Compare Havana, KS Car Insurance Rates (2021)

Car insurance in Havana, KS averages $280 a month. Havana, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Havana car insurance rates, compare quotes from the top car insurance companies in Havana, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Havana, KS after a DUI are $4,048/year
  • Average car insurance rates in Havana, KS are $3,360/year
  • The cheapest car insurance company in Havana is American Family

If you need to buy Havana, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Havana, KS is right here.

You’ll find Havana car insurance rates, the cheapest Havana, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Havana, Kansas car insurance rates to Olathe car insurance rates, Kansas City car insurance rates, and Salina car insurance rates.

Ready to find affordable Havana, KS car insurance today? Enter your ZIP code for fast, free Havana car insurance quotes.

Cheapest Havana, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Havana, KS car insurance rates? Every Havana, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Havana, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,675 $1,675 $1,513 $1,513 $3,256 $3,908 $1,675 $1,885
Farmers $2,588 $2,570 $2,314 $2,415 $6,894 $7,133 $2,911 $3,064
GEICO $2,712 $2,652 $2,735 $2,545 $4,904 $6,580 $3,111 $2,287
Liberty Mutual $2,256 $2,436 $2,161 $2,409 $10,590 $11,823 $2,458 $2,658
Nationwide $1,875 $1,940 $1,664 $1,800 $3,776 $4,650 $2,170 $2,317
Progressive $2,396 $2,287 $1,932 $2,014 $8,732 $9,859 $2,830 $3,031
State Farm $1,754 $1,754 $1,528 $1,528 $4,542 $5,807 $1,968 $2,217
Travelers $1,965 $2,001 $1,901 $1,930 $7,768 $12,093 $2,007 $2,383
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Havana, KS

Every driver must carry the minimum car insurance in Havana, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Havana, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Havana, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Havana, KS. Compare credit history car insurance rates in Havana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Havana, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,791 $1,974 $1,647
Farmers $4,411 $3,498 $3,299
GEICO $5,347 $2,829 $2,147
Liberty Mutual $4,599 $4,599 $4,599
Nationwide $2,808 $2,466 $2,299
Progressive $4,749 $3,982 $3,675
State Farm $3,840 $2,295 $1,777
Travelers $4,639 $3,765 $3,614
USAA $3,299 $2,163 $1,778

Cheapest Havana, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Havana, KS to rates for a clean record with top companies.

Annual Havana, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,100 $2,250 $2,100 $2,100
Farmers $3,152 $4,048 $3,946 $3,799
GEICO $2,158 $3,545 $5,492 $2,568
Liberty Mutual $3,458 $5,223 $5,128 $4,587
Nationwide $1,887 $2,174 $3,870 $2,165
Progressive $3,820 $4,467 $3,989 $4,264
State Farm $2,456 $2,819 $2,637 $2,637
Travelers $2,937 $3,810 $5,235 $4,042
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Havana, KS Car Insurance for Teen Drivers

Teen car insurance in Havana, KS can be expensive. Take a look at rates from the top car insurance companies in Havana for teenagers.

Annual Car Insurance Rates for Teen Drivers in Havana, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,256 $3,908
Farmers $6,894 $7,133
GEICO $4,904 $6,580
Liberty Mutual $10,590 $11,823
Nationwide $3,776 $4,650
Progressive $8,732 $9,859
State Farm $4,542 $5,807
Travelers $7,768 $12,093
USAA $4,807 $5,062

Cheapest Havana, KS Car Insurance for Seniors

Take a look at Havana, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Havana, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,513 $1,513
Farmers $2,314 $2,415
GEICO $2,735 $2,545
Liberty Mutual $2,161 $2,409
Nationwide $1,664 $1,800
Progressive $1,932 $2,014
State Farm $1,528 $1,528
Travelers $1,901 $1,930
USAA $1,313 $1,333

Cheapest Havana, KS Car Insurance Rates After a DUI

A DUI in Havana, KS increases car insurance rates. Compare Havana, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Havana, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,588
American Family $2,100
Farmers $3,946
GEICO $5,492
Liberty Mutual $5,128
Nationwide $3,870
Progressive $3,989
State Farm $2,637
Travelers $5,235
USAA $3,494

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Cheapest Havana, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Havana, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Havana, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,110 $2,165
Farmers $3,736 $3,736
GEICO $3,367 $3,515
Liberty Mutual $4,599 $4,599
Nationwide $2,524 $2,524
Progressive $4,135 $4,135
State Farm $2,572 $2,703
Travelers $4,006 $4,006
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Havana, KS

Take a look at a side-by-side comparison of the top car insurance companies in Havana, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Havana, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,137
Farmers $3,736
GEICO $3,441
Liberty Mutual $4,599
Nationwide $2,524
Progressive $4,135
State Farm $2,637
Travelers $4,006
USAA $2,413

Category Winners: Cheapest Car Insurance in Havana, Kansas

Find the cheapest car insurance companies in Havana, KS for each category right here.

Best Annual Car Insurance Rates by Company in Havana, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Havana, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Havana car insurance rates. Find the cheapest Havana, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Havana, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,158 $2,245 $2,008
Farmers $3,585 $3,715 $3,908
GEICO $3,345 $3,437 $3,541
Liberty Mutual $4,489 $4,588 $4,719
Nationwide $2,660 $2,495 $2,418
Progressive $3,910 $4,103 $4,392
State Farm $2,547 $2,644 $2,720
Travelers $3,813 $4,011 $4,194
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Havana, Kansas?

What factors can have an impact on Havana, KS car insurance? There are several reasons why Havana car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Havana, Kansas.

Commute Time in Havana

The more time you spend in your car the higher the risk of an accident. The average commute length in Havana, KS is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Havana, KS

Ready to find affordable Havana, Kansas car insurance today? Enter your ZIP code for fast, free Havana, KS car insurance quotes.

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