
GEICO $5,079
Liberty Mutual $20,108
Nationwide $3,715
State Farm $2,267
USAA $4,250

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Cheapest Hastings, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hastings, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hastings, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,896 $4,896
American Family $3,384 $3,464
Farmers $3,488 $3,488
GEICO $3,217 $3,308
Liberty Mutual $12,870 $13,625
Nationwide $3,079 $3,079
State Farm $2,203 $2,331
USAA $2,943 $3,021

The Best Cheap Car Insurance Companies in Hastings, MN

Take a look at a side-by-side comparison of the top car insurance companies in Hastings, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hastings, Minnesota

Insurance Company Average Annual Rates
Allstate $4,896
American Family $3,424
Farmers $3,488
GEICO $3,262
Liberty Mutual $13,248
Nationwide $3,079
State Farm $2,267
USAA $2,982

Category Winners: Cheapest Car Insurance in Hastings, Minnesota

Find the cheapest car insurance companies in Hastings, MN for each category right here.

Best Annual Car Insurance Rates by Company in Hastings, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hastings, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hastings car insurance rates. Find the cheapest Hastings, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hastings, Minnesota

Insurance Company Low Medium High
Allstate $4,816 $4,894 $4,979
American Family $3,408 $3,517 $3,346
Farmers $3,352 $3,503 $3,608
GEICO $3,137 $3,261 $3,389
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,889 $3,104 $3,242
State Farm $2,160 $2,278 $2,362
USAA $2,889 $2,980 $3,077

What affects car insurance rates in Hastings, Minnesota?

What factors can have an impact on Hastings, MN car insurance? There are several reasons why Hastings car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hastings, Minnesota.

Commute Time in Hastings

The more time you spend in your car the higher the risk of an accident. The average commute length in Hastings, MN is 24.6 minutes according to City-Data.

Traffic in Hastings

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hastings, MN traffic data from INRIX ranks Hastings as the 577th-most congested in the world.

Compare Car Insurance Quotes in Hastings, MN

Ready to find affordable Hastings, Minnesota car insurance today? Enter your ZIP code for fast, free Hastings, MN car insurance quotes.

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