Compare Havana, AR Car Insurance Rates (2021)

Car insurance in Havana, AR averages $324 a month. Havana, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Havana car insurance rates, compare quotes from the top car insurance companies in Havana, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Havana, AR after a DUI are $4,680/year
  • The cheapest car insurance company in Havana is USAA
  • The cheapest car insurance company in Havana for teen drivers is USAA

If you need to buy Havana, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Havana, AR is right here.

You’ll find Havana car insurance rates, the cheapest Havana, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Havana, Arkansas car insurance rates to Hot Springs car insurance rates, Fayetteville car insurance rates, and Little Rock car insurance rates.

Ready to find affordable Havana, AR car insurance today? Enter your ZIP code for fast, free Havana car insurance quotes.

Cheapest Havana, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Havana, AR car insurance rates? Every Havana, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Havana, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,765 $2,779 $2,469 $2,637 $10,124 $12,162 $3,046 $3,313
Farmers $2,326 $2,317 $2,082 $2,184 $9,523 $9,869 $2,663 $2,813
GEICO $2,503 $2,476 $2,310 $2,246 $6,480 $6,500 $2,458 $2,493
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,613 $2,482 $2,147 $2,242 $10,956 $12,342 $3,130 $3,388
State Farm $1,664 $1,664 $1,475 $1,475 $4,648 $5,840 $1,870 $2,154
Travelers $2,049 $2,090 $2,016 $2,023 $11,733 $18,801 $2,189 $2,544
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

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Minimum Car Insurance in Havana, AR

Every driver must carry the minimum car insurance in Havana, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Havana, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Havana, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Havana, AR. Compare credit history car insurance rates in Havana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Havana, Arkansas

Insurance Company Poor Fair Good
Allstate $6,166 $4,730 $3,840
Farmers $4,811 $4,022 $3,833
GEICO $4,114 $3,381 $2,805
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,578 $4,747 $4,412
State Farm $3,763 $2,267 $1,766
Travelers $6,236 $5,199 $4,858
USAA $2,680 $1,828 $1,558

Cheapest Havana, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Havana, AR to rates for a clean record with top companies.

Annual Havana, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,040 $5,089 $5,677 $4,842
Farmers $3,572 $4,568 $4,462 $4,286
GEICO $2,328 $3,572 $5,328 $2,505
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,236 $5,879 $4,449 $5,086
State Farm $2,395 $2,803 $2,599 $2,599
Travelers $4,554 $4,705 $6,873 $5,591
USAA $1,558 $1,969 $2,834 $1,727

Cheapest Havana, AR Car Insurance for Teen Drivers

Teen car insurance in Havana, AR can be expensive. Take a look at rates from the top car insurance companies in Havana for teenagers.

Annual Car Insurance Rates for Teen Drivers in Havana, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,124 $12,162
Farmers $9,523 $9,869
GEICO $6,480 $6,500
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,956 $12,342
State Farm $4,648 $5,840
Travelers $11,733 $18,801
USAA $3,881 $4,069

Cheapest Havana, AR Car Insurance for Seniors

Take a look at Havana, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Havana, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,469 $2,637
Farmers $2,082 $2,184
GEICO $2,310 $2,246
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,147 $2,242
State Farm $1,475 $1,475
Travelers $2,016 $2,023
USAA $1,164 $1,175

Cheapest Havana, AR Car Insurance Rates After a DUI

A DUI in Havana, AR increases car insurance rates. Compare Havana, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Havana, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,677
Farmers $4,462
GEICO $5,328
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,449
State Farm $2,599
Travelers $6,873
USAA $2,834

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Cheapest Havana, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Havana, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Havana, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,912 $4,912
Farmers $4,222 $4,222
GEICO $3,410 $3,456
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,912 $4,912
State Farm $2,539 $2,659
Travelers $5,431 $5,431
USAA $1,964 $2,080

The Best Cheap Car Insurance Companies in Havana, AR

Take a look at a side-by-side comparison of the top car insurance companies in Havana, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Havana, Arkansas

Insurance Company Average Annual Rates
Allstate $4,912
Farmers $4,222
GEICO $3,433
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,912
State Farm $2,599
Travelers $5,431
USAA $2,022

Category Winners: Cheapest Car Insurance in Havana, Arkansas

Find the cheapest car insurance companies in Havana, AR for each category right here.

Best Annual Car Insurance Rates by Company in Havana, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Havana, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Havana car insurance rates. Find the cheapest Havana, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Havana, Arkansas

Insurance Company Low Medium High
Allstate $4,787 $4,909 $5,040
Farmers $4,031 $4,182 $4,453
GEICO $3,300 $3,433 $3,568
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,560 $4,843 $5,334
State Farm $2,496 $2,595 $2,706
Travelers $5,193 $5,446 $5,653
USAA $1,939 $2,014 $2,112

What affects car insurance rates in Havana, Arkansas?

What factors can have an impact on Havana, AR car insurance? There are several reasons why Havana car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Havana, Arkansas.

Commute Time in Havana

The more time you spend in your car the higher the risk of an accident. The average commute length in Havana, AR is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Havana, AR

Ready to find affordable Havana, Arkansas car insurance today? Enter your ZIP code for fast, free Havana, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State